Mikelann Valterra, MA, Money Coach, Author & Speaker

Mikelann Valterra, MA, Money Coach, Author & Speaker Helping women create and sustain a healthy relationship to money—I am a Money Coach and author who

As your money coach and Certified Financial Recovery coach, I will give you both the practical tools and emotional guidance you need to establish and enjoy a new, healthy relationship with money… one that supports your deepest needs, core values and wildest dreams. Often times, my clients feel as if money is their “final frontier”— while they’ve done work on many areas of their lives, money remain

s frustrating and confusing. I help them address everything from how to break out of the debt cycle to coping with inheritance issues

Come drink w**e with me? 🍷Join me Wednesday, October 7th in Edmonds WA for an evening of w**e, food, and a talk on rewri...
09/15/2026

Come drink w**e with me? 🍷

Join me Wednesday, October 7th in Edmonds WA for an evening of w**e, food, and a talk on rewriting your prosperity story.

Elsom Cellars (woman-owned!) just opened a gorgeous new tasting room and social club — think comfy couches, great w**e, and good food, all while I talk about the hidden psychology behind your money.

We'll dig into "mimetic desire" — a concept most people have never heard of, and one that quietly shapes what you want and spend on, often without you realizing it. We'll also look at how dopamine hijacks your financial decisions, and practical tools to clear your money fog and start rewriting your own prosperity story.

This is an interactive seminar, not a lecture — eat and drink your way through it, surrounded by comfy chairs and good company.

Only 10 single tickets left. $25. Link below.

Would love to see you there. Bring a friend! 🍇

Why are tango shoes so expensive?If you’ve ever looked at a pair and thought, *“Those are beautiful, but WHY do they cos...
09/11/2026

Why are tango shoes so expensive?

If you’ve ever looked at a pair and thought, *“Those are beautiful, but WHY do they cost that much?”*—you’re not alone.

Tango shoes aren't really fashion heels.

They're **dance equipment**.

A good pair has to help you pivot cleanly, maintain your balance, move with your partner, stay secure through rapid changes of direction, and remain comfortable enough to wear for hours on the dance floor.

That means the things you're paying for aren't always obvious when you're looking at them on a shelf.

The construction.
The materials.
The fit.
The sole.
The heel stability.
The flexibility.
The way the shoe moves with your foot.

And when you've found a pair that makes you feel stable, connected and confident on the floor?

You understand why dancers are willing to invest.

I've broken down **7 reasons tango shoes cost what they do—and why quality really does matter.**

If you've ever wondered whether expensive tango shoes are actually worth it, this one's for you.

(Click to read the full story - https://mikelannvalterra.substack.com/p/why-tango-shoes-are-so-bloody-expensive)

That surprised me a little.We’re often told that midlife is about slowing down. Looking back. Accepting that certain doo...
09/02/2026

That surprised me a little.

We’re often told that midlife is about slowing down. Looking back. Accepting that certain doors have closed.

But the decade between 47 and 57 held some of the hardest—and most transformative—years of my life.

And when I arrived at 57, I didn't feel like I was winding down.

I felt possibility.

Maybe that's what we get wrong about getting older. We assume the best of life is behind us when, in fact, we may finally have enough experience to know what matters.

Your next decade doesn't have to be smaller.

You don't have to expect less.

You can still change your mind. Build something new. Want more. Let go of what no longer fits.

What if the years ahead hold more possibility than you currently imagine?

I was considering going to a dance festival and wondering whether I should buy my ticket.So I asked the question.Then I ...
09/01/2026

I was considering going to a dance festival and wondering whether I should buy my ticket.

So I asked the question.

Then I waited.

Not long afterward, I passed a bus with an advertisement that seemed to answer me directly:

“Don't buy it now. Wait for the upgrade offer.”

I laughed.

And I waited.

The following week, a better offer appeared.

Now, I'm not suggesting that every bus sign contains a message from the universe.

But I am interested in what happens when we ask ourselves a real question—and then become quiet enough to notice.

Sometimes we already know more than we think we do.

Sometimes the answer comes through information we hadn't noticed before.

Sometimes waiting gives us a perspective that rushing never could.

And sometimes a bus sign makes you laugh and reminds you not to buy the damn ticket yet.

The point is this:

Ask the question.

Then pay attention.

Your future self may have more to say than you think.

For many women, money has become another source of exhaustion.Something to worry about.Something to avoid.Something to f...
08/31/2026

For many women, money has become another source of exhaustion.

Something to worry about.
Something to avoid.
Something to feel guilty about spending.
Something that always seems to require more discipline.

But what if that isn't the goal?

What if a healthy relationship with money isn't about tightening everything until there is no room left to breathe?

What if it means knowing what you need—and making room for what you desire?

What if spending could happen without shame?

What if your financial life could support your life rather than constantly feel like another problem to manage?

That, to me, is the deeper work.

Financial clarity matters. A plan matters.

But the purpose of a plan is not deprivation.

It's to help you make choices that reflect what matters to you.

Your needs matter.

Your desires matter.

Your future matters.

And your life right now matters, too.

Your finances can feel nourishing, not depleting.

That doesn't require perfection.

It begins with telling the truth about what you need and what you want.

“I always feared the next rug being pulled out.”Sometimes financial anxiety doesn't begin with a bank balance.Sometimes ...
08/29/2026

“I always feared the next rug being pulled out.”

Sometimes financial anxiety doesn't begin with a bank balance.

Sometimes it begins with a moment you never forgot.

For one woman, it was a sudden divorce that changed everything—including the future she thought she was going to have.

Her dream college vanished overnight.

But the event itself wasn't the end of the story.

The fear stayed.

The quiet expectation that something else could disappear.

That just when life began to feel secure, another rug might be pulled out from underneath her.

This is why I believe our relationship with money is about so much more than numbers.

You can learn how to manage your finances and still carry an old fear that has nothing to do with what's happening today.

Sometimes the first step toward financial clarity isn't another spreadsheet.

It's asking:

What happened?

What experience taught me that money—or life—wasn't safe?

What am I still preparing for?

Because when we name the story, we can begin to understand the fear.

And understanding it gives us more choice about what happens next.

Protect your future.For many women, those words immediately bring up a long list of things they think they should be doi...
08/27/2026

Protect your future.

For many women, those words immediately bring up a long list of things they think they should be doing.

Save more.
Earn more.
Invest more.
Cut back.
Plan better.

And yes, practical financial decisions matter.

But here's what I know after years of working with women and money:

You cannot protect yourself from every possible future.

Life is going to life.

There will be surprises. Changes. Losses. Opportunities you couldn't have predicted.

The goal isn't perfection.

The goal is to create enough financial clarity that you know where you stand.

What do you have?

What do you need?

What is enough?

What needs your attention now?

A clear financial life doesn't guarantee that nothing will go wrong.

But clarity can help you stop imagining that everything will.

And that may be one of the most important ways you can protect your future.

Not by controlling everything.

By seeing clearly enough to meet what comes.

Earn Well. Live Wide.I love this as a money philosophy because earning more isn't supposed to become another way to make...
08/26/2026

Earn Well. Live Wide.

I love this as a money philosophy because earning more isn't supposed to become another way to make your life smaller.

More work.
More striving.
More pressure.
More money—but less time to actually enjoy your life.

That's not the goal.

Money is a tool for life.

It can give you choices about how you spend your time, where you put your energy, what you say yes to, and what you no longer have to tolerate.

And earning well isn't only about earning more.

It's about understanding what your work is worth, making thoughtful choices about money, and creating enough financial clarity that you can use your resources intentionally.

Because what good is financial success if your life gets narrower in the process?

Earn well.
Live wide.

That's the kind of prosperity I'm interested in.

Here’s a one-minute exercise I really like.Think about the woman you were 10, 15, or 20 years ago.Now imagine she could ...
08/24/2026

Here’s a one-minute exercise I really like.

Think about the woman you were 10, 15, or 20 years ago.

Now imagine she could sit across from you today and ask:

“How did things turn out?”

What three things about your life would make her feel relieved?

Not impressed.

Not envious.

Relieved.

Maybe she’d be relieved to know you’re finally comfortable saying no.

That you understand your money better.

That you survived the thing you were sure would break you.

That you built a life that actually feels like yours.

That you stopped trying to prove something.

That you learned you don’t have to have everything figured out to be okay.

We spend an enormous amount of energy worrying about the future.

Sometimes it’s worth looking backward instead.

Because your past self may have been carrying fears that your present self has already outgrown.

Take a minute today.

Name three things.

Relief is a lovely guide.

"Your future self doesn't want perfection. She wants peace."So much financial pressure comes from chasing a version of "...
08/22/2026

"Your future self doesn't want perfection. She wants peace."

So much financial pressure comes from chasing a version of "perfect" that was never really the goal — the flawless budget, the ideal account structure, the plan with zero missteps.

But that's not actually what your future self is asking for. She's not waiting on the other side of perfection. She's asking for peace, right now, in the middle of the mess and the not-quite-figured-out plan.

Sometimes the most powerful shift isn't doing more. It's letting go of a standard that was never realistic in the first place.

What would change if you aimed for peace instead of perfect? 💬

Address

Seattle, WA
98133

Opening Hours

Monday 9am - 3pm
Tuesday 9am - 3pm
Wednesday 9am - 3pm
Thursday 9am - 3pm

Telephone

+12066340861

Alerts

Be the first to know and let us send you an email when Mikelann Valterra, MA, Money Coach, Author & Speaker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Mikelann Valterra, MA, Money Coach, Author & Speaker:

Shortcuts

Share