Salty Locs Payment Processing

15/06/2026

THE DIFFERENCE IS IN THE DELIVERY!
Any company can give good rates. Any company can provide great phone support. Any company can promise to be the best…..

But only ONE COMPANY shows up day in and day out when you need us the most!

SALTY LOCS.
340.489.1216
[email protected]

14/06/2026

Five years ago, Salty Locs Payments was built on a simple idea: the businesses of the USVI deserved more than just another payment processor. They deserved a partner that would serve them with love, professionalism, honesty, and an unwavering commitment to their success.

From day one, our mission has never been just about credit card processing. It has been about bringing the very best systems, software, and payment solutions to the businesses that make these islands thrive. It has been about answering the phone when you need help, showing up when others won’t, and standing beside you through every challenge and every victory.

Today, five years later, that same dedication is stronger than ever.

You see it in every conversation we have. Every proposal we create. Every late-night support call we answer. Every installation we complete. Every handshake, every training session, and every relationship we build. We have worked tirelessly to provide affordable, cost-effective payment solutions backed by something that can never be duplicated: genuine care for the people we serve.

The USVI isn’t just where we do business. It’s home.

It’s where we live. Where we work. Where we raise our families. Where we volunteer our time and invest in our community. The people we serve are our neighbors, our friends, and our fellow business owners. That responsibility is something we carry with pride every single day.

As we continue to grow, one thing will never change: our commitment to putting the businesses of the USVI first. Because at Salty Locs Payments, this has always been about more than payments.

It’s about people.

Thank you for trusting us over the last five years. We are honored to serve you, and we look forward to growing forward together for many years to come.

SALTY LOCS PAYMENTS
Rooted in the USVI. Growing your business forward.

www.saltylocs.com
340.208.2992
[email protected]

At Salty Locs Payment Processing, we offer true, “no middleman,” wholesale rate structures to ensure that your business gets the best plan available. This allows us to minimize your electronic payment costs while reducing hidden/excessive fees.

13/06/2026

Before You Sign, Get to Know Who You’re Signing With.

At Salty Locs Payments, we’ve learned that not all POS companies, payment processors, and technology providers are created equal.

Most business owners spend time comparing rates, features, and hardware—and they should. But don’t forget to research the company behind the equipment.

Who are they?
How long have they been in business?
Are they involved in the community?
Will they answer the phone when you need help?
Do they understand the unique challenges of doing business in the USVI?

A few minutes of research can tell you a lot about who you’re trusting with your livelihood.

At Salty Locs Payments, we believe business should still be personal.

We have personally met all of our clients. Think about that… we have had a face to face conversation and/or literally been in your place of business … because we believe that the only way to do local business is by doing it locally!

✅ Locally owned and operated in the USVI
✅ Real people providing real support
✅ No long-term contracts
✅ No equipment leases
✅ Transparent pricing with no surprises
✅ Industry-leading POS solutions tailored to your business
✅ A company invested in the success of our community

We’ve built our reputation one business at a time by showing up, answering the call, and putting our clients first. Because when your systems go down on a Friday night, you don’t need a call center thousands of miles away.

You need someone who knows your name, knows your business, and is committed to helping you succeed.

Technology matters. Rates matter. But relationships matter too.

Before you sign on the dotted line, do your homework.

And if you’d like a local team to review your current setup and show you what options are available, we’re just a phone call away.

SALTY LOCS PAYMENTS
Rooted in the USVI. Growing your business forward.

📞 340.208.2992
📧 [email protected]
🌐 www.saltylocs.com

At Salty Locs Payment Processing, we offer true, “no middleman,” wholesale rate structures to ensure that your business gets the best plan available. This allows us to minimize your electronic payment costs while reducing hidden/excessive fees.

13/06/2026

🔧 Out with the old. In with the local.

During this install at Neighborhood Pharmacy we removed outdated equipment from an off-island processor and upgraded them with our Dejavoo P1 terminals and P17 PIN pads.

When businesses choose Salty Locs Payments, they’re choosing local service, local support, and a team that’s just a phone call away.

Need better rates, newer equipment, or real support? Give us a call today.

📞 340-489-1216

11/06/2026

🚀 FREE TERMINAL. NO LEASE. NO RENT. NO CONTRACT. JUST PAYMENTS THAT WORK.

At Salty Locs Payments, we're proud to offer what no one else in the USVI does:

✅ A Truly FREE Wireless Credit Card Terminal

No expensive purchase. No overpriced lease. No monthly terminal rental fees.

Our wireless terminals are equipped with a USVI SIM card and deliver service across 99.99% of the U.S. Virgin Islands, giving you reliable connectivity whether you're in town, at the beach, on the water, or anywhere your business takes you.

⚡ WAPA-Proof Technology

Power outage? No problem.

Our terminals feature an incredible 48-hour battery life, allowing you to continue accepting payments long after the lights go out. While others are scrambling, you're still making sales.

Packed With Features To Help Your Business Grow:

💳 Accept Visa, Mastercard, Discover, AMEX, Apple Pay, Google Pay, Tap-to-Pay, and Contactless Payments

💰 Accept EBT Payments

📧 Send invoices directly by email

📱 Send payment requests via text message

📦 Track inventory and items

💵 Accept tips and gratuities

📊 Access powerful reporting tools

🛡️ Protected by our Lifetime Warranty

When you partner with Salty Locs Payments, you're not just getting a terminal—you're getting a local team committed to keeping your business running.

The Difference?

🏦 Banks charge monthly rental fees for their equipment.

💸 Other processors sell terminals at inflated prices or trap businesses in expensive long-term leases.

🚫 Some providers lock you into lengthy contracts with costly termination fees.

Salty Locs Payments does things differently.

We provide the tools your business needs to grow without forcing you into endless commitments, equipment leases, or contracts designed to benefit everyone except you.

📍 Local Support. Local Service. Local People.

Let us show you why more USVI businesses are switching to Salty Locs Payments.

📞 Contact us today for your FREE terminal and a no-obligation savings analysis.

Salty Locs Payments — Built for the Virgin Islands. Built for Your Business.



#340.208.2992
[email protected]

10/06/2026

Hey,
Shift4 / SkyTab users. Make sure you checking your statements….

If you’re a USVI business owner using Shift4 / SkyTab, you may have recently learned about a new $2,000 fee being imposed on merchants. And here’s the hard truth… this hits even harder in the Virgin Islands.

Tourism isn’t what it used to be. Airline prices are through the roof. The cost of goods continues to rise. Insurance is higher. Utilities are higher. Labor costs are higher. Every dollar matters.

So when another $2,000 gets taken directly from your bottom line, that’s not a small inconvenience. That’s payroll. That’s inventory. That’s marketing dollars. That’s money that should be reinvested into growing your business.

And the worst part? You don’t really have a choice.

This is exactly why business owners need to be cautious whenever they hear the phrase “FREE POS SYSTEM.” Because time and time again, we’ve seen that “free” doesn’t always mean free. Sometimes the real costs show up later in the form of annual fees, service charges, compliance fees, equipment obligations, or unexpected changes to the agreement.

The lesson here isn’t just about one company. It’s about understanding exactly what you’re signing up for.

As business owners, we deserve transparency. We deserve local support. We deserve pricing that doesn’t change the rules halfway through the game.

If you’ve been impacted by these new fees, it may be time to take a closer look at your processing relationship and ask the important question:

How much is my “free” system actually costing me?



This type of announcement is exactly why we encourage business owners to review their processing agreements regularly. In an economy where margins are already being squeezed, surprise costs can make a significant impact.

07/06/2026

Why Clover POS is the #1 POS System in the Market

There’s a reason Clover has become one of the most trusted POS platforms in the world. It combines powerful technology, unmatched flexibility, and ease of use into one complete business solution.

Why Businesses Choose Clover

✅ Outstanding Back-End Reporting
Access real-time sales data, employee performance, inventory tracking, and business analytics from anywhere.

✅ Direct QuickBooks Integration
Simplify your accounting and bookkeeping with seamless QuickBooks connectivity.

✅ Payroll & Employee Management
Integrate with Homebase for scheduling, time tracking, payroll management, and employee communications.

✅ Best-in-Class Online Ordering
Offer online ordering, curbside pickup, and delivery solutions that integrate directly into your Clover ecosystem.

✅ Technology for Days
Whether you’re a restaurant, retail store, service provider, or multi-location business, Clover has the tools:

* Kitchen Display Systems (KDS)
* Self-Service Kiosks
* Handheld Ordering Devices
* Mobile Terminals
* Customer-Facing Displays
* Inventory Management
* Loyalty Programs
* Gift Cards
* And much more

✅ Extremely User-Friendly
Simply put, there is no other POS system on the market that is easier to learn and operate than Clover. Staff training is faster, mistakes are reduced, and day-to-day operations become smoother.

✅ A Marketplace Built Around Your Business
Clover’s extensive app marketplace allows you to customize your system with solutions designed specifically for your industry and business needs.

⸻

Why Buy Clover from Salty Locs Payments?

Anyone can sell you a POS system.

Very few companies can properly install it, configure it, train your staff, support it, and help your business maximize its potential.

At Salty Locs Payments, we don’t just place Clover systems—we support them every step of the way.

Our team has been involved with Clover from the beginning. We understand the platform inside and out, allowing us to recommend and implement the best solutions for your specific business.

When you work with Salty Locs Payments, you’re getting:

✅ Local USVI support
✅ Professional installation and training
✅ Menu and inventory setup assistance
✅ Online ordering configuration
✅ Ongoing service and troubleshooting
✅ Real people who know your business

⸻

The Salty Locs Guarantee

💰 We’ll beat any competitor’s price by 20% — guaranteed.
If we can’t save you money, we’ll pay you the difference.

🚫 No Leases. Ever.
🚫 No Rental Programs. Ever.
🚫 No Long-Term Contracts. Ever.

Just transparent pricing, local service, and the best POS solution available.

Salty Locs Payments
Rooted in the USVI. Growing Your Business Forward.
📞 340.208.2992
📧 [email protected]

The best POS. The best processing. The best support. All right here in the USVI.

07/06/2026

Why Use Salty Locs Payments?

At the end of the day, every company is going to claim they have the best point-of-sale system, the best machines, the best rates, and the best service.

But how do you really know?

Service is easy when everything is normal. A Wednesday at 10 AM or a Friday at 3 PM? That is when every company has people available. But what happens on a Friday night at 9:45 PM, long after most offices are closed? What happens when your restaurant is full, your terminal goes down, and you need help right now?

Do you get routed to a call center with someone who has zero connection to your business? Someone who has never been to your location, never spoken to you, and has to run through a script before they can even begin to help?

That is not the kind of service we believe in.

At Salty Locs Payments, our success comes from our clients’ success. We are local. Small word. Big meaning.

We have been to your business. We have talked with you. We understand your layout, your operations, your equipment, and how your business runs. That is the only way we do business — on a personal, professional, local level.

When it matters most, who do you have in your corner?

At 11 PM on a Saturday or 9 AM on a Sunday, with a place full of customers, you do not need a case number. You do not need to be told to call back later. You need someone who will answer, understand the problem, and help you fix it.

There are no endless hold times here. No being passed around. No waiting an hour while your business is trying to operate.

We help you when you need it most — because that is our commitment to you.

Salty Locs Payments
Local service. Real support. Rooted in the USVI.

LOCAL COMPANY SERVING LOCAL USVI BUSINESSES.

05/06/2026

Help us wish a very Happy Birthday to our very own Arlencia!

Your dedication, support and heart for helping local businesses move forward is truly appreciated.

As one of the founding members of Salty Locs Payments, Arlencia is always showing up for the team, for our clients, and for the local businesses we serve.

Today, we celebrate you and all that you bring to the team!

04/06/2026

⚠️ USVI BUSINESS OWNERS: BEFORE YOU SIGN WITH SHIFT4 / SKYTAB, READ THIS ⚠️

We've spoken with numerous business owners throughout the Virgin Islands who were promised the world by Shift4 and SkyTab—only to find themselves frustrated, locked into long-term contracts, and struggling to get the support they need.

Here are some of the most common complaints we hear:

❌ Long Hold Times for Support
When your POS system is down, every minute costs money. Many merchants report waiting on hold for extended periods just to speak with technical support.

❌ No Local Support When It Matters Most
A salesperson may be local when it's time to sign paperwork, but where are they when your terminals stop processing payments on a Friday night? Too often, merchants are left dealing with remote call centers instead of someone who can actually show up and help.

❌ Onboarding & Installation Challenges
Getting a system installed and operating smoothly should not be a stressful process. Unfortunately, many businesses have reported difficult transitions and onboarding headaches.

❌ Hidden Costs & Pricing Concerns
The advertised pricing often doesn't tell the whole story. Be sure to read every page of every agreement and understand exactly what you're paying for before signing.

❌ Long-Term Contracts & Early Termination Fees
Many merchants don't realize they're committing to lengthy agreements until it's too late. Getting out of these contracts can be extremely difficult and expensive.

❌ Reliability Issues
When your POS system freezes, crashes, or goes offline, your business suffers. Restaurants, bars, retail stores, and service businesses need dependable technology—not excuses.

The USVI business community is resilient, hardworking, and smart. Don't let flashy sales presentations or "free equipment" offers distract you from asking the tough questions:

✔️ What is the actual contract term?
✔️ What are the cancellation penalties?
✔️ Who provides local support?
✔️ What are all the fees?
✔️ What happens if the system goes down?

Do your homework before signing anything.

A "free" system is never free if it comes with years of obligations, hidden fees, and limited support.

Protect your business. Ask questions. Read the fine print. And make sure the company earning your business will still be there when you need help.



Check out the reviews for yourself:
https://www.capterra.com/p/70936/Shift4/reviews/

Just make sure you protect yourself and your business.

Is Shift4 the right Payment Processing solution for you? Explore 53 verified user reviews from people in industries like yours to make a confident choice.