07/21/2026
The recent lawsuit filed by the Oklahoma Attorney General against State Farm has once again brought insurance claim handling practices into the national spotlight. The lawsuit alleges that State Farm used internal claims-handling practices that resulted in the systematic denial or underpayment of certain wind and hail claims, including limiting roof replacements and relying on claims procedures that prioritized reducing payouts. The State is seeking restitution, civil penalties, and changes to those practices. State Farm has denied the allegations and maintains that it adjusts claims fairly and in accordance with its policies.
While the legal process will ultimately determine the outcome of this case, it serves as a valuable reminder of why independent representation with a Public Adjuster can be so important after a property loss.
At Altieri Insurance Consultants, we've seen firsthand that no two claims are alike. A thorough investigation, comprehensive documentation, and a detailed understanding of the insurance policy can make a meaningful difference in ensuring all covered damages are identified and properly presented.
As Public Adjusters, our responsibility is simple: represent the policyholder—not the insurance company. We work to level the playing field, helping property owners, businesses, and community associations navigate the claims process with confidence and advocate for the recovery they're entitled to under their policy.
Every claim deserves a complete and fair evaluation. Having the right team on your side can make all the difference.
An Oklahoma County judge has decided to make State Farm hand over documents that policyholders' attorneys claim prove the insurance company ran a billion-dollar scheme to deny wind and hail claims.
