Jare' Financial Counseling

02/05/2022

36% Interest!!!

With Annual and Monthly Fees!!

We can recommend you something better.. Capital One Secured
Discover Secured
Secured Card Through a Credit Union
and so much more…

Contact us today!!

🚨URGENT KREDIT TIP🚨
We are seeing too many people applying for any and
everything. This card below is targeted for people with
BAD CREDIT to NOT help you but to HURT you further
by putting you in debt further!!!
This is a SUBPRIME CARD...Look at that APR
rate!!!👇🏾👇🏾👇🏾 Look at all those added fees that you
will be charged rather you use this card or
not🥴😱😑!!!👇🏾👇🏾👇🏾 APR for taking cash out
😔😒Trust us when we say just because you get an
offer in the mail, email, or an offer on credit karma,
does not mean its beneficial or going to help you get
to where you want to be.
If you already have one of the below Do Not Close any Cards on your own until you have
spoken with us FIRST!!!

STAY AWAY FROM
⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️
🗑FIRST PREMIER
🚽INDIGO
🗑CREDIT ONE
🃏ONE MAIN
🗑HORIZON

01/14/2022

Somebody is going home really soon!!!

We can get you where you need to be in order to qualify for home!!!

Contact me today to learn how!

01/13/2022

🗣🗣Predatory Student Loan Lending Update‼️‼️

🚨🚨🚨Navient Corp, one of the largest U.S. student loan companies, has reached a $1.85 billion settlement with most U.S. states to resolve accusations it made predatory student loans and steered struggling borrowers into costly repayment plans‼️

⚠️More than 400,000 student loan borrowers will get debt relief from Navient Loan servicers, will cancel $1.7 billion in private
student loans after a deal it reached with 39
states‼️

🚨🚨The settlement, announced on Thursday,
resulted from accusations the lender gave out
loans to millions of borrowers who'd be unlikely to be able to repay them‼️

"🗣At long last, the student loan borrowers who had been forced to shoulder the burden of dangerous and predatory private student loans made by Sallie Mae and owned by Navient will finally be debt-free," said Mike Pierce, executive director of the Student Borrower Protection Center

‼️The settlement includes the states of Arizona,
Arkansas, California, Colorado, Connecticut,
Delaware, Florida, Georgia, Hawaii, Illinois,
Indiana, lowa, Kansas, Kentucky, Louisiana,
Maine, Maryland, Massachusetts, Michigan,
Minnesota, Missouri, Nebraska, Nevada, New
Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, Washington, West Virginia, Wisconsin, and the District of Columbia‼️

01/10/2022

I guess I gotta go there…

01/09/2022

Deeds, Titles, and LLC’s first and everything else will fall in line!

DO NOT be fooled by the false sense of wealth that some people portray with their expensive cars and clothes.
True wealth is measured by the abundance of your financial assets.
Overview
🚫Your luxury car that you are paying on is a liability not an asset
🚫Gucci belt is not an asset.
🚫Chanel purse is not an asset.
✅A paid off car is an asset.
✅Investment property with built in equity is an asset
✅ Successful business that you can leave for your family is an asset
Know the difference between an asset and a liability and make sure you're always making financial choices that griw your net-worth not get you into debt.

01/06/2022

The "length of credit history” means how long any given account has been reported open.

Generally, the longer an account has been open and active, the better it is for the credit score, especially for an account with a positive payment history that has no delinquency.

The average age of accounts is your
"credit age," which is 15% of your credit score!!!

The more new accounts you open, they are factored into your scoring algorithm and your credit age can decrease with the new accounts.

Opening multiple new accounts at one time can tremendously affect your credit age and cause an unfortunate decrease your scores.

Just be careful opening multiple new accounts at one time.

Spread them out if you can!! KNOWLEDGE IS POWER!!

01/05/2022

Did you know that when you pay a collection or charge-offs, the creditor does not have to delete the account? They can just updated the account to paid by adding a remark.

Did you know that by adding remarks to these negative accounts that your credit score can drop?

Did you know that you will have to call the creditor and ask them to remove the remark if you want to obtain a mortgage?

Be in the know! Follow my page to stay updated on all credit tips and insights!

01/05/2022

Let us get you there! It is never too late to correct your mistakes. You deserve a second chance!

On average, clients stay in a credit repair program for about 3 - 6 months. That can cost them between $350 and $550.

Schedule a consultation today! It will pay you back because any item you are paying finance charges on can be refinanced to a lower rate.

Schedule a consulatation today!

01/03/2022

Please stop giving your hard-earned money to debt collectors for a debt... It does not help you!!!

In most cases, it leaves you with a PAID negative item on your credit report. BUT...having a collection item deleted WILL help you!!!!

Did you know that when you pay them, all they will do is add a remark? Sometimes this remark can drop your score and reset the debt clock!! That means that they can keep it there for another seven years!!

Imagine paying something to better your score and it ends up hurting it!!!

01/02/2022

🗣Welcome to the GOOD CREDIT Club!!!

When this client came to us, she was in the FAIR CREDIT Club with a score in the 500s!!

01/02/2022

Happy New Year! Thank you for all your love and support!!

01/01/2022

Happy New Year from Jare' Financial!!