CEO HALO by Timothy Shannon, Inc.

08/26/2025

04/08/2023

CEO HALO’s Comprehensive Guide to Compliance and Grant Eligibility for Minority Solopreneurs and Small Businesses

Are your a BIPOC solo-entrepreneur ready to unlock the vault of grant and loan funding opportunities? We all know that securing financial resources can feel like cracking an enigmatic code. But fear not, because we're here to help you break through the barriers that may be standing between your minority-owned business and the funding it deserves. In this comprehensive guide, we'll discuss the top compliance roadblocks and provide you with a handy checklist of essential documentation. So, strap in, grab a pen, and let's dive into the maze of grant eligibility together! 🔑

Checklist: 📋

To make your life a little easier, we've compiled a checklist of the most common documents and requirements that you may need to meet before applying for grants or loans. Keep this list handy as you embark on your funding journey:

1. Minimum personal credit score of 680
2. Good business credit rating
3. Registration with the state Division of Corporations
4. Articles of incorporation and any amendments
5. Corporate bylaws and any amendments
6. List of Officers, Board of Directors, and shareholders
7. Copy of stock certificates issued and stock ledger
8. Shareholders' agreement
9. Minutes of the first corporate organizational meeting
10. Official Certification of Formation and Operating Agreement with any amendments (for LLCs)
11. County Tax Receipt or City tax receipt
12. Professional license(s) or Certificate of Competency
13. Fictitious name certificate (if applicable)
14. Proof of business location/operation
15. Federal tax returns or certified financial statements
16. Current financial statements (less than 90 days old)
17. Third-party agreements (e.g., rental and lease agreements)
18. Active DUNS number and profile
19. A separate bank account in the business’s name and a minimum of $5,000 per month revenue in your business bank account
20. Registered and certified as a Small Business Enterprise (SBE) or Minority Woman Business (MWBE)

With this handy checklist and our comprehensive guide, you'll be well-prepared to navigate the labyrinth of grant eligibility and compliance. So, roll up your sleeves and get ready to unlock the vault of funding opportunities for your minority-owned business or solopreneurship. Good luck! 🍀

For more information on how Tim Shannon, Ed.M., CFL at can help your business meet grant, lending and credit compliance, contact us today.

03/07/2023

Attention Entrepreneurs!

Are you struggling to build business credit, gain credibility, and get funding? The Solo-Entrepreneur’s Guide to Building Business Credit in Less than 90 days eBook is here to help!

https://rebrand.ly/90DayBusinessCrediteBook

Our comprehensive guide and checklist provide you with over 20 step-by-step procedures, valuable information, resourceful videos, personal loan offers, and clickable links to help you achieve business compliance and credibility in a timely and effective manner.

This guide has everything you need to get started, whether you're just starting out or looking to improve your existing business credit. With our expert guidance and comprehensive checklist, you'll be on your way to building initial credit linked to your business's EIN in no time, and in most cases, without the need for a personal guarantee.

You'll also get access to a vendor list that includes a variety of vendors that offer net 30 payment terms and report to the major business credit bureaus, which can help to increase your business credit score and improve your chances of obtaining credit from larger vendors and financial institutions.

In addition, we have included a list of our preferred business partners, from formation services to funding for your business, all in one place. Plus, our Small Business Resource Hub features a list of corporations, organizations, and federal agencies that offer an array of resources, services, and technical assistance to small businesses.

This guide is a must-have for any solo entrepreneur looking to build business credit, gain credibility, and get funding. Don't let the pain points of solo entrepreneurship hold you back any longer.

Click the link below to get started building creditability for your business TODAY!

https://rebrand.ly/90DayBusinessCrediteBook

06/21/2022

Meet Tillful Card—The Business Credit Card Built for Small Business

Tillful Card officially launched and is inviting select early waitlisters and Tillful members to apply.

The Tillfull Secured Business Credit Card helps your business build business credit and more.

✅Earn 1.5%* rate with rewards on your business purchases.

✅ Does NOT require a personal guarantee.

✅ Reports to Experian and other major CRAs.

✅ Monthly payments (no daily or weekly due dates!).

✅ Quickly improve or build up your business credit without the guess work.

✅ No bank balance minimum requirement, no annual fee, 0% APR, doesn't affect your personal credit.

To request early access, go to the link in the bio. Set up an account and check your business credit score for free. Get your business credit scores today!

👆🏽Click the link in the bio.

06/09/2022

We know finding the right loan for your business feels like pulling teeth. Good news: it doesn’t have to be hard! Nav syncs with your business data to bring you your best options for funding and business credit cards. Sign up to instantly compare your strongest opportunities from one dashboard.

Always know your best loan options:

* Compare your best loan options based on your business data
* Compare your best options for business credit cards, business insurance and business bank accounts based on your unique data
* Boost your business credit scores with free credit report summaries and guidance from industry experts
* Analyze and optimize your cash flow with our advanced analytics tools

Sign up with Nav today and find funding fast. Nav’s Business Boost or Business Loan Builder can help you build business credit by establishing a new tradeline with multiple business credit bureaus including Experian and Equifax. Sign up for Nav's Business Boost or Business Loan Builder to have this tradeline payment reported each month.

Click 👆🏽 the link in the bio and find funding fast with Nav today!

05/17/2022

Business credit reports do not use consumer data, so there is no regulation associated business credit reporting. If you want to check your business credit profiles and scores, there are several third party reporting agencies that make it possible for you to access your business credit reports and scores online.

Each provider lets you see a version of your business credit profile and score, and some offer multiple packages that let you gain access to more credit features, information, and funding opportunities for your business based on your score. If you want to build your business credit profile and scores and are wondering where to start–you can start with a paid monthly plan with Nav or Tillful. Moreover, to monitor your business credit profiles, you can gain access to your business credit profiles and scores with Experian, Equifax, and Dun and Bradstreet.

Give your business the credit it deserves. Build it. Protect it. Leverage it.

Click 👆🏽 the link in the bio and get access to your business credit reports with Nav or Tillful today!

05/17/2022

Much of the information that is on a business credit reports come from the business providing pertinent information about their operations, account receivables, trade payment experiences, payment history, and cash-flow finanical statements. Your business credit report will present a current, objective picture of how your business manages its financial obligations. It may include, but not limited to, the following:

1. Actual trade payment experience
2. Public record information
3. Company background
4. Collections information
5. Comparative data placing a company's payment performance in context with its industry

Get your business credit reports and scores with Tillful. Give your business the credit it deserves. Build it. Protect it. Leverage it.

Click 👆🏽 the link in the bio and get your business credit reports with Tillful today!

05/17/2022

Give your business the credit it deserves. Build it. Protect it. Leverage it.

Checking your business credit reports can save your business tons of money!

Making sure that your business credit profiles and scores are good may be one of the most vital aspects to building a strong financial foundation for your business. With established business credit profiles and adequate credit scores you can improve your chances of getting trade credit, financing, business cash-flow funding.

Get your business credit reports and scores with . Nav’s Business Boost or Business Loan Builder can help you build business credit by establishing a new tradeline with multiple business credit bureaus including Experian and Equifax. Sign up for Nav's Business Boost or Business Loan Builder to have this tradeline payment reported each month.

Click 👆🏽 the link in the bio and get your business credit reports with NAV today!

05/13/2022

Meet Timothy Shannon, Ed.M., CPF

Timothy Shannon, B.A., Ed.M., CPF, is a highly respected, conversant, and accomplished educator, business consultant, funding strategist, serial entrepreneur, and social influencer. Mr. Shannon has a certification in in Personal Financial Literacy from WISE and is a Nav Certified Credit and Lending Expert.
From start-up to turn-around, Timothy Shannon specializes in business formation, compliance, establishing and securing business credit, financing, and alternative funding for entrepreneurs, small-business owners, and nonprofit leaders. His professional consulting services, credit strategies, and cash-flow solutions will save you time, money, and resources; and leave you to minding your business. This is the essence of true solo-entrepreneurship.

Timothy not only writes about building a financially solid foundation for your business—he has achieved it! His knowledge, expertise, and years of experience have helped him to procure over $2.5 million in business credit, start-up funding, SBA loans, and grant acquisitions for his business enterprises, as well as local small businesses, entrepreneurs, and nonprofit leaders.

Educated at Fisk University, Florida Atlantic University, and Nova Southeastern University, Timothy Shannon resides in greater West Palm Beach, Florida.

Book your consultation today! Click 👆🏽 the link in the bio.

05/10/2022

Establishing business credit profiles and good scores may be one of the most vital aspects to building a strong financial foundation for your business. With established business credit profiles and adequate credit scores you can improve your chances of getting trade credit, financing, business cash-flow funding.

But how do you keep on top of your business credit scores? Take control of your business credit today with Tillful! Get your free Tillful score today. It’s totally FREE for your to access your business credit scores and it wont affect your credit score!

Go to the link in the bio. Set up an account and check your business credit score for free. Get your business credit scores today!

👆🏽Click the link in the bio.