SBA Loan Guy

SBA Loan Guy SBA Loan Guy counsels business owners seeking SBA Loans.

We match you with interested bank lenders and garner pre-approvals as well as help in writing the lengthy, complicated portions of your SBA loan application. SBA Loan Guy helps small business owners secure SBA financing with expert guidance and lender connections. We prepare loan applications, match borrowers with the right SBA lenders, and guide clients through the funding process from start to finish.

Speed in SBA lending isn't luck — it's preparation. An advisor gets your documents right the first time, anticipates the...
08/26/2026

Speed in SBA lending isn't luck — it's preparation. An advisor gets your documents right the first time, anticipates the underwriter's questions, and keeps every party moving.

That's how weeks come off the timeline. The best time to get organized is before you apply, not after.

08/23/2026

The SBA questions we hear most, answered fast: Do I need a co-signer? How much down? Can I use it to refinance? Will a past denial hurt me?

Short version — it depends on your file, and none of these are automatic dealbreakers. Drop your question below.

'I'm too new to qualify.' Maybe not. Newer businesses and even some startups can access SBA financing — the bar is diffe...
08/20/2026

'I'm too new to qualify.' Maybe not. Newer businesses and even some startups can access SBA financing — the bar is different, the documentation matters more, and a strong plan carries weight.

Before you assume you're out, let's look at where you actually stand.

The honest answer to 'how much can I get?' is never a flat figure off a website — it's what your specific file can suppo...
08/17/2026

The honest answer to 'how much can I get?' is never a flat figure off a website — it's what your specific file can support responsibly. Borrow too little and you stall; too much and you strain.

We help you find the number that actually fits. Want yours? Send a message.

08/14/2026

'Is my credit good enough for an SBA loan?' It matters, but it's not the whole story. Lenders weigh cash flow, collateral, and industry alongside your score — which is why plenty of owners qualify even when they assumed they couldn't.

Don't disqualify yourself before you ask.

'What's this going to cost me?' Fair question — and one you should always ask. We believe in being upfront about how bro...
08/11/2026

'What's this going to cost me?' Fair question — and one you should always ask. We believe in being upfront about how broker compensation works on SBA deals so there are no surprises at closing.

No smoke, no mirrors, just a clear explanation before you commit to anything.

The biggest reason SBA files drag isn't the SBA — it's the weeks lost chasing missing documents.Get ahead of it. Screens...
08/07/2026

The biggest reason SBA files drag isn't the SBA — it's the weeks lost chasing missing documents.

Get ahead of it. Screenshot this, start a folder now, and you'll walk in looking like the borrower lenders love. Want the full version with formatting notes? We'll send it over.

July is done. August is when the SBA fiscal year push becomes a sprint.If you filed a complete application with a top SB...
07/31/2026

July is done. August is when the SBA fiscal year push becomes a sprint.

If you filed a complete application with a top SBA preferred lender this month, you have a realistic path to September close.

If you're starting in August, you need to start in the first week to have any shot at fiscal year-end close.

If you're starting in September, be honest with yourself and plan for a November or December close.

None of those paths are wrong. What's wrong is not having the conversation.

I'm opening the first two weeks of August for deal intake calls.

Thirty minutes, your numbers, an honest read.

Comment AUGUST or DM me and I'll send the calendar link.

July at SBA Loan Guy, a quick recap.Week 1: SBA fiscal year countdown, why July is the most important month.Week 2: Plum...
07/29/2026

July at SBA Loan Guy, a quick recap.

Week 1: SBA fiscal year countdown, why July is the most important month.

Week 2: Plumbing and trades deep dive, acquisitions, deal math, deal killers.

Week 3: Dental and healthcare spotlight, practice acquisitions, DSO vs. independent, startup buildouts.

Week 4: Mid-summer push, partner buyouts, 504 real estate, refinance math, CPA partner resources.

In between: a handful of deal conversations that turned into active files, and a few that I told honestly weren't ready yet.

August starts Monday. Lender attention peaks. Deal activity accelerates.

The September 30 close window is 63 days out.

If something from July's content stuck with you, now is when to act on it.

DM me. I'll make the first 20 minutes worth your time.

Last week of July.Here's what I want every business owner reading this to understand about August.August is not a slow m...
07/27/2026

Last week of July.

Here's what I want every business owner reading this to understand about August.

August is not a slow month for SBA. It's the sprint.

The lenders who are going to close the most deals before September 30 are fully committing to their pipelines in August.

Complete files submitted in late July and early August get focused attention. Incomplete files or new inquiries in September get the waiting list.

If you have been thinking about:
• a business acquisition,
• a partner buyout,
• refinancing existing business debt,
• buying your commercial building,
• or a startup or expansion loan,

July 31 is the last day to start and still have a realistic shot at a September close.

What starting looks like:
A 20-minute call. I look at your numbers, I tell you honestly if there's a deal, and we either start building your file or I tell you what you'd need to clean up first.

That's it. No commitment.

DM me today.

Address

2219 Sawdust Road Ste 903
The Woodlands, TX
77380

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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