Lisa Miller and Associates

08/31/2026

Florida's Building Code shows measurable results as a new 'resilience accelerator' forms, nuclear verdicts increase in Fla. & the U.S., plus a tribute to Kevin Guthrie and partnerships making a difference! Click https://b.link/wx53xd6x
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Citizens Property Insurance Corporation NCCI National Association of Insurance Commissioners FEMA Federal Emergency Management Agency Florida Division of Emergency Management Emergency RV Association of State Floodplain Managers (ASFPM) Team Focus Insurance Group Babcock Ranch Real Estate For Sale or Rent

Kevin Guthrie: A Leader Who Never Stops, Florida Building Code Showing Measurable Results, Nuclear Verdicts on the Rise in Florida, U.S., Fight Against FEMA’s Risk Rating 2.0 Flood Insurance Rates, Lisa Miller & Associates

08/17/2026

3,000 Florida condo building inspections went undone amid evacuations, concerns on insurance claims mediation rule changes, incorporating AI into emergency management, plus Miami's coastline going 'supertall'! Click https://b.link/3ezdyv2j
FEMA Federal Emergency Management Agency Florida Department of Financial Services Florida Department of Business and Professional Regulation Association of Insurance Commissioners Corporation

Building 'Supertall' in Miami, 3,000 Condo Inspections Were Never Done, Concerns on Claims Mediation Rule, Cameron Hamilton as FEMA Director, Florida Home Sales Back, Lisa Miller Associates

08/03/2026

Florida insurance regulators redefining 'disproportionate' claims handling complaints, a call to include the mangroves in federal flood insurance risk & pricing, the $5.6 million elevator verdict, plus the power of collaboration! Click https://b.link/cm2w82kh
FEMA Federal Emergency Management Agency Latin American Association of Insurance Agencies - LAAIA Florida Department of Financial Services Citizens Property Insurance Corporation Environmental Defense Fund

Power of Collaboration,Florida Insurance Regulators Consider Changes on Counting Complaints,Court Overturns Excessive Claim Award,Call for Including Natural Solutions in NFIP Risk & Pricing,AI Bump in the Insurance & Financial Workforce,Lisa Miller & Associates

07/20/2026

The startling reversal in Florida property insurance lawsuits, Florida's big FEMA windfall, regulators change course on wind mitigation inspection reporting, plus the tale of the unclaimed veterans. Click https://b.link/e5jezyb9
FEMA Federal Emergency Management Agency Florida Division of Emergency Management Fugate Consulting LLC Kronenberg

Unclaimed Veterans, Drastic Reduction in Florida Insurance Lawsuits, Changes in Wind Mitigation Inspection Reporting, Congress & FEMA’s Future, Workers’ Compensation Shooting Ruling, Debating Daylight Saving Time, Lisa Miller & Associates

07/07/2026

Surfside condo building vulnerable from its original construction, Florida homeowners insurance premiums on third-year slide excepting inflation, plus the dust that's clogging the hurricane machine. Click https://b.link/3j598nmf
FEMA Federal Emergency Management Agency Florida Division of Emergency Management

Budget & Electric Bike Vetoes,Surfside Condo Collapse Report,Florida Homeowners Premiums on Third-Year Slide,Dust Clogs Hurricanes,Feds Funding Elevate Florida,Lisa Miller Associates

06/29/2026

Florida's legislatively-created 'insurer of last resort' has successfully returned to that status with historic lows in policy count, lower litigation, reinsurance, and now rates - deemed ‘Good news for consumers.’ Click https://b.link/9thv36dr
Citizens Property Insurance Corporation Carlos Beruff

Policy depopulation, litigation, rates ‘good news for consumers’ The Citizens Property Insurance Board of Governors met last week to hear news of a series of record lows for the state-created company: in policy count, in Probable Maximum Loss (PML), and in its share of the Florida property insur...

06/15/2026

Florida's new rule on property insurance complaints, the billion dollars returning to Florida policyholders, the state's HUGE stockpile of supplies for hurricane season, plus the unicycle granny from FSU! https://b.link/xiiz99do Florida Division of Emergency Management Florida State University

Disaster Agility Required, New Rule on Counting Property Insurance Complaints, Rains Bringing Drought, Wildfire Relief, Florida Supreme Court AI Rule, Unicycle Granny, Lisa Miller Associates

06/08/2026

While increasingly hostile weather has played a role in ballooning annual catastrophe losses that now average $132 billion globally, it’s actually non-hazard factors that are the true drivers of rising property insurance costs. https://b.link/rfrr45eu Jeff Brandes Insurance Institute for Business & Home Safety - IBHS

Gallagher Re reports true cost drivers of natural catastrophe losses, as only 10% to 20% due to weather & climate factors, and 80% to 90% to non-hazard factors.

06/04/2026

Thank you to everyone who joined us for this important discussion with the Florida Division of Emergency Management on the evolving disaster funding landscape and the future of disaster recovery financing.

I especially appreciated the opportunity to highlight the growing role of parametric insurance as a powerful risk transfer tool. As communities face increasing disaster costs, funding delays, and uncertainty surrounding federal disaster assistance, innovative solutions are becoming more important than ever.

Parametric insurance offers a unique approach by providing rapid payouts based on measurable event triggers. It is an entirely different approach from the traditional insurance claims process. This can help state and local governments, critical infrastructure providers, businesses, and nonprofit organizations access funding when they need it most − immediately after a disaster.

As disaster recovery professionals, we must continue exploring every available tool to strengthen financial resilience, close funding gaps, and accelerate recovery for the communities we serve.

Thank you to Adam Schwebach of Gallagher Re and all of the participants for a thoughtful conversation about where disaster recovery funding is headed and how we can better prepare for the challenges ahead.

💲 Exploring the Future of Disaster Funding at

Attendees joined Lisa Miller and Associates and Adam Schwebach for an insightful discussion on the evolving disaster funding landscape and what potential changes to FEMA could mean for states, local governments, and recovery partners.

From reimbursement challenges and emerging funding gaps to innovative insurance solutions, this session explored strategies to support faster recovery and strengthen the financial resilience of Florida communities. 💪🏼

06/01/2026

Florida's improving condo insurance market, prepping for today's start of hurricane season, the big hidden costs in severe storms, the '$2,000 Rule,' plus beware the real purpose of AI notetakers. Click https://b.link/sr0xwj6x
#$2000Rule Florida Division of Emergency Management American Integrity Insurance