IUL Retirement Specialist

06/26/2026

06/26/2026

Would you rather live on more or less in retirement?
Shifting your wealth out of traditional IRAs into a max-funded Retire with Purpose strategy can get taxes over and done with at current rates, then protect your money in a vehicle that's protected from future tax hikes and market volatility. Contact Carl Green by DM or Click on the link below and schedule your consultation. https://scheduler.zoom.us/carl-green-92yb3r,+

06/25/2026

Blindly deferring your traditional IRA or 401(k) withdrawals can be a recipe for a massive future tax bill.
The money continues to grow tax-deferred, but "deferred" does not mean "saved." You are likely compounding a larger balance that the IRS will eventually tax at ordinary rates.
With future federal tax rates likely headed up, continuous deferral means risking pulling out a larger pool of money later at a likely higher tax rate.
When you hit age 73, the IRS forces your hand with Required Minimum Distributions (RMDs). Waiting can build a bigger tax time bomb for your retirement.
There's a better way: accessing tax-free retirement income. Contact Carl Green by DM or Click on the link below and schedule your consultation. https://scheduler.zoom.us/carl-green-92yb3r,+

06/23/2026

The promise that "you will retire in a lower tax bracket" is a dangerous myth. Many successful savers actually find themselves in the same or higher brackets during retirement than during their peak earning years.
Typically by retirement, your kids are no longer considered dependents and your mortgage is paid off, meaning significant deductions are gone.
With fewer deductions left to shield you, your retirement income is often seriously exposed to taxes.
You don't avoid the tax collector with your IRAs and 401(k)s; you just delay the bill until your harvest. Let's have that conversation. Contact Carl Green by DM or Click on the link below and schedule your consultation. https://scheduler.zoom.us/carl-green-92yb3r,+

06/23/2026

The average American grandparent spends an estimated $2,500 to $3,000 per grandchild every year on gifts, holidays, birthdays, and random spending. I advise that under TEFRA, DEFRA AND TAMRA you can build a tax-free strategy that can be used for a college or trade school education. It can even be used for a business or entrepreneurship. Unlike a 529 college plan. A properly structured Index Universal Life policy can provide a TAX-FREE INCOME, TAX-FREEE GROWTH, AND A DEATH BENEFIT BLOSSOMS TAX-FREE. Without the restrictions or constraints of a 529 college plan. Click on the link below and schedule your consultation. https://scheduler.zoom.us/carl-green-92yb3r,+

06/21/2026

If you’re 30 or older and starting to plan your future retirement, this is the perfect time to avoid the mistakes that affect thousands of new retirees every year. My name is Carl Green and I am an IUL professional. Let's have that conversation. https://scheduler.zoom.us/carl-green-92yb3r,+

06/21/2026

The market might average 10–12% over time, but that doesn’t mean you can safely withdraw that same rate in retirement.
Market timing matters. And taxes can take a toll.
If you were to retire right before a serious market downturn, your nest egg could drain much faster than expected.
That’s the hidden risk—volatility + taxes on your withdrawals can lead to outliving your money.
It’s not just about average returns; it’s about reliable income.
Learn how to create more predictable, tax-free retirement income when you Retire with Purpose and schedule a zoom at https://scheduler.zoom.us/carl-green-92yb3r,+

06/19/2026

Taking only your Required Minimum Distribution (RMD) each year is a dangerously myopic approach. By doing that, you are simply continuing to defer, postpone, and compound your taxes—often increasing the total tax bill you will ultimately owe the IRS.
Years ago, I learned a solution called the strategic rollout.
Instead of letting the IRS dictate terms, we systematically roll your money out of traditional IRAs and 401(k)s, get taxes over with, and use any room left in your current federal tax brackets.
There is often room left in these brackets that most Americans completely ignore, and if you don't use that room in a given tax year, it is lost forever.
By executing a strategic rollout, you can then move your money into a properly structured, maximum-funded IUL that can give you tax-free growth, tax-free access to cash, and an income-tax-free transfer of your wealth to your heirs. . By repositioning your wealth into a Retire with Purpose strategy. Schedule a zoom at https://scheduler.zoom.us/carl-green-92yb3r,+

06/17/2026

Most Americans buy into the myth that they will be in a lower tax bracket during retirement. In reality, the vast majority of savers find themselves in the same or an even higher bracket—even if their actual income drops. They are driving toward financial independence with one foot on the gas and the other on the brake. The foot on the gas is putting money into tax-deferred IRAs and 401(k)s. Meanwhile, the foot on the brake pedal comes in lost tax deductions, because by retirement, their children are grown and their home is paid off, completely eliminating dependent and mortgage interest write-offs.
Deferring your taxes simply means you are growing a massive tax bill while losing the very deductions needed to lower your bill. To fix this, you must take your foot off the brake and clear the IRS taxes at today's known rates. A strategic rollout allows you to systematically transition your wealth out of traditional accounts and into a properly structured, max-funded IUL. By repositioning your wealth into a Retire with Purpose strategy and schedule a zoom at https://scheduler.zoom.us/carl-green-92yb3r,+

06/17/2026

If you are paying up to 25% of your net income towards your mortgage. Why not leverage your mortgage payment, as a part of your tax-free retirement strategy. Retire with Purpose. And retire with tax-free income, tax-free growth, and your death benefit blossoms tax-free to your beneficiaries. Or let's schedule a Zoom meeting at https://scheduler.zoom.us/carl-green-92yb3r,+