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Five weeks between these two numbers.Just Brunch was never struggling. Walk in on a weekend and there’s a waitlist table...
09/27/2026

Five weeks between these two numbers.

Just Brunch was never struggling. Walk in on a weekend and there’s a waitlist tablet at the door and a 90-minute cap on every table. Nobody makes rules like that when business is slow.

They were full. They just weren’t funded for it.

First round through Capital + Customers: $30K. They put it straight to work. Five weeks later, $130K.

That’s how the program is built. You start where your numbers say you start, you perform, and the second round reflects what you actually did. No interest. No equity. No personal guarantee. Nothing on the owner’s personal credit.

Congrats to the Just Brunch team. Earned every dollar of it. 👏
Capital + Customers is Build&Fund’s program for full-service restaurants and bars. $250M+ secured for 10,000+ business owners.

Read it again. We want to buy something from you.Not lend to you. Buy.Every funding offer that hits your inbox puts you ...
09/18/2026

Read it again. We want to buy something from you.

Not lend to you. Buy.

Every funding offer that hits your inbox puts you on the wrong side of the table. You’re the borrower, they’re the bank, and there’s a personal guarantee, a daily debit, and a credit pull stapled to the whole thing.

This one runs backward. We pre-purchase food and beverage credits from your restaurant, up front, in cash. $5,000 to $50,000+ depending on your volume. You settle it doing the thing you already do every night, which is serving guests in your own dining room.

No interest. No equity. No personal guarantee. Nothing on your personal credit.

Build&Fund has secured $250M+ for 10,000+ business owners. 4.5★ on Google.

Full-service restaurants and bars, 4.0★+ on Google, $500K+ a year. Checking takes about 60 seconds and won’t touch your credit.

👉 buildandfund.com/

Qualification and pre-purchase amount depend on program criteria and revenue.

Full lot. Every table turning. Lights on till close.From the street, this looks like a room that doesn’t need anything.O...
09/18/2026

Full lot. Every table turning. Lights on till close.

From the street, this looks like a room that doesn’t need anything.

Operators know better. A packed Friday doesn’t pay for the patio build-out, the second bartender, or the marketing that fixes a dead Tuesday. Busy and liquid are two different things.

This taphouse pulled $25K.

No interest. No equity. No personal guarantee. Nothing on the owner’s personal credit. It gets repaid through business, not debt, because the capital and the new paying customers show up together.

Build&Fund has secured $250M+ for 10,000+ business owners. 4.5★ on Google.

Seeing what your room qualifies for takes about 60 seconds and won’t touch your credit.

👉 http://buildandfund.com/capcust

Full-service restaurants and bars, $500K+ gross. Individual results vary.

“I gave up a 19-year city pension to go sell hamburgers.”That is me in the photo. Opening day. First restaurant I ever o...
09/17/2026

“I gave up a 19-year city pension to go sell hamburgers.”

That is me in the photo. Opening day. First restaurant I ever owned.

If you own one, you already know what the next paragraph says.

Nineteen years with the City of New York. Guaranteed check every two weeks. I knew what I would be making in 2041. Then I walked away from all of it to open a restaurant, which is the least guaranteed thing a person can do with money.

The first year taught me something I still think about every week.

A restaurant can be busy and broke on the same day. You can turn every table on a Saturday and still lie there at 2am, because the deposit lands Tuesday and the vendor wants Monday. Nobody puts that part on Instagram.

And in that first year I had exactly one asset I could count on.

Not the equipment. Not the lease. The people who kept walking back through the door. Hundreds a week. Reliable. Countable. The only genuinely dependable thing in the entire operation.

And nobody who ever looked at my business put one dollar of value on it.

They wanted statements. They wanted a personal guarantee. They wanted to know what I would pledge if it went bad. The dining room, the actual engine of the place, was worth nothing to them on paper.

That is backwards, and it is the reason I do what I do now.

So here is what I wish somebody had explained to me standing where I am in that photo.

A restaurant can get capital without taking on debt. You sell dining credits. A very large network of customers buys them and pays you up front. Then those customers come in and redeem them.

Capital now. Customers after. Not capital now and a payment book after.

Just Brunch Breakfast Bar has a 4.2. That rating got them $30,000. Over 9,700 restaurants have gone through the same thing.

My partner and I have recovered more than $250 million for over 10,000 small business owners in all 50 states. I still own a restaurant. And we focus on helping other restauranteurs succeed.

How to read your restaurant merchant statement in 60 seconds. Most owners read the headline rate and miss what they actu...
08/08/2026

How to read your restaurant merchant statement in 60 seconds. Most owners read the headline rate and miss what they actually pay. Swipe through the three lines that hide your real cost, then learn the one number that tells the truth: your effective rate, total fees divided by total volume. Run it on last month's statement tonight. That is the kind of hidden cost Build&Fund helps hospitality owners find. Like + Follow Build&Fund, the hidden-revenue tools every hospitality owner must be listening to. Save this for your next statement. Educational, not tax advice.

08/07/2026

Dining credit funding for restaurants has one piece of fine print that protects your servers, and most owners never ask about it. When we send you new paying customers, the backing covers the meal, never the tip. On a $100 check your diner still tips $20 on their own card at the full bill, and sales tax rides on the full menu price. Your server is protected, and so is the payroll tax credit base you file on. Backed No. 8. Two checks for any dining credit program: is the tip untouched, and is tax on the full price.

We back great restaurant operators with new paying customers and the capital to handle them.

Like + Follow Build&Fund, the hidden-revenue tools every hospitality owner must be listening to.

Backed No. 9 is the $20,000 that comes back. Follow so you see how.

Educational, not tax advice. Figures are illustrative.

The higher your check average, the bigger this credit. In a fine-dining room where 8 servers report about $360,000 a yea...
08/06/2026

The higher your check average, the bigger this credit. In a fine-dining room where 8 servers report about $360,000 a year in tips, that is roughly $27,540 in F**A tip credit at 7.65%, claimed on IRS Form 8846. That is the restaurant payroll tax credit that scales with every dollar your guests tip on a bigger bill. Like + Follow Build&Fund, the hidden-revenue tools every hospitality owner must be listening to. What is your average check? Tell us below. Educational, not tax advice. Figures are illustrative.

08/05/2026

Restaurant capital without a loan, and here is the number that surprises every operator. When we send you $20,000 of new paying customers, fulfillment happens at your food cost, not your menu price. At an average 30% food cost, serving all of it costs your kitchen $6,000 in cash, and on a $10,000 deploy you net $4,000. Backed No. 7. The 30% sits inside the 28-35% full-service food cost range. Run your own COGS through the formula tonight.

We back great restaurant operators with new paying customers and the capital to handle them.

Like + Follow Build&Fund, the hidden-revenue tools every hospitality owner must be listening to.

Backed No. 8 is the $20 we never touch. Follow so you see how.

Educational, not tax advice. Figures are illustrative.

Your late-night bar is a tax credit you never filed. When a nightclub bar team of 12 reports about $336,000 a year in ti...
08/04/2026

Your late-night bar is a tax credit you never filed. When a nightclub bar team of 12 reports about $336,000 a year in tips, that is roughly $25,700 in F**A tip credit, the 7.65% you already paid, back on IRS Form 8846. Most owners file for the dining room and forget the bar runs the biggest tip volume in the building. Like + Follow Build&Fund, the hidden-revenue tools every hospitality owner must be listening to. How big is your bar team? Tell us below. Educational, not tax advice. Figures are illustrative.

08/03/2026

Restaurant funding no credit check, and here is the part the ads leave out. Most no-credit-check money is a soft-pull advance with a factor rate behind it: a $50,000 advance at a 1.4 factor is $70,000 back, about $20,000 in cost over six months, drafted from your account every day. Our backing runs no credit check because we underwrite your dining room, not your FICO. Never repaid in cash, repaid only as new diners redeem. Backed No. 6.

We back great restaurant operators with new paying customers and the capital to handle them.

Like + Follow Build&Fund, the hidden-revenue tools every hospitality owner must be listening to.

Backed No. 7 is the $6,000 that surprises every operator. Follow so you see how.

Educational, not tax advice. Figures are illustrative.

Address

12 Jefferson Boulevard
Staten Island, NY
10312

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