Harvey Ramirez

Harvey Ramirez As an ardent realtor, I bridge the distance between people wanting to sell their homes and those loo

🏡 **WHO SAYS YOU NEED TWO INCOMES TO OWN A HOME?**You don't necessarily need a spouse, a huge down payment, three bedroo...
09/02/2026

🏡 **WHO SAYS YOU NEED TWO INCOMES TO OWN A HOME?**

You don't necessarily need a spouse, a huge down payment, three bedrooms and a **$400,000 house** to start building equity.

If you're working, earning a steady income and tired of paying rent, there may be another way to get started.

🔥 **NOW OFFERED AT $197,499**

📍 1255 Lincoln Rd #16, Yuba City
🛏️ 2 Bedrooms
🛁 1.5 Bathrooms
📐 1,108 Sq. Ft.

This condo could be a great fit for a **single professional who wants to own instead of rent—without taking on the maintenance of a traditional house.**

💼 **Bedroom #2 gives you options:**

Use it as a home office, guest room, workout room, hobby space—or simply have some extra room when you need it.

🌴 **AND YOU DON'T HAVE TO SPEND YOUR WEEKENDS MAINTAINING A YARD.**

The HOA handles exterior maintenance, landscaping, the recreational pool area, clubhouse and parking-area maintenance.

Inside the condo you'll find:

✨ Brand-new carpet
✨ Recently painted interior
✨ Updated windows
✨ Newer HVAC
✨ Washer & dryer included
✨ Private enclosed patio
✨ Covered carport
✨ Community pool access

💰 **DON'T HAVE A HUGE DOWN PAYMENT SAVED?**

Don't assume that automatically eliminates you.

Depending on your qualifications, **low-down-payment, down-payment-assistance or even zero-down financing programs may be available.**

And **with the right offer, the seller may also consider helping with allowable closing costs.**

The combination could potentially mean **far less cash out of pocket than you expected.**

You're already working for your money.

Maybe it's time to start making some of that money work toward **something you own.**

📲 Message me **“SINGLE BUYER”** and let's find out what you may qualify for.

No pressure. No assumptions. **Just find out what's possible.**

**Harvey Ramirez | REALTOR®**
California Gold Realty Company
DRE #01915337
📞 530-682-6781
✉️ [[email protected]](mailto:[email protected])

*Financing subject to lender approval and program eligibility. Zero-down and down-payment-assistance programs are not available to every borrower. Seller credits are negotiable and subject to lender and loan-program requirements.*

09/01/2026

Ready to see what could be your next home? 🌟 This charming space has room to grow and everything you need to make it yours. Reach out to schedule your private tour!

Listed for $699,000 | Stacy Rowlett

2 Bedroom • 2 Bathroom • 1,149 Sqft

🏡💰 **WHAT IF THE DOWN PAYMENT ISN'T ACTUALLY WHAT'S STOPPING YOU FROM BUYING YOUR FIRST HOME?**A lot of renters assume t...
08/30/2026

🏡💰 **WHAT IF THE DOWN PAYMENT ISN'T ACTUALLY WHAT'S STOPPING YOU FROM BUYING YOUR FIRST HOME?**

A lot of renters assume they need **$20,000, $30,000 or more in the bank** before they can even think about becoming homeowners.

That may simply **not be true.**

This Yuba City condo is now offered at just:

🔥 **$197,499** 🔥

📍 **1255 Lincoln Rd #16, Yuba City**
🛏️ 2 Bedrooms
🛁 1.5 Bathrooms
📐 1,108 Sq. Ft.

Here's where it gets interesting for a **first-time buyer**:

💵 Low-down-payment programs may be available.

💵 Some qualified buyers may even be eligible for **zero-down or down-payment-assistance programs.**

💵 **PLUS — with the right offer, the seller may be willing to contribute toward allowable closing costs.**

Put the right financing together with seller assistance and it's possible that a qualified buyer could purchase their **FIRST PROPERTY with surprisingly little or no cash out of pocket.**

That's why I don't want you deciding that you can't afford to buy before you've actually explored your options.

🏡 **STOP PAYING RENT. START BUILDING EQUITY.**

This condo also offers:

✅ Brand-new carpet
✅ Recently painted interior
✅ Updated windows
✅ Newer HVAC
✅ Washer & dryer included
✅ Private enclosed patio
✅ Covered carport
✅ Community pool
✅ HOA-maintained exterior, landscaping and common areas

Maybe your first property isn't a $400,000 house.

Maybe it's a **$197,499 condo that gets you into homeownership and starts building equity.**

Then, several years from now, that equity may help you make your **next move.**

📲 **Don't know if you qualify? That's exactly why you should ask.**

Message me **“FIRST HOME”** and I'll help connect you with a lender who can look at your income, credit, debt and available programs and tell you what's actually possible.

You might be **much closer to owning than you think.**

**Harvey Ramirez | REALTOR®**
California Gold Realty Company
DRE #01915337
📞 530-682-6781
✉️ [[email protected]](mailto:[email protected])

*Financing subject to lender approval and program eligibility. Zero-down and down-payment-assistance programs are not available to every borrower. Seller credits are negotiable and subject to the purchase agreement, lender requirements and applicable loan-program limits.*

🏡 DOWNSIZE. SIMPLIFY. ENJOY.At some point, a bigger house can start feeling like more work than benefit.Extra bedrooms y...
08/29/2026

🏡 DOWNSIZE. SIMPLIFY. ENJOY.

At some point, a bigger house can start feeling like more work than benefit.

Extra bedrooms you rarely use. A yard that still needs attention. Exterior maintenance. Repairs. Weekends spent taking care of a property that's larger than you really need.

Maybe it's time to right-size your life. ❤️

📍 1255 Lincoln Rd #16, Yuba City
💰 Now offered at $197,499
🛏️ 2 Bedrooms | 🛁 1.5 Bathrooms
📐 1,108 Sq. Ft.

This condo could be a great fit for empty nesters, retirees, frequent travelers, or anyone who simply wants less maintenance and more freedom.

✨ Brand-new carpet
✨ Recently painted interior
✨ Updated windows
✨ Newer HVAC
✨ Washer & dryer included
✨ Private enclosed patio
✨ Covered carport
✨ Community pool & clubhouse

🌳 And here's one of the biggest advantages:

The monthly HOA takes care of exterior maintenance, landscaping, the recreational pool area, clubhouse and parking-area maintenance.

You take care of what's inside your condo.

Imagine being able to lock the door and take a trip without worrying about mowing the lawn or keeping up the exterior of a traditional home.

And if you're selling a larger home with equity, downsizing could potentially allow you to reduce your monthly housing expenses, free up equity, or possibly purchase with a substantial down payment or cash, depending on your situation.

💰 With the right offer, the seller may also consider a credit toward allowable closing costs.

Sometimes downsizing isn't about giving something up.

It's about getting your time back.

📲 If you—or someone you know—has been thinking about simplifying, message me “DOWNSIZE” and let's talk about whether this condo might be the right fit.

Harvey Ramirez | REALTOR®
California Gold Realty Company
DRE #01915337
📞 530-682-6781
✉️ [email protected]

Seller credit is negotiable and subject to the purchase agreement and applicable lender requirements. Buyer to verify HOA information and property details.

08/28/2026

You don’t need to remodel everything before selling. Smart updates can change how buyers see the home. Thinking about selling? Message me. Let’s get your home ready. 🏡

08/25/2026

Nothing feels better than finding the right place to call home. 🏡 Take a look at this beautiful home and imagine your life here. Ready to make your move? Let’s connect!

Listed for $599,900 | David Kirrene

2 Bedroom • 1 Bathroom • 1,705 sqft

08/25/2026

🏡 House is a 10... but there's a catch. 👀

Every dream home has that one thing that makes you stop and think. Some are easy to overlook... others might be a total dealbreaker.

Watch until the end and decide:
**Which one would make you say "no thanks" and which one would you happily live with?**

Drop a comment below! 👇

🚨🏡 NEW PRICE — $197,499!FIRST-TIME BUYERS: You may need far less cash to become a homeowner than you think.If you've bee...
08/25/2026

🚨🏡 NEW PRICE — $197,499!

FIRST-TIME BUYERS: You may need far less cash to become a homeowner than you think.

If you've been renting because you assume buying requires a huge down payment, this condo deserves a closer look.

📍 1255 Lincoln Rd #16, Yuba City
💰 NEW PRICE: $197,499
🛏️ 2 Bedrooms
🛁 1.5 Bathrooms
📐 1,108 Sq. Ft.

Depending on your qualifications, low- or zero-down financing programs may be available, and with the right offer, the seller may also help with allowable closing costs.

That combination could mean a qualified buyer gets into this home with very little cash out of pocket.

✨ Brand-new carpet
✨ Recently painted interior
✨ Updated windows
✨ Newer HVAC
✨ Washer & dryer included
✨ Private enclosed patio
✨ Covered carport
✨ Community pool
✨ HOA-maintained exterior, landscaping and common areas

Instead of assuming you can't buy, let's find out what you may actually qualify for.

📲 Text or message me “FIRST HOME” and I'll help you explore the options.

Harvey Ramirez | REALTOR®
California Gold Realty Company
DRE #01915337
📞 530-682-6781
✉️ [email protected]

Financing subject to lender approval and program eligibility. Zero-down and assistance programs are not available to every borrower. Seller credits are negotiable and subject to lender and loan-program limits.

08/22/2026

🏡 YOUR FIRST HOME MAY BE CLOSER THAN YOU THINK!

If you've been renting because you think buying a home requires a huge down payment, this may be worth a closer look.

📍 1255 Lincoln Rd #16, Yuba City
💰 Offered at $199,999
🛏️ 2 Bedrooms | 🛁 1.5 Bathrooms
📐 1,108 Sq. Ft.

This condo could be a great first step into homeownership—especially for a first-time buyer, young couple, small family, or busy professional looking for an affordable, lower-maintenance lifestyle.

✨ Highlights include:
• Updated windows & newer HVAC
• Brand-new carpet & recently painted interior
• Washer & dryer included
• Private enclosed patio
• Covered carport
• Community pool access
• HOA-maintained exterior, landscaping and common areas

💵 AND HERE'S SOMETHING WORTH ASKING ABOUT…

Low-down-payment financing options may be available for qualified buyers, and with the right offer, the seller may be willing to help with closing costs.

That combination could mean less cash out of pocket than you might expect to become a homeowner.

Instead of automatically assuming you can't afford to buy, let's find out.

📲 Message me “FIRST HOME” and I'll help you explore your options—no pressure.

Harvey Ramirez | REALTOR®
California Gold Realty Company
DRE #01915337
📞 530-682-6781
✉️ [email protected]

Financing subject to lender approval. Down-payment requirements and seller credits vary by loan program, borrower qualifications and negotiated purchase terms.

Address

591 Colusa Avenue
Yuba City, CA
95991

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