Del-Sette Capital Management

09/01/2026

🌟 New Episode Alert: Happiness in Retirement Podcast! 🌟

Hello, everyone! I'm excited to share our latest episode of the Happiness in Retirement podcast, where we dive deep into the importance of building lasting relationships with your financial advisor. In this episode, I discuss why your relationship with a financial advisor should be more than just a transaction—it's about creating a partnership that can last for generations. Here are three key takeaways that I believe will resonate with you:

The Value of a Long-Term Relationship: Choosing the right financial advisor is not just about managing your investments; it's about finding someone who understands your family's story. A long-term advisor will know your financial history, your goals, and the emotions tied to your money. This deep understanding allows them to provide tailored advice that evolves with your life stages, from building wealth to enjoying retirement.

Multi-Generational Planning: Financial planning shouldn't stop with you. As your children grow and start their own families, it's crucial that they are included in the financial conversation. A good advisor will not only help you but will also prepare the next generation to manage their inheritance responsibly. This means having open discussions about values, responsibilities, and the story behind the wealth, ensuring that your family’s financial legacy is preserved.

Context Matters: Wealth without context is just money. It's essential to convey the values and lessons that come with your financial resources. An advisor can help bridge the gap between your financial assets and the values you want to instill in your children and grandchildren. By sharing the stories behind your financial decisions, you empower future generations to make informed choices that align with your family's principles.

I invite you to listen to this episode and reflect on your own financial relationships. Remember, it's not just about the numbers; it's about the people and the stories that shape our financial lives.

🎧 Tune in now and let’s make your golden years the best years!

This is Not a Fling : Why Your Financial Advisor Should Know Your Family for Generations Aug 31 Written By Bill DelSette Bill DelSette

08/30/2026

08/19/2026

Click to Register: https://riverside.com/webinar/registration/eyJldmVudElkIjoiNmE4MjU4MzY4ZDJiNjQyMjIyODAzNDNjIiwic2x1ZyI6Imhpci1wb2RjYXN0LXN0dWRpbyJ9

08/07/2026

Two processes to meet you where you are - accumulating wealth, or ready to enjoy it. The Happiness in Retirement Group, by Del-Sette Capital.

07/31/2026

 Ever wonder what a typical day is like working at Del Sette capital? Ann’s son Nico wrote about how Ann spends a typical day here. He is spot on!

07/22/2026

🌟 New Episode Alert: Why Your Financial Plan Needs a Villain! 🌟

Hello, everyone! I'm excited to share our latest episode of the Happiness in Retirement Podcast! In this episode, we dive deep into the concept of the hero's journey and how it relates to your financial planning. Here are three key takeaways that I believe will inspire you on your own journey:

You Are the Hero of Your Story: Just like every great story, your life is filled with triumphs and challenges. Recognizing that you are the hero in your own narrative is crucial. Whether it's the birth of a child, a job loss, or a health scare, these moments serve as your "call to adventure." They push you to take action and make necessary changes in your financial life. Embrace these moments as invitations to grow and transform!

Identify Your Villains: Every hero faces villains, and in our financial journeys, these can take many forms. They might be external challenges like market crashes or unexpected expenses, or internal struggles such as procrastination and fear. Understanding what your "villain" is can provide you with the motivation to make difficult decisions. Remember, it’s not just about overcoming these obstacles; it’s about how they shape you into a stronger, more capable person.

Transformation Through Trials: The journey is not always easy, but it’s through these trials that we find our strength. Financial planning is not just about reaching a number; it’s about becoming the person who can live a remarkable life. Each challenge you face is an opportunity for growth, and the lessons learned along the way will help you create a fulfilling retirement.

As you listen to this episode, I encourage you to reflect on your own hero's journey. What challenges have shaped you? Who has guided you along the way? And what gifts do you hope to share with others because of the financial choices you’re making today?

Tune in now and let’s embark on this journey together! 🎧✨

For more insights and resources, visit happinessinretirement.com or check out our page. Don’t forget to subscribe and share this episode with someone who could use a little inspiration in their retirement planning!

Here’s to your journey and the heroes we all become! 💪🌈

https://www.del-sette.com/happinessinretirementpodcast/why-your-financial-plan-needs-a-villain

In this episode, I explore the idea that each of us is the hero of our own story, navigating through moments of triumph and disappointment, confidence and fear, victories and setbacks. Just like in every great narrative, our lives are shaped by the challenges we face, which I refer to as "villa

07/16/2026

🌟 New Episode Alert: Happiness in Retirement Podcast! 🌟

Hello, everyone! I'm excited to share our latest episode of the Happiness in Retirement podcast, where we dive into a topic that may not seem directly related to retirement at first glance, but is incredibly impactful: The Trump account Roth conversion strategy and the gift of time for our children and grandchildren.

In this episode, we explore how giving the next generation the opportunity to invest early can create a lifetime of financial independence and happiness. Here are three key takeaways that I believe will resonate with you:

Time is the Greatest Gift: While many think of financial gifts like trust funds or college funds, the most valuable gift we can give our children and grandchildren is time. Imagine if someone had started investing for you the day you were born! The power of compounding interest means that the earlier we start, the more significant the impact on their future. This episode emphasizes that it’s not just about the money; it’s about the time that money has to grow.

The New Planning Opportunity: We discuss the recent introduction of "Trump accounts" and how they can be a game-changer for young investors. The real opportunity lies in starting early and investing consistently. By contributing to these accounts and considering Roth IRA conversions during low-income years, we can set our children up for decades of tax-free growth. This strategy is about maximizing the one asset that can never be replaced: time.

Legacy Beyond Money: Legacy isn’t just about what we leave behind; it’s about the opportunities we create while we’re still here. Teaching our children about investing, patience, and delayed gratification can have a profound impact on their lives. The conversations we have today about financial wisdom can shape their future in ways that money alone cannot. And of course that pot of potentially tax-free money later!

As we wrap up this episode, remember that retirement planning goes beyond just financial strategies. It’s about creating a life filled with purpose, meaningful relationships, and experiences. Helping the next generation achieve financial independence is an act of love and an investment in their future happiness.

I invite you to listen to the full episode and reflect on how you can make a meaningful difference in your family's financial journey. Let’s empower our children and grandchildren to live happier, more fulfilling lives!

🎧 Tune in now and let’s make those golden years the best years!

In this episode of the Happiness in Retirement podcast, I delve into a topic that may initially seem unrelated to retirement planning: the importance of giving children and grandchildren the invaluable gift of time. While many people often think of financial contributions like trust funds, college p

07/09/2026

🌟 New Episode Alert: Embracing Work, Uncertainty, and Pain for a Better Financial Future! 🌟

Hey everyone! Bill Del Sette here, and I'm excited to share our latest episode of the Happiness in Retirement podcast! 🎙️ In this episode, we dive deep into some powerful concepts from the book The Tools by Phil Stutz and Barry Michaels, and how they relate to our financial lives and retirement planning. Here are three key takeaways that I believe will resonate with you:

Work is a Constant, Not a Burden: Many people think of retirement as a time to escape work, but the truth is, we will always be working on something. Whether it's our health, relationships, or personal growth, the happiest retirees are those who engage in meaningful work. Retirement isn't about avoiding responsibilities; it's about finding purpose in the work we choose to do. So, ask yourself: what meaningful work are you doing in your retirement?

Uncertainty is Inevitable: No matter how well we plan, uncertainty will always be a part of life. Instead of trying to eliminate it, we should embrace it. A good financial plan isn't about making perfect predictions; it's about being flexible and resilient in the face of unexpected challenges. Remember, confidence comes from knowing you'll be okay, even if things don't go according to plan. Where in your life are you demanding certainty that simply can't be provided?

Pain Can Lead to Growth: Pain is a reality we all face, and it often comes with the things that matter most. Whether it's the discomfort of saving money, dealing with the stress of a market downturn, the challenges of maintaining health, or the emotional struggles we encounter, pain can be a catalyst for growth. Instead of resisting it, we should lean into it and recognize how it can help us evolve. What pain are you resisting that might actually be helping you grow?

I encourage you to listen to this episode and reflect on these takeaways. Retirement is not just about financial security; it's about creating a life filled with purpose, relationships, and happiness. 💖

If you enjoyed this episode, please hit subscribe, leave a review, and share it with someone who is planning for their future or already living in retirement. Let's embrace the journey together!

Until next time, remember that true financial freedom isn't the absence of life's challenges—it's having the confidence and resilience to keep living well in spite of them.

🎧 Listen now at happinessinretirement.com and let’s make your golden years the best years!



https://www.del-sette.com/happinessinretirementpodcast/embracing-pain-uncertainty-and-work-for-a-better-financial-future

In this episode of the Happiness in Retirement podcast, We explore the essential mindset shifts necessary for a fulfilling financial life, drawing insights from the book "The Tools" by Phil Stutz and Barry Michaels. I emphasize that financial success is less about numbers and more about ou

06/24/2026

Our portfolio manager, Jeremy getting it done on election day