Korsgaden Insights Community

Korsgaden Insights Community Actionable intelligence. Proven training. Real results. Empowering insurance professionals to lead with confidence and build a lasting legacy.

Roof replacement and repair costs have climbed sharply over the last few years, and homeowners are now covering more of ...
06/18/2026

Roof replacement and repair costs have climbed sharply over the last few years, and homeowners are now covering more of it themselves as deductibles and depreciation rise.

Hail is a big part of why, and its map keeps widening. Severe storms drove more than $51 billion in insured losses last year, the third year running above that mark (Insurance Information Institute), and plenty of it landed well outside the usual hail corridor.

For agents, the clients trimming coverage are often the ones most exposed. That's the opening.

This week's KIC intelligence put real numbers to all of it and laid out exactly how to work it through your book. Members got the full breakdown.

korsgaden.com

Your client calls about their renewal. The question behind the question is always the same. Am I still getting a fair de...
06/11/2026

Your client calls about their renewal. The question behind the question is always the same. Am I still getting a fair deal?

Most agents guess. The good ones know.

Competitive intelligence shows you which carriers are taking rate and the latest news moving the market this week. So when that call comes, you're not scrambling for an answer. You're the one who already has it.

That's the difference between selling a policy and being the person they trust with their money.

That edge is what members get first. Learn more at korsgaden.com.

Your commercial client just told you cyber is the thing that keeps them up at night. Not inflation. Not supply chain. Cy...
06/09/2026

Your commercial client just told you cyber is the thing that keeps them up at night. Not inflation. Not supply chain. Cyber. And the policy they think has them covered doesn't.

The Hartford put cyber at the top of its 2026 risk list. More than half of business owners now rank it their biggest concern, and almost one in three still carry nothing for it. That gap is your opening.

Here's the part most clients miss. A Businessowners Policy covers the building and a slip-and-fall. It doesn't pay a ransom or the lawsuit when customer data walks out the door. Cyber has to be added on, or it simply isn't there.

Good agents don't wait for the client to ask. They pull their book and start the conversation first.

That first call is where members have the edge. The Korsgaden Insights Community shows you which clients to flag and what to say. Join at korsgaden.com.

Your brand shows up before you do.Before the handshake, before the pitch, before the first policy is written, your merch...
06/04/2026

Your brand shows up before you do.

Before the handshake, before the pitch, before the first policy is written, your merchandise, your materials, and the way your agency presents itself is already making an impression.

The agents who understand that invest in their brand intentionally. And the smart ones do it without overpaying.

That's where membership comes in.

Alliance Web Store is one of the exclusive vendor partners KIC members access at a rate built for agencies that are serious about how they show up, without the overhead of a big agency behind them.

Because a polished brand presence shouldn't be reserved for the carriers and the captives.

See what your membership unlocks at korsgaden.com.

The market is moving. The only question is whether you're moving with it.Auto insurance shopping hit a record 47.3% in t...
05/29/2026

The market is moving. The only question is whether you're moving with it.

Auto insurance shopping hit a record 47.3% in the 12 months ending March 2026, up from just 40% three years ago when rate increases were at their peak.

Shopping is spiking in specific states. Retention is under pressure industry wide. And a major carrier is making rate moves that even their own actuaries are questioning.

But buried inside all of this is an opportunity most agents haven't spotted yet.

KIC members have the full picture, including what to do with it. Curious to find out what they know?

Learn More at korsgaden.com

KIC membership was built on one belief — agents who invest in growing their teams shouldn't have to do it the expensive ...
05/27/2026

KIC membership was built on one belief — agents who invest in growing their teams shouldn't have to do it the expensive way.

That's why membership includes an exclusive network of vendor discounts designed to work as hard as you do.

ExamFX is one of those partners.

Every new producer you bring on comes with a cost before they ever earn a commission. Exam prep. Licensing fees. Time. It adds up quietly, until it doesn't feel so quiet anymore.

KIC members get exclusive ExamFX access at a rate that takes some of that weight off.

Because building a great team is hard enough. The costs shouldn't make it harder.

Want to know what else is waiting inside?

Check us out at www.korsgaden.com

To those who served and never came home, we remember you today and every day.Happy Memorial Day. 🇺🇸
05/25/2026

To those who served and never came home, we remember you today and every day.

Happy Memorial Day. 🇺🇸

Non-competes are losing their teeth. Five states have banned them entirely and the rest are tightening up. But there are...
05/21/2026

Non-competes are losing their teeth. Five states have banned them entirely and the rest are tightening up. But there are still tools that protect your agency; non-solicitation agreements, NDAs, and compensation structures that give staff a reason to stay.

KIC breaks it down, and members get free legal access to make sure they're protected.

👉 Find out what KIC members know at korsgaden.com

You wrote that policy three years ago. Last year, they left for a quote that looked too good to pass up.Guess what just ...
05/18/2026

You wrote that policy three years ago. Last year, they left for a quote that looked too good to pass up.

Guess what just happened on that carrier? Rate increase. Filed. Effective soon.
KIC flagged it. You saw it first. Their renewal letter hasn't even gone out.

One call right now — before they're frustrated, before they're shopping, before another agent gets there — and they're back on your books.

That's competitive intelligence working for you.

👉 korsgaden.com

Your agency deserves the same tools big carriers have. Now you can get them.KIC members get exclusive discounts on premi...
05/13/2026

Your agency deserves the same tools big carriers have. Now you can get them.

KIC members get exclusive discounts on premium vendor partnerships that solve real operational problems — payroll, hiring, marketing, lead generation, compliance, and more. These aren't nice-to-haves. They're the tools that help you scale without burning out your team.

One standout partner: Client Connect's SARA — a 24/7 AI Phone Assistant that never misses a call, handles after-hours support, and follows up on leads automatically. No more voicemails. No more lost opportunities.

Stop overpaying for tools. Stop missing calls. Stop building systems from scratch.

👉 Join KIC and get exclusive vendor discounts: korsgaden.com

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