Capital Consulting Group

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

09/28/2026

📣 New York retirement updates for educators and public employees

NYSTRS Tier 6 teachers: With 30 years of service, you can now retire at 58 without an age reduction, down from 63.

NYSLRS Tier 6 members: Contribution rates drop for several income ranges starting October 1. Check your retirement system and upcoming pay stub—this rate change does not apply to NYSTRS teachers.

If you’re planning a retirement date or reviewing your paycheck, these changes are worth a closer look. We’re happy to help you understand what applies to you.

Sources: "NYSTRS legislation" (https://www.nystrs.org/legislation/2026-legislation/) · "NYSLRS contribution rates" (https://www.osc.ny.gov/retirement/employers/new-laws-affecting-tier-6-contribution-rates)

09/20/2026

"Tax-free retirement planning" is just code for "Buy this permanent insurance policy"

09/04/2026

Markets pushed higher in August as AI-driven optimism helped investors look past softer economic data. The S&P 500 gained 2.62% and the S&P/TSX Composite rose 2.96%, even as softening retail sales kept consumer spending in focus. Back-to-school season adds another data point to that story, with spending expected to reach \$146.8 billion in the U.S. and \$4.5 billion in Canada this year.

The Standard & Poor’s 500 Index advanced 2.62 percent, while the Nasdaq Composite rose 3.93 percent. The Dow Jones Industrial Average lagged, adding 1.34 percent. The S&P/TSX rose 2.96 percent.1,2

08/27/2026

🍎 Teachers, your back-to-school checklist is probably a mile long…

But there’s one thing that’s easy to put off year after year: your 403(b).

Do you know what you’re paying in fees?
Do you know what options your district offers?
Do you know if your current plan still makes sense for you?

We help educators make sense of their 403(b)s — without the confusing financial jargon.

📚 Start the school year with a quick 403(b) checkup.

👉 403b.pro

Morals Over Money

08/07/2026

Markets navigated mixed signals in July. Inflation eased, tech faced pressure, and energy surged. Meanwhile, Americans are planning record travel spending in 2026: \$1.37 trillion. What's shaping your household budget this summer?

Stocks were mixed in July as investors navigated a cross-current of news on the outlook for AI spending and Q2 corporate reports.

08/06/2026

08/06/2026

People are catching on!

08/05/2026

Stop
Buying
Insurance
From
Captive
Agents

Shopping carriers for the best offer is the key!

07/09/2026

Markets posted solid second-quarter gains as investors responded to upbeat economic reports, continued diplomatic efforts in the Middle East, and strong first-quarter corporate numbers. The S&P 500 rose 14.87%, the Nasdaq gained 21.41%, and the Dow picked up 12.90%, while Canada’s S&P/TSX Composite added 6.37%. Looking ahead, markets may continue to react to Middle East updates, oil prices, inflation trends, and the pace of global commerce through the Strait of Hormuz. From U.S. home price growth to Canadian housing forecasts, this quarter’s by-the-numbers highlights the data behind one of North America’s most closely watched markets.