06/10/2026
Social Security should be part of your retirement plan, not your entire retirement plan.
Headlines this week are telling us that Social Security’s trust fund could face funding issues sooner than expected.
We don’t know exactly what Congress will do, but one thing is certain: relying on a single source of retirement income has never been a great strategy.
Whether it’s a SEP IRA, Roth IRA, 401(k), investments, or something else, having a backup plan gives you options.
The best time to start planning was years ago. The second-best time is today.