Frank & Tracy Murphy, LLC - FTM Realty

05/30/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.

05/29/2026

PCS season is here. 🇺🇸
Looking for a home with room to spread out, entertain, and enjoy summer?
🏊 Private Pool
🚫 No HOA
🌳 Fully Fenced Backyard
🎨 Fresh Paint
🛋 Brand-New Carpet
🏡 Spacious Living Areas
What would you do with a huge private pool and no HOA?
Host summer cookouts?
Let the dogs run in the backyard?
Spend weekends poolside?
Or simply enjoy not getting letters from the HOA because your grass is a few days overdue for mowing? 😆
Finding an affordable home close to Fort Bragg, with a private pool, NO HOA, and a fully fenced backyard isn't easy.
Now it is, at least until this one is sold.
📍 6656 Kodiak Drive
Fayetteville, NC
🗓 Open House
Friday | 5–7 PM
Saturday | 11 AM–1 PM
📲 Photos, floor plan, and property details:
6656Kodiak.com
💬 Tag someone who's been looking for a pool home.
📌 Save this post so you don't forget the open house.

05/29/2026

🏡 OPEN HOUSE THIS SATURDAY
📅 May 30 | ⏰ 2 PM – 4 PM
A Fort Bragg commute you can actually live with, and without giving up backyard space and privacy.
Quick question:
What would you do with a fully fenced backyard backed by woods?
🐕 A place for the dogs to run?
🌱 A garden?
🔥 A firepit?
🐔 Maybe even a few chickens?
If you're house hunting near Fort Bragg, you're probably looking for the same things:
✔ Newer construction with common sense upgrades
✔ Fort Bragg-friendly commute
✔ Fenced backyard
✔ Privacy
✔ Move-in-ready condition
That's exactly why this Raeford home is worth a look.
Built in 2023 and sitting on over half an acre, this home offers an open-concept layout, upgraded LVP flooring, upgraded carpet, wooded views behind the property, and outdoor space that's actually usable.
Swipe through the photos, then come see it in person this Saturday from 2 PM to 4 PM.
📍 213 Walters Run Drive, Raeford
🛏️ 3 Bedrooms
🛁 2 Bathrooms
📐 1,746 Sq Ft
🌳 Over Half an Acre
💲 $313,800
👇 What's the first thing you'd do with this backyard?

05/29/2026

You’ve probably heard of the Veterans Affairs (VA) home loan. But do you know what it offers?

In a recent survey, 68% of Veterans didn’t know they may be able to buy a home with zero money down. 77% didn’t know PMI isn’t always required.

Many also have no idea they may be able to count their Basic Allowance for Housing (BAH) and Basic Allowance for Subsistence (BAS) as income.

Any of those VA loan benefits could make homeownership more achievable than you realize.

If you’ve served (or know someone who has), get in touch with a trusted lender for more information on VA home loan options and what you may qualify for.

05/29/2026

📣 Another ⭐⭐⭐⭐⭐ review for 124 Joseph Road, Aberdeen, NC, 28315!
We’re always grateful for the trust our clients place in us—it’s an honor to guide you through one of life’s biggest decisions. 🏡
💻 Military or civilian, Frank & Tracy are here to help you move forward with confidence. 🇺🇸


https://rma.reviews/8xhbpto76b0l

05/29/2026

PCS season is here.
If you're relocating to Fort Bragg or looking for more space, privacy, and outdoor living, this Fayetteville home deserves a closer look.
What would you do with a private pool and no HOA?
Host summer cookouts?
Let the dogs run in a fully fenced backyard?
Spend weekends poolside instead of crowded community amenities?
Or simply enjoy not getting letters because your grass is a few days overdue for mowing?
🏊 Private Pool
🚫 No HOA
🌳 Fully Fenced Backyard
🎨 Fresh Interior Paint
🛋 Brand-New Carpet
🏡 Spacious Living Areas
Finding all three: a private pool, no HOA, and a fully fenced backyard, in one home isn't easy.
6656 Kodiak Drive offers the space, flexibility, and lifestyle many buyers have been searching for, with fresh updates already completed and a backyard built for entertaining.
Join us this weekend and see it for yourself.
📍 6656 Kodiak Drive, Fayetteville, NC
📅 Friday 5:00 PM – 7:00 PM
📅 Saturday 11:00 AM – 1:00 PM
View photos, floor plans, property updates, and showing information:
6656Kodiak.com
👇 Tell us below:
Which feature would be your favorite: the pool, the fenced backyard, or no HOA?

05/28/2026

JUST LISTED + OPEN HOUSE in Raeford, NC 🇺🇸
A Fort Bragg commute you can actually live with.
This newer 2023 one-level home offers the setup buyers keep asking for right now:
✔ Half-acre lot
✔ Fully fenced backyard
✔ Woods behind the home instead of rear neighbors
✔ Open-concept layout
✔ Oversized kitchen island
✔ Split-bedroom floorplan
✔ Walk-in closets
✔ Storage shed added in 2024
✔ VA • USDA • Conventional • FHA eligible
Built for real life, this home combines practical upgrades, outdoor space, and everyday functionality without the maintenance of a massive property.
📍213 Walters Run Dr, Raeford, NC
🛏 3 Bedrooms
🛁 2 Bathrooms
📐 1,746 SF
🚪 Open House: Saturday 2–4 PM
Message us for details or a private showing before it’s gone.

05/28/2026

📍 Just listed 213 Walters Run Drive, Five Points, NC, 28376!
2 bath | 2 car
Check out this new property from Frank & Tracy Murphy—your trusted local, veteran-owned real estate team. 🏡
Here for buyers, sellers, and anyone relocating to the area. 🇺🇸

https://rma.reviews/wn4bb5068h1t

05/28/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/27/2026

Price Cuts Get Bigger the Longer a House Sits Without Offers

Pricing your house high just to “see what happens” can cost you. Buyers today are quick to ignore overpriced homes. And the longer a house sits without any offers, the less it usually sells for. Want to know the right list price for your house to avoid this headache? Let’s chat.

05/26/2026

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.