Berry Smart Money Advisors

09/01/2026

"Wealth is not Money" quite a quote.
That $200,000 401k left sitting from a while back, or a $500,000 IRA that's fully loaded into Tech & AI stocks is great, until it isn't.

With actual innovative options to take that money and insulate it from the Stock Market turbulence, I want to help.
Send me a DM today.

“You see a lot of people getting wealthy but you can’t spend the wealth,” the Bridgewater Associates founder told The Diary of a CEO.

08/18/2026

All that I've been saying to clients, is right here.
Recency bias is real; the stock market has had a GREAT 3 year run. But those runs, throughout history, have been followed by decline (some small, some huge).
I helped a client protect a portfolio that grew over 180%. Now that money is completely secure and ready to pay them over $3,000 per month in retirement, guaranteed.
Start with a Private Message to us, or schedule a FREE intro call. Costs you nothing accept time, but can protect your assets for decades.

Hooray for the market's double-digit growth three years in a row, but it could be time to check in on your risk tolerance.

08/17/2026

These are National averages, but absolutely reality with the cost of living in many areas.
A free 15 minute consultation with us can set you up on a different path.
https://calendly.com/berrysmartmoney/15-minute-consultation

07/31/2026

Close your eyes and think about your first day of retirement. What does it look like? At Berry Smart Money Advisors, we believe changing the way you think about retirement starts with a clear vision. Whether it's travel, a new hobby, or just more time with family, having a goal makes the planning easier. Comment below with one thing you're most looking forward to!

07/22/2026

Shorts... and not the type you wear. They are the underbelly of stock market investors who think things are "too good."
If valuations and stock prices are too high, these folks put big bets on the stock dropping in value. And they are knocking at the door.

If you have a 401k or IRA invested in the stock market, now is the perfect time to diversify that. With a wide range of options from Real Estate, to Cryptocurrency, to secured & guaranteed products, we will fit things to you.

Don't wait, because when a 20% drop hits, that money is gone for a long time.

Investors have ramped up bets on a decline in the US stock market, as cracks in the AI bull case emerge and the US-Iran war heats up again.

06/15/2026

🚨 Fidelity Just Changed Retirement Planning — Again. 🚨
And yes… this one is big enough to stop your scroll.

My take:
This is the clearest sign yet that the retirement industry is shifting from “grow your balance” to “guarantee your income.” Advisors, HR leaders, and business owners who adapt early will win trust fast. But these products are out of date and NOT adaptive. Berry Smart Money Advisors have newer and more innovative solutions for you.

What happened:
Fidelity is adding guaranteed lifetime income directly inside its target‑date funds — powered by Nationwide and New York Life.

Why this matters:
Target‑date funds won’t just accumulate — they’ll pay out predictable income.
Participants ages ~59½–78 can elect lifetime payouts inside the plan (no rollover headaches).
Digital tools will show real‑time income projections.
Launch expected in early 2027 — meaning the prep work starts now.

The shift is here:
People don’t want “hope.” They want certainty.
And this move forces the entire industry to rethink retirement income strategy.

Fidelity Investments® today announced plans to launch Fidelity Freedom® Lifetime

06/11/2026

So I created this video on the supposed "safety" of 401k's related to taxes.... but now this week, I'm adding a text based update.

Are you all-in on the SpaceX IPO? Ready to cheer it on?
If not, then you need to read on, because if you have a 401k, you WILL be investing in it...

I'm all for AI advancements. I use it (a service different from xAI) incredibly regularly to automate things that I either am not sure how to do, or would not want to use my time doing.
I also think space travel is neat. Flying among the stars, seeing new & exciting things "up close." Sounds cool.

But to unlock significant 401k money from everyday investors to value a company at $1.75 TRILLION, who has revenue that is 1.1 % of that ($20B) is an implosion waiting to happen (Without getting too nerdy, "seasoning windows" for major indices are as low as 5 days before they get into their indexed funds.)

Then your -20% "return" on your retirement money will need to be made up.

I'm not a doom & gloom guy, anyone who knows me deeply would attest, but what we have here (followed by similar metrics of Anthropic & OpenAI) is how we see Wall Street enriching themselves through YOUR 401k.

If you have a 401k and don't want it exposed to this, we need to talk very soon.

https://calendly.com/berrysmartmoney/15-minute-consultation

05/25/2026

We are so proud to sponsor this wonderful event and tee it up to support their cause. Please come join us!

05/18/2026

4% ... it even looks small typed out, imagine what it's doing against inflation... Enter Asset-Backed Real Estate.
An offering that provides 3 - 4 TIMES that amount, with quarterly interest payouts.
Imagine diversifying with Real Estate, completely passively.

Let's talk today and see if this fits you.

05/09/2026

The retirement rollover process is not complicated. Here's all it takes:

1️⃣ Locate & Assess — Let's find your old accounts and understand what's in them.
2️⃣ Choose Your Path — 401(k), 403(b), TSP — each has a right rollover strategy.
3️⃣ Execute & Optimize — Roll it over correctly and build from there.

That's it. Most of my clients are done in 2–3 weeks.

The longer you wait, the more you leave behind.

📍 Start Step 1 Today — Book a Free Call · link in bio.