HDF: The Housing Development Fund, Inc.

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HDF: The Housing Development Fund, Inc. Housing Development Fund, Inc. To see all that we do, visit our website: www.hdfconnects.org.

With an enthusiastic staff, an engaged board of directors, and strong partners, HDF provides a myriad of financial products, programs, and services designed to promote affordable housing. For over two decades, HDF has proven it can deliver housing solutions that work for Connecticut - for families, for lenders, for developers, for neighborhoods. More than 1,400 high-quality homes have been built with HDF financing, and over 2,400 individuals and families have purchased homes with support from HDF.

Thinking about buying your first home but unsure where to start? Take the first step this Saturday. Join HDF’s free Home...
10/22/2026

Thinking about buying your first home but unsure where to start? Take the first step this Saturday. Join HDF’s free Homebuyer Education Class on Saturday, October 24, from 9 a.m. to 4 p.m. via Zoom. This class will help you understand credit, mortgage pre-approval, shopping for a home, and what to expect from an accepted offer through closing. Build your knowledge so you can approach the home buying process with more confidence.

Registration is required. Follow the link to sign in to your HDF account or create one, then register for the class. https://hdfconnects.org/homebuyer-education-class-in-english-saturday-october-24th-from-9-4-via-zoom/

October is National Financial Planning Month, which makes it a good month to point out that HDF's homebuyer education cl...
10/21/2026

October is National Financial Planning Month, which makes it a good month to point out that HDF's homebuyer education classes and one-on-one counseling are free. Homebuyer education covers credit readiness, getting to a real pre-approval, shopping, the offer-to-closing process, and what maintenance actually costs once the house is yours. Landlord training covers tenant rights and landlord responsibilities and is required if you are buying a two to four unit property with HDF financing. Both run over Zoom, in English and in Spanish, and both are open to people who are nowhere near ready to buy. Plan the year while it is still quiet.

Realtors: before you talk a buyer down on price range, ask which lender they are using. Connecticut banks and credit uni...
10/20/2026

Realtors: before you talk a buyer down on price range, ask which lender they are using. Connecticut banks and credit unions that partner with HDF can pair a first mortgage with downpayment and closing cost assistance, which means a buyer who is short on cash to close is not automatically a buyer who has to wait. Same household, same income, different answer, depending entirely on which door they walked into. You are usually the first person who hears that a deal is about to stall. Knowing which lenders in your market participate is worth more to your buyers than one more price reduction. Reply here and we will tell you who is in the network. https://hdfconnects.org/partnering-with-hdf/

MythBusting Monday. Myth: you can only use one downpayment assistance program, so pick the best one and move on. Fact: m...
10/19/2026

MythBusting Monday. Myth: you can only use one downpayment assistance program, so pick the best one and move on. Fact: many assistance programs are designed to be layered. The Hartford Homeownership Equity Fund, for example, offers up to $20,000 at 0% interest to first-time buyer households at or under 70% of area median income, and it can be combined with other downpayment assistance. Town and city programs, state programs and lender-funded assistance often stack, each with its own rules about lien position and affordability terms. Getting the combination right is technical work, and it is exactly what a HUD-certified HDF counselor does with you at no cost. Do not leave money on the table because nobody told you it stacks. Learn more: https://hdfconnects.org/first-time-home-buyer/

Hispanic Heritage Month ends today. Our bilingual work does not. HDF's counseling, homebuyer education classes, landlord...
10/15/2026

Hispanic Heritage Month ends today. Our bilingual work does not. HDF's counseling, homebuyer education classes, landlord training and program materials are available in Spanish year round, because nobody should have to sign the largest financial document of their life in a language they are still learning. Nuestra asesoria, nuestras clases de educacion para compradores, nuestra capacitacion para propietarios y nuestros materiales estan disponibles en espanol durante todo el ano. Si esta listo para comprar su primera casa, hablemos. Únete a nosotros el viernes 16 de octubre de 9:30 a.m. a 1:00 p.m. a través de Zoom — requerido para todos los prestatarios de HDF antes del cierre. ¡Regístrate hoy! https://hdfconnects.org/counseling-homebuyer-education/

¿Listo para comprar tu primera casa? Nuestra clase gratuita de Educación para Compradores de Vivienda cubre crédito, pre...
10/13/2026

¿Listo para comprar tu primera casa? Nuestra clase gratuita de Educación para Compradores de Vivienda cubre crédito, presupuesto, preparación para la hipoteca y qué esperar al momento del cierre. Únete a nosotros el miércoles 14 de octubre de 9:30 a.m. a 1:00 p.m. vía Zoom — requerida para todos los prestatarios de HDF antes del cierre. ¡Regístrate hoy!

Happy . A client who previously borrowed from our Homeownership Equity Fund closed on a first home in the Hartford area...
10/13/2026

Happy . A client who previously borrowed from our Homeownership Equity Fund closed on a first home in the Hartford area after working with an HDF counselor and a participating lender. "[HDF's] professional and knowledgeable team guided us through every step of the home-buying process, addressing all our questions with patience and expertise. The invaluable resources they provided, along with their commitment to helping us find the perfect house and community made all the difference. Thanks to the HDF Homeownership Equity Fund, we achieved our biggest dream: owning a home." Behind a closing like this one is a bank or credit union that chose to offer downpayment assistance, a counselor who sat with the numbers until they worked, and a household that did not walk away when the cash to close came up short. That is what the partnership is for. https://hdfconnects.org/counseling-homebuyer-education/

Friday Finance Tip: the down payment is not the whole bill. The number that stops most first-time buyers is cash to clos...
10/09/2026

Friday Finance Tip: the down payment is not the whole bill. The number that stops most first-time buyers is cash to close, which is the down payment plus closing costs: lender fees, title, appraisal, prepaid taxes and insurance, and your escrow setup. Closing costs commonly land at a few percent of the purchase price, on top of whatever you are putting down. That is the gap people do not see coming, and it is exactly the gap downpayment and closing cost assistance is built to cover. If you have been saving toward a down payment and are not sure what the real number is, book a free session with an HDF counselor and we will run it with you: https://hdfconnects.org/counseling-homebuyer-education/

Is your town on the list? The Hartford Homeownership Equity Fund offers up to $20,000 in downpayment assistance at 0% in...
10/07/2026

Is your town on the list? The Hartford Homeownership Equity Fund offers up to $20,000 in downpayment assistance at 0% interest to first-time homebuyer households with incomes at or under 70% of the area median income, across 29 Greater Hartford towns: Andover, Avon, Bloomfield, Bolton, Canton, East Granby, East Hartford, East Windsor, Ellington, Enfield, Farmington, Glastonbury, Granby, Hartford, Hebron, Manchester, Marlborough, Newington, Rocky Hill, Simsbury, Somers, South Windsor, Suffield, Tolland, Vernon, West Hartford, Wethersfield, Windsor and Windsor Locks. It can be layered with other downpayment assistance programs, and every borrower completes homebuyer education plus one-on-one counseling with HDF. Made possible with support from the Greater Hartford Gives Foundation. Learn more about borrowing from HDF: https://hdfconnects.org/first-time-home-buyer/

Today is World Habitat Day, a global reminder that safe, stable, affordable housing is not a luxury item. In Connecticut...
10/05/2026

Today is World Habitat Day, a global reminder that safe, stable, affordable housing is not a luxury item. In Connecticut, median asking rents have pushed past $2,000 a month, which means a lot of households are paying a mortgage-sized bill every month and building nothing with it. HDF exists to close that gap: downpayment assistance, homebuyer education, landlord training, and free one-on-one counseling from HUD-certified counselors, in English and in Spanish. Housing is the foundation everything else in a life gets built on. That is the work.

Address

100 Prospect Street
Stamford, CT
06901

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+12039691830

Website

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