SJ&E Elite LLC

10/15/2024

If you have a tighter homebuying budget but are eager to get your foot in the homeownership door, don’t rule out townhomes and condos.

They’re usually more modest in size, but that can come with the advantage of being easier on your wallet. Plus, there are more available right now.

Let’s chat so I can show you what’s for sale in our area.

10/14/2024

Have you heard? In 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment.

If you want to compare buying and renting a home in our area, DM me and let’s take a look together.

10/13/2024

Buying Beats Renting in These Top Cities

Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. To see what makes the most sense for you, let’s sit down and crunch the numbers together. You may find you have the opportunity to forget renting for good.

10/12/2024

Buying Beats Renting in These Top Cities

Based on a recent study, in 22 of the top 50 metros, the monthly mortgage payment is lower than the rent payment. Make sure you work with a pro who can help you crunch the numbers and see how your city stacks up. This may be your opportunity to forget renting for good. If you want to see which option makes the most sense in our area, let’s do the math together.

Según un estudio reciente, en 22 de las 50 áreas metropolitanas principales, el pago mensual de la hipoteca es más bajo que el pago del alquiler. 

10/11/2024

Why Now’s Not the Time To Take Your House Off the Market

Has your house been sitting on the market longer than expected? If so, you’re bound to be frustrated by now. Maybe you’re even thinking it’s time to pull the listing and wait to see what 2025 brings. But what you may not realize is, the decision to hold off could actually cost you. Here’s a look at why staying the course could be the smarter move.

Other Sellers Are Pulling Back. Should You Hold Off Too?

According to recent data from Altos Research, the number of withdrawals is increasing – that means more sellers are opting to pull their listings off the market right now. And this isn’t unusual for this time of the year.

In the housing market, there are seasonal ebbs and flows. Inventory levels typically start to drop off a bit headed into the fall season as some sellers delay their plans until the new year.

Today’s Buyers Are Serious and Ready To Act

The...

Has your house been sitting on the market longer than expected?

10/08/2024

Thinking about pulling your house off the market until next year? Think again.
Buyers who look during the fall season are serious and eager to move quickly, especially now that mortgage rates are down from their recent peak.
So, don’t miss out. Keep your home listed to attract motivated buyers who are ready to negotiate and want to close fast.

10/08/2024

What's that one resolution you intend to accomplish before the year ends?

This is mine: Read a bible book every day, at least a book every month and prioritize accordingly.

I have been reading the bible haphazardly and instead intend to complete it in a more strategic way.

And this is how I intend to achieve this.

Here is the list of Bible books split into chapters:
Genesis - 50 chapters
Read 1 chapter per day for 50 days
Exodus - 40 chapters
Read 1 chapter per day for 40 days
Matthew - 28 chapters
Read 1 chapter per day for 28 days
Acts - 28 chapters
Read 1 chapter per day for 28 days
Romans - 16 chapters
Read 1 chapter per day for 16 days
Psalms - 150 chapters (read 3-5 per day for 30-50 days)
Proverbs - 31 chapters (read 1 per day for 31 days)
Isaiah - 66 chapters (read 1-2 per day for 33-66 days)
Daniel - 12 chapters (read 1 per day for 12 days)
Revelation - 22 chapters (read 1 per day for 22 days)
This way, I can read a chapter per day and complete each book in the specified number of days.

Books:
1."The Purpose Driven Life" by Rick Warren - Spiritual growth-DONE
2."The 7 Habits of Highly Effective People" by Stephen Covey - Personal development: DONE
3."The Alchemist" by Paulo Coelho - Inspirational fiction: DONE
4."The Power of Now" by Eckhart Tolle - Mindfulness and spirituality
5."The Miracle Morning" by Hal Elrod - Productivity and wellness
6."The 5 AM Club" by Robin Sharma - Productivity and success
7."The Happiness Project" by Gretchen Rubin - Happiness and fulfillment
8."The One Thing" by Gary Keller and Jay Papasan - Productivity and focus: ALMOST DONE
9."The 10X Rule" by Grant Cardone - Success and achievement
10."The Mindset of Success" by Jo Owen - Success and personal

Let's do this together perhaps!

Remember, "Readers are winners. They have a head start in life. They have the key to unlock the treasures of knowledge, imagination, and innovation. Keep reading, keep learning, and keep winning!"

10/07/2024

Now’s the Time To Upgrade to Your Dream Home

If you’ve been wanting to sell your house and move up to a bigger or nicer home, you’re not alone. A recent Inman survey reveals the top motivator for today’s homebuyers is the desire for more space or an upgraded home. But there’s good news: now’s actually a great time to make that move happen. Here’s why.

You Have a Lot of Equity To Leverage

One of the key benefits in today’s market is the amount of equity you’ve likely built up in your current house over the years.

What does that mean for you? If you’ve been in your home for a few years, you’re probably sitting on a significant amount of equity. You can put that toward the down payment on your next home, helping keep the amount you borrow within a comfortable range.

Mortgage Rates Have Fallen, Boosting Your Purchasing Power

And there’s another big reason why now’s a great time to make your move: mortgage...

If you’ve been wanting to sell your house and move up to a bigger or nicer home, you’re not alone.

10/06/2024

Secrets To Selling Your House Quickly

Seeing your house sit on the market without any bites is the ultimate frustration. And unfortunately, some sellers are in that tricky spot today.

According to data from the National Association of Realtors (NAR), the average time a house spends on the market has increased over the past few years.

Some of that is because inventory has gone up, so buyers have more options. And higher mortgage rates have definitely slowed demand over the past two years, and that’s out of your control.

Make no mistake, with the right strategy and agent partner, your house can still sell quickly, even today.

Here are just a few tips a great real estate agent will walk you through. They may seem simple, but advice like this can make all the difference.

1. Competitive Pricing: A local real estate agent will do a competitive market analysis by reviewing recent sales and current listings for your area...

Seeing your house sit on the market without any bites is the ultimate frustration.

10/05/2024

The Top 3 Reasons Affordability Is Improving

Affordability is based on three key factors: mortgage rates, home prices, and wages. And today, it’s improving quickly as rates come down, prices level off, and wages climb. If you put your search on pause because it was too expensive to buy, let’s talk about why now may be the perfect time to jump back in.

Affordability is based on three key factors: mortgage rates, home prices, and wages. 

10/04/2024

The Top 3 Reasons Affordability Is Improving

There are 3 big reasons affordability is improving today. Mortgage rates are coming down, home prices are moderating, and wages are rising. If you hit pause on your home search because it felt out of reach, maybe it’s time to dive back in.

10/03/2024

Seeing headlines that the median price of a home has dropped? It's easy to assume that means home prices are falling. But that’s not the case.

While median prices have dipped, that's because smaller, less expensive homes are hitting the market—and that’s impacting the mix of sales and driving the median down.

A closer look shows prices are still rising nationally. Have questions? DM me.