Brunelle Medicaid Consultants LLC

08/12/2026

Will owning a home prevent you from getting MassHealth? For most applicants, a primary residence is considered an exempt asset. However, for long-term care, its value and how it's handled have significant implications for eligibility.

The 5-year look-back period for transfers and the MassHealth Estate Recovery Program are critical factors every homeowner must consider. Our guide explains these rules, including the 2025 home equity limits and important planning strategies.

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Own a home in Massachusetts? MassHealth eligibility, long-term care, and strategies to protect your home from estate recovery.

08/06/2026

A common concern when planning for long-term care is how assets like a home or savings affect MassHealth eligibility. The rules focus specifically on "countable" assets, and many significant assets are often exempt, including a primary home, one vehicle, and personal belongings.

For an individual, the limit for countable assets is $2,000. It's also essential to understand the 5-year look-back period for any transferred assets. This guide breaks down the 2025 asset rules in detail, including the protections available for a spouse at home.

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Most everyday possessions—your clothes, furniture, one car, and usually your primary home— find out if you're eligible!

07/29/2026

The MassHealth income rules for seniors are not a single number; they depend on your living situation and care needs.

Seniors living in the community are subject to specific monthly income limits. For those needing long-term nursing home care, the approach is different. There is no upper income cap to qualify, but nearly all monthly income must be paid toward the cost of care.

This guide provides a clear breakdown of these scenarios, including the important income protections for a spouse living at home and the 2025 figures.

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2025 income limit for MassHealth for seniors, how eligibility is calculated, and tips to qualify while protecting assets.

07/22/2026

A critical question for families is whether Medicare or MassHealth pays for nursing home care in Massachusetts. The two programs serve very different purposes.

Medicare's role is specific: it may cover short-term, skilled nursing care for rehabilitation after a qualifying hospital stay. It does not cover long-term custodial care. MassHealth is the primary option for long-term care, but this involves meeting strict medical and financial eligibility rules.

Our guide explains these important distinctions in detail to help you understand your options.

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Nursing home preparation is serious and can get emotional. Nursing home care in Massachusetts can be very expensive. Can you get help? Who pays for nursing home care? Two names often come up: Medicare and MassHealth. They sound similar, but…

07/17/2026

Knowing where to turn for help with a MassHealth application can be the most challenging first step. There are many resources available, such as state navigators, community organizations, and dedicated Medicaid consultants. Finding the right assistance for your family's unique situation is crucial.
Our guide outlines these different options to help you navigate the process with greater confidence.

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Find help with Medicaid, including applying, understanding benefits, and solving issues. Discover where to get assistance.

05/08/2026

We can help!