Miriam Shafer Begg - At the Helm Insurance & Financial Services

07/26/2016

HTH Worldwide travel medical insurance protects travelers abroad with international health insurance plans for global travel, living and study.

07/08/2015

Special Enrollment Available for Health Insurance if you have a Qualifying Event

Not all changes are bad. If you are experiencing a qualifying life event such as getting married, having a baby or turning 26 and losing coverage through your parents’ insurance, you may be eligible to enroll now during Special Enrollment. To find out if you qualify and , please click here for more information: http://bit.ly/1w4E1FS

Or, call me at 818-888-3205

Find out what health plans may be available to you and whether you may qualify for a tax credit or Medi-Cal, based on your income.

05/12/2015

"Disability Insurance - What Would Happen If ...?"

What would happen if one day you weren't able to work as a result of an injury or illness? Where would you get income from in order to pay your everyday living expenses? You may be eligible for an employer sponsored plan, State Disability plan or Social Security Disability. Will those benefits be enough to help support your family? Will the length of time be adequate to provide you with proper income?

What is the solution? A disability insurance policy, also known as an income replacement policy provides a percentage of your income should an illness or accident prevent you from earning an income in your occupation. A disability insurance policy is not the same as Worker's Compensation.

Features to consider when purchasing a Disability Plan: Does it have a: Own Occupation Definition? Residual Benefits? Is it Guaranteed Renewable or Non Cancelable? Benefit period? Residual Rehabilitation?

Disability Insurance is available on an individual or group basis. There are various programs that include Multi-Life discounts, large case discounts, Guaranteed Issued plans and Business Owner Upgrade.

What is Business Overhead Expense Insurance?

Business Overhead Expense Insurance provides reimbursement for the expenses of operating your business, such as rent, utilities and other fixed costs associated with running the business.

What is Professional Overhead Expense Insurance?

Professional Overhead Expense Insurance pays for costs including salaries of all regular employees except members from your same profession.

-----------------------------------------------------------------------------------

May is Disability Awareness Month. Don’t let your paycheck go unprotected. For more information, call me at 818-888-3205

04/27/2015

When your life situation changes, so might your insurance needs. How do you know if you have enough coverage? When was the last time you reviewed your insurance policies and made sure that it meets today’s needs? If it has been more than five years, it is time for a check-up. Benefits of a Check…

04/09/2015

Legacy of Love

I want to share this video with you. This is a powerful story that I feel you will find meaningful, as do I, given my personal experience with losing a loved one.

No one wants to think about or talk about death. However, we all want to protect our family in the event an untimely tragedy. As a Life Insurance Agent, my goal is to help you protect your family and your business. I view life insurance as a gift to your family, a legacy of love.
====================================================
I represent more than 20 life insurance carriers so I will shop and find the best life insurance plan and pricing for you. For more information, call me at 818-888-3205.

When the question is “Do you want to think about your death?” the answer is almost always no. But when the question is “Do you want to protect your loved one...

04/01/2015

Life Insurance is more than just a death benefit

Most consumers purchase life insurance for the purpose of providing a death benefit to their beneficiaries. However, some life insurance plans offer much more than just a death benefit which provides additional value to the consumer.These benefits can include Tax Deferred Cash Accumulation, Suppleme…

10/01/2013

Please note a correction to my email address: [email protected]

09/30/2013

Obamacare is here. The Affordable Care Act requires most people to have medical insurance by January 1, 2014 or face a financial penalty. You no longer can be denied coverage for a pre-existing condition. “Covered California,” the new healthcare insurance marketplace, is holding open enrollment from October 1, 2013 through March 31, 2013. For more information “Like” At the Helm Insurance & Financial Services on Facebook, email me at [email protected] or go to the Covered California website: www.coveredca.com.

Covered California is California's new health insurance exchange, where individuals, families and small businesses can find affordable health insurance.

09/07/2012

Why Devote a Month to Life Insurance Awareness?

September is Life Insurance Awareness month. If you have people in your life who are dependent on you financially, you need to have life insurance.

The Life and Health Insurance Foundation for Education (LIFE) is a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures.

01/05/2012

Despite a slow start, California's push to extend health coverage to those with preexisting medical conditions — a three-year stopgap effort until federal healthcare reform fully kicks in — has enrolled more than 6,000 patients.

05/19/2011

May is Disability Insurance Awareness Month. Is your paycheck protected if you are disabled as a result of an injury or illness? Don't wait until it is too late!

04/04/2011

I am in Encino fixing my page! :)