Bay State Merchant Services

06/15/2026

🌟 Meet Francine! 🌟

Francine is part of the D3 crew, when it comes to being creative, she knows what to do!

Francine recently designed our brand-new D3 Builders yard sign, making it easier than ever to connect with us. Simply scan the QR code, visit our website, or give us a call to learn more about our services.

Whether you’re looking for roofing, siding, repairs, or a complete exterior transformation, D3 Builders is ready to help. We pride ourselves on quality craftsmanship, honest communication, and customer service that puts our customers first.

📞 Give us a call today for a free estimate 774-327-2941.

🏠 Roofing • Siding • Exterior Renovations

🎖 We proudly offer either a Military Discount or a Senior Discount as our way of saying thank you for your service and support.

Give the sign a scan, give us a call, and let D3 Builders help bring your next project to life!

05/06/2026

The Quahog Republic partners with Bay State Merchant Services and sees immediate results—unlocking a $15,000 bonus while significantly reducing their credit card processing costs. See how the right payment solution can improve cash flow, eliminate unnecessary fees, and create real financial impact.

04/29/2026

In Episode 3 of Beyond the Swipe, Katherine Perkins joins the conversation for an honest and insightful look at balancing work and life in the merchant services industry—and how the residual commission model can create long-term opportunity for those willing to put in the effort.

Hosted by John Perkins, CEO of Bay State Merchant Services, this episode explores the realities of building a career in payments processing, where hard work today can lead to recurring income, greater flexibility, and more control over your future. Katherine shares perspective on how residual commissions can provide long-term financial stability and lifestyle freedom, while also emphasizing that success doesn’t happen overnight.

In Episode 3 of Beyond the Swipe, Katherine Perkins joins the conversation for an honest and insightful look at balancing work and life in the merchant services industry—and how the residual commission model can create long-term opportunity for those willing to put in the effort.

04/29/2026

A clear breakdown of interchange, assessment, and markup fees—and how they impact your bottom line

Accepting credit cards is essential for modern businesses, but many owners don’t fully understand the fees behind each transaction. These costs can quietly eat into profits if not properly managed. By breaking down the core components of credit card processing fees—interchange, assessments, and markups—you can make more informed decisions and potentially save your business significant money over time.

Learn how credit card processing fees work, including interchange, assessment, and markup costs. Discover ways to reduce fees and improve your business profitability.

03/18/2026

In Episode 2 of Beyond the Swipe, we shift the focus from transactions to impact, highlighting the incredible work of the K-9 Relief Fund and the vital role it plays in supporting police and service dogs.

02/18/2026

In the premiere episode of Beyond the Swipe, host John Perkins, CEO of Bay State Merchant Services, is joined by Tommy Fantom, Northeast Sales Manager, and Dan Pavao, Payment Solutions Consultant, to introduce a podcast dedicated to exploring the stories, systems, and people powering modern commerce.

Episode One sets the stage by breaking down what merchant services really means, how payment processing impacts nearly every business, and why understanding the industry creates opportunity for both sales professionals and business owners alike. The conversation highlights the scale of the payments world, common misconceptions, and the evolving technology that keeps transactions moving every second of the day.

In the premiere episode of Beyond the Swipe, host John Perkins, CEO of Bay State Merchant Services, is joined by Tommy Fantom, Northeast Sales Manager, and Dan Pavao, Payment Solutions Consultant, to introduce a podcast dedicated to exploring the stories, systems, and people powering modern commerce...

01/21/2026

Are you driven, self-motivated, and ready to take control of your future? At Bay State Merchant Services, we’re looking for ambitious sales professionals to help local businesses find the right payment solutions while building a long-term income stream that grows with you. Learn more at https://baystatemerchantservices.com/about-us/careers/

01/15/2026

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09/30/2025

Security terms are not just jargon — they define what you must do (or delegate) to reduce fraud, avoid fines, and protect customer trust.

09/25/2025

Merchant Spotlight: New England House of Pizza – Hyannis, MA

For over 40 years, New England House of Pizza has been serving up delicious pies, subs, and family favorites right in the heart of Hyannis, MA. Known for their friendly service and fresh ingredients, this local staple has become a go-to spot for both Cape Cod residents and visitors looking for a satisfying meal.

In this Merchant Spotlight, we sit down with the team behind New England House of Pizza to hear their story, their passion for serving the community, and how partnering with Bay State Merchant Services has helped them keep operations running smoothly. From reliable payment processing to point-of-sale solutions, Bay State provides the tools they need so they can focus on what matters most—great food and happy customers.