1On1 Financial

10/16/2026

Another quarter is in the books. Take five minutes to catch up on the market trends, changes, and key takeaways from Q3.

Here's what savvy investors took away from Q3

10/15/2026

It's an easy thing to forget, but outdated beneficiary designations can undo even the best laid plans.

A quick review today can save your family real headaches down the road.

Take five minutes this week to check yours.

Read More: https://www.1on1financial.com/blog/small-financial-decisions-that-can-have-big-impact

10/13/2026

Financial planning should feel personal, because it is.

From Upland to the rest of the Inland Empire, we build plans around where you live and what matters most to your family or your business.

Curious what that looks like in practice?

Read the Blog https://www.1on1financial.com/blog/financial-planner-in-upland-ca

10/09/2026

The 2026 Social Security cost of living adjustment means a larger monthly benefit for many retirees.

It could also mean more of that benefit is taxable.

Here is what to know before tax season.

Read the Blog https://www.1on1financial.com/blog/social-security-COLA-increase-tax-bill

10/07/2026

Retirement readiness is not just about a number in your account.

It is about whether your income, expenses, and plan for the years ahead line up.

Here are three signs worth paying attention to:

• Your expected retirement income (Social Security, pensions, and portfolio withdrawals) comfortably covers your expected expenses
• You have a plan for healthcare costs and coverage before Medicare eligibility, if applicable
• You know how you will manage taxes and required withdrawals from your retirement accounts

Learn More https://www.1on1financial.com/our-services

10/01/2026

Building wealth doesn't always come down to one big move.

Sometimes it's the small, consistent choices, like automating your savings, that add up the most over time.

Curious what small shifts could possibly make the biggest difference for you?

Read the blog: https://www.1on1financial.com/blog/small-financial-decisions-that-can-have-big-impact

09/29/2026

Life insurance isn’t just about what happens when you’re gone. It’s about protecting the people, plans, and future you’re building today.

If someone depends on your income, or if you have debts, a business, or long-term financial commitments, life insurance can be an important part of your financial plan.

But the question isn’t simply, “Do I have life insurance?”

It’s:

• How much coverage do I need?
• What type of policy makes sense for my situation?
• Is my current coverage still enough?
• How does it fit into my investment, tax, and estate plans?

Life changes, and your coverage should be reviewed when it does.

This Life Insurance Awareness Month, take a few minutes to review our guide: https://www.1on1financial.com/blog/life-insurance-awareness-month

09/25/2026

Choosing a financial advisor is a big decision, and the right questions can make it a lot easier.

Here are five worth asking before you commit to working with anyone.

A good advisor should welcome every one of these questions.

If you would like to see how we answer them, we would be glad to talk it through.

Schedule a Call: https://www.1on1financial.com/contact

09/21/2026

A lot of retirement plans focus on how much you're saving, but not enough on how you'll draw it down later.

Without a tax-efficient withdrawal strategy, you could end up paying more than necessary, right when you can least afford it.

If you're a business owner or executive near Upland, CA and planning for retirement, let's make sure your plan covers the full picture, not just the savings part.

Schedule a call today: https://www.1on1financial.com/contact

09/18/2026

Here is a question worth asking before the market rebounds:

Would converting some of your retirement savings to a Roth IRA right now lower what you owe the IRS?

A market dip can shrink the taxable value of a conversion.

Once the funds are in a Roth, qualified withdrawals in retirement are tax free, no matter how much the account grows.

Curious whether this strategy fits your plan?

We can walk through the numbers together.

Schedule a Call https://www.1on1financial.com/contact