CK Business Advisors

CK Business Advisors We help business owners and investors keep more of what they earn through proactive tax strategy and CFO-level financial planning.

Cindy has over 25 years of financial accounting and tax experience and knowledge and a love for helping others. Her strong work ethic and leadership qualities allow success in everything she comes up against. She personally takes on that entrepreneurial passion and sets the bar high for the service provided to all clients. Cindy prides herself on maintaining strong lines of communication and build

ing lasting relationships. Cindy specializes in bookkeeping, payroll, high level accounting budgeting, financial planning and transformation. In addition, personal and business tax planning and preparation are provided and so much more. Services areas Texas, Florida, California, Oklahoma and many others states plus a few international countries.

You've probably heard that "the U.S. has a pay-as-you-go tax system", kay cool, but what does that meaaan?!When you're a...
08/28/2026

You've probably heard that "the U.S. has a pay-as-you-go tax system", kay cool, but what does that meaaan?!

When you're an employee, your employer withholds federal income tax from your paycheck, which generally satisfies the IRS's desire to get paid as you make money (that is, if you fill out your W-4 correctly).

But when you're self-employed, that responsibility to pay your taxes throughout the year falls on you in the form of estimated taxes! ๐Ÿซต

These are due ~roughly~ every quarter, and your accountant can help you determine how much you should pay to avoid penalties + interest.

P.S. That isn't your only new responsibility if you're self-employed... you've also got to worry about self-employment tax now. ๐Ÿฅด

These two things are just the tip of the iceberg on why I recommend that entrepreneurs work with a qualified accountant.

https://calendly.com/ckbus

Kids are getting ready to go back to school, and surpriseeee I'm taking you back too! ๐Ÿง‘โ€๐ŸซOver the next few days, I'm sha...
08/25/2026

Kids are getting ready to go back to school, and surpriseeee I'm taking you back too! ๐Ÿง‘โ€๐Ÿซ

Over the next few days, I'm sharing everything I WISH they taught you about taxes...

Starting with tax brackets โ†“

We've all heard the story about someone who turned down a raise because they didn't want to pay more in taxes. That stems from misunderstanding how our tax system works!

Moving into a higher tax bracket does NOT mean that all of your money is going to be taxed more.

Just the money that falls into that tax bracket gets hit with the higher rate! ๐Ÿ’ฐ

So please, accept the raise and leave lowering your tax bill to me!๐Ÿ˜

Not all "tax strategies" you see on social media are endorsed by yours truly (an accountant who actually helps small bus...
08/24/2026

Not all "tax strategies" you see on social media are endorsed by yours truly (an accountant who actually helps small business owners with taxes on the daily).

But the tax strategy on slide 4?

I'm giving that one a 980000/10 all day every day! ๐Ÿ˜

Small business owners : I'm coming to you very earnestly and asking from the bottom of my heart... pleaaasee quit doing ...
08/21/2026

Small business owners : I'm coming to you very earnestly and asking from the bottom of my heart... pleaaasee quit doing this! ๐Ÿ™

The temptation of saving on self-employment tax is very real. I get that!

But depending on your profit, it might not be the right time now (or ever) to make an S election for your small business.

Can an S election lead to tax savings? Absolutely! ๐Ÿ’ธ

But can it also cost you more?

With the need to run payroll, more admin work, and additional tax filings, absolutely!

At CK Business Advisors , we run your numbers FIRST to make absolutely sure that an S election is right for you (before it becomes an even bigger headache to reverse it).

Small Business Owners:Sometimes, what you think is a tax write-off and what the IRS does are living in two totally separ...
08/20/2026

Small Business Owners:Sometimes, what you think is a tax write-off and what the IRS does are living in two totally separate realities.

I'm here to bring you back down to earth (and hopefully prevent you from getting a nasty IRS notice!). ๐Ÿ™…

Sooo, there's some money that hits your account that the IRS ~doesn't~ want a part of?!It's called nontaxable income, an...
08/18/2026

Sooo, there's some money that hits your account that the IRS ~doesn't~ want a part of?!

It's called nontaxable income, and it comes in the form of certain child support payments, gifts, inheritances, life insurance proceeds, workers' comp, qualifying scholarships, and more!

Here's the catch: even if you think the money isn't taxable, your accountant still needs to know about it. ๐Ÿ‘€

Related transactions like selling an inherited asset or using money from your scholarship to pay for room + board can be taxable.

So, even if you don't think you have to pay any taxes on it now, keep your accountant in the loop on where you got the money, why you received it, and what you're going to do with it in the future!

The filing deadline isn't until October 15th, but I still need time to review everything, ask about any missing deductio...
08/17/2026

The filing deadline isn't until October 15th, but I still need time to review everything, ask about any missing deductions or tax credits and make sure your return is accurate + complete.

To all current CK Business Advisors clients, please upload your remaining tax documents by October 8th. ๐Ÿ“†

Not sure what we still need?

DM me a "๐Ÿ—‚๏ธ" and I'll send you a list of all the remaining info we need to get your tax return filed!

The adoption tax credit can be incredibly valuable for growing families!You may qualify to claim expenses like adoption ...
08/14/2026

The adoption tax credit can be incredibly valuable for growing families!

You may qualify to claim expenses like adoption fees, attorney fees, court costs + other expenses directly related to the adoption.

But your CPA needs to know these things to figure out your credit:

โ†’ Was it a domestic or international adoption?

โ†’ Has the adoption been finalized or is it still in progress?

โ†’ Did your employer reimburse any adoption expenses?

I want to know what you paid, when you paid it, and whom you paid it to! ๐Ÿ’ณ

Basically, if you're adopting, don't forget to tell your accountant about it!

Have you ever heard someone say that taking the home office deduction increases your audit risk?!Yeah, that's just an ol...
08/12/2026

Have you ever heard someone say that taking the home office deduction increases your audit risk?!

Yeah, that's just an old myth! ๐Ÿ™ƒ

The thing you reallllly need to be careful about if you're a small business owner who primarily works from home is that your home office space should be used regularly + exclusively for your business.

A kitchen table where you set up your laptop from 9 to 3, then host Taco Tuesday at 7? ๐ŸŒฎ

That's exactly where the IRS starts to have an issue!

Home offices aren't an automatic red flag, but if you want to deduct yours, you generally need to keep personal use out of it.

https://calendly.com/ckbus

Remember when you extended your taxes waaay back in April and decided you'd worry about your taxes later?It's ~officiall...
08/06/2026

Remember when you extended your taxes waaay back in April and decided you'd worry about your taxes later?

It's ~officially~ later! ๐Ÿ™ƒ

Time to upload any missing tax documents, respond to any questions from me sitting in your inbox, and sign your e-file authorization so we can finally get your return filed! ๐Ÿ“ค

https://calendly.com/ckbus

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1003 Alice Circle
Temple, TX
76502

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