Cosca

Cosca We turn financial confusion into clarity by simplifying the numbers in your business and personal life. Are you struggling to make sense of your finances?

Feeling overwhelmed by bookkeeping headaches or unsure how to grow your wealth or plan for retirement? At Cosca, we specialise in business advisory services, strategic accounting, and personal wealth management to help you achieve financial clarity and confidence. Since 1973, we've supported local businesses and individuals like you—transforming financial confusion into clear, actionable plans. Fi

rst, we take the time to understand your unique lifestyle vision. Then, we work with you to create a strategy tailored to your goals—whether it’s tackling complex accounting tasks, managing day-to-day bookkeeping, planning for retirement, or delivering end-to-end business advisory services. Our experienced team of Accountants, Bookkeepers, Personal Wealth Advisors, and Virtual CFOs are here to simplify your business finances—so you can focus on what you love.

EOFY is four weeks away. The businesses that finish strong are the ones that start now.A few things worth doing before 3...
03/06/2026

EOFY is four weeks away. The businesses that finish strong are the ones that start now.

A few things worth doing before 30 June:
✔ Get your bookkeeping up to date
✔ Review your projected tax position
✔ Check your super payments will clear in time
✔ Flag any purchases worth bringing forward

The goal isn't a last-minute scramble. It's a plan. Not sure where you stand? That's a quick chat with your Cosca adviser.
https://cosca.com.au/contact/

Ever noticed how some business owners seem… calm?Even during busy or uncertain periods?It’s usually not luck.It’s system...
27/05/2026

Ever noticed how some business owners seem… calm?

Even during busy or uncertain periods?

It’s usually not luck.

It’s systems.

They:
• review their numbers regularly
• plan ahead (not last minute)
• understand their cash flow
• make decisions earlier
• stay proactive instead of reactive

It doesn’t mean things don’t go wrong.

It just means they’re prepared when they do.

26/05/2026

Retirement from business owners isn’t usually a single decision.
It’s a transition.

For many owners, their business has been:
• their routine
• their identity
• their purpose
• their community
• their financial future

That’s why retirement planning is about more than “having enough money.”

It’s also about:
✔ succession
✔ structure
✔ lifestyle planning
✔ wealth strategy
✔ emotional readiness
✔ understanding what comes next

The earlier business owners start preparing, the more options they often have available later.

If retirement has been sitting in the “I’ll think about it one day” basket… this is your sign to start the conversation earlier than you think.

Read more on the Cosca Learn page.

After many years of working alongside one another, Cosca and Coutts Redington Chartered Accountants have officially merg...
20/05/2026

After many years of working alongside one another, Cosca and Coutts Redington Chartered Accountants have officially merged to form one of Queensland’s largest independent advisory firms.

Bringing together a team of more than 100 professionals across six locations; Innisfail, Charters Towers, Ingham, Springwood, Burleigh Heads and Townsville — supporting businesses, families, and individuals across the state.

This isn’t just a merger — it’s the continuation of decades of collaboration, now strengthened by greater capability and a broader advisory network across accounting, business, and personal wealth.

Clients will continue working with the same advisers they know and trust, now supported by expanded expertise designed to support more complex needs and long-term success.

Together, we’re building something even stronger.

🔗 Learn more: https://cosca.com.au/couttsredington-merging-with-cosca/

Sometimes that sentence looks harmless.Until “later” becomes:• unpaid super• overdue BAS• cash flow pressure• rising deb...
19/05/2026

Sometimes that sentence looks harmless.

Until “later” becomes:
• unpaid super
• overdue BAS
• cash flow pressure
• rising debt
• reactive decisions
• unnecessary stress

Most business problems don’t appear overnight.
They build quietly in the background while everyone is busy.

The businesses that stay financially healthy usually aren’t perfect, they just review things earlier.

Cash flow.
Forecasting.
Tax planning.
Pricing.
Payroll.
Systems.

Small proactive decisions tend to cost less than urgent reactive ones.

If your finances have felt a little “head down, survive the week” lately, this is your reminder to lift your head and review the bigger picture.

For more practical business insights: https://cosca.com.au/learn/7-cash-flow-mistakes-small-business-owners-make-and-how-to-avoid-them/

EOFY has a funny way of sneaking up on business owners.One minute it’s April… the next you’re:• chasing receipts• checki...
19/05/2026

EOFY has a funny way of sneaking up on business owners.

One minute it’s April… the next you’re:
• chasing receipts
• checking super deadlines
• reviewing tax estimates
• wondering if buying that new laptop is actually a good idea

Some of the most expensive EOFY mistakes we see aren’t dramatic, they’re just delayed decisions.

A few things worth checking before 30 June:
✔ Is your bookkeeping up to date?
✔ Have you reviewed your projected tax position?
✔ Are your super payments going to clear in time?
✔ Are there purchases worth bringing forward?

The goal isn’t panic.
It’s preparation.

Read more: https://cosca.com.au/learn/what-should-your-business-be-doing-before-30-june-tax-planning-super-changes-and-the-checklist-you-actually-need/

15/05/2026

Big change coming for business owners!

From 1 July 2026, super won’t be something you think about quarterly…
You’ll need to pay it at the same time as wages.

It’s a shift — but it doesn’t have to be a stressful one.

At Cosca, we keep you ahead of changes like this and break them down in a way that actually makes sense, so you can stay compliant and in control of your cash flow.

We’re proud to welcome Edwards Collins Group to our growing Springwood team; strengthening our presence across South-Eas...
14/05/2026

We’re proud to welcome Edwards Collins Group to our growing Springwood team; strengthening our presence across South-East Queensland and bringing together two firms built on shared values, trusted relationships, and a commitment to long-term client success.

This isn’t just a merger it’s an alignment of people, expertise, and vision.

Clients will continue working with the same advisers they know and trust, now supported by a broader advisory network and expanded capabilities across business, accounting, and personal wealth.

Together, we’re building something even stronger.

🔗 Learn more: https://cosca.com.au/edwards-collins-group-joins-cosca/

The 2026 Federal Budget introduces some of the most significant proposed changes to tax, property and structures in rece...
13/05/2026

The 2026 Federal Budget introduces some of the most significant proposed changes to tax, property and structures in recent years.

From changes to capital gains tax and discretionary trusts, to updates on negative gearing, these reforms may impact how you plan, invest and structure your finances moving forward.

For business owners, the focus is on tax strategy, structure and EOFY planning.
For individuals and investors, it’s about understanding how these changes affect property, tax and long-term wealth decisions.

With 30 June approaching, the decisions you make now can directly impact your position.

👉 Read the full breakdown and what to do next: https://cosca.com.au/learn/federal-budget-2026-27-australia-what-it-means-for-businesses-individuals/

If you need support working through these changes, connect with one of our advisors.

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Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 13:30

Telephone

+611800283895

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