Fritzel Oyao

Fritzel Oyao โ˜€๏ธ Insurance & UITF Advisor ๐Ÿง‘โ€๐Ÿ”ฌEngineer ๐ŸŽฅ Content Creator
Book a meeting: lnk.bio/fritzeloyao

23/08/2026

Credit is a financial tool. Use it wisely, plan your repayments, and stay calm when making financial decisions. ๐Ÿ’š

Maya

20/08/2026

Sa pag-iipon, dapat intentional ka.

Pay yourself first. ๐Ÿ’ฐ

Nagulat ako pagtingin ko, 10k na pala tayo! ๐ŸฅนThank you po sa lahat ng nag-follow.Sabi ko noon, di naman ako masyadong lu...
18/08/2026

Nagulat ako pagtingin ko, 10k na pala tayo! ๐Ÿฅน

Thank you po sa lahat ng nag-follow.

Sabi ko noon, di naman ako masyadong lumalabas, so naisip ko, โ€œGumawa na lang kaya ako ng content?โ€ ๐Ÿ˜…

At first, honestly, wala naman akong idea kung may manonood ba. Nagpo-post lang ako kapag may gusto akong i-share, mga natututunan ko about money, insurance, investments, at mga bagay na sana mas maaga ko ring nalaman.

Hindi rin naman lahat ng posts perfect. Minsan ilang takes, minsan tinatamad, minsan feeling ko wala namang makaka-relate. ๐Ÿ˜‚ Pero tuloy lang.

Kaya ang surreal isipin na 10,000+ people na pala yung nakasama ko dito. From โ€œtry lang natin gumawa ng contentโ€ to 10K.

Thank you for being part of this journey. More kwentuhan, learnings, at hopefully mas marami pa tayong matulungan through this platform. ๐Ÿซถ

10K! Salamat, sobra. ๐Ÿค๐Ÿ™๐Ÿป

11/08/2026

Ang breadwinner lang ba dapat ang may life insurance?

Pag-usapan natin. ๐Ÿ‘‡

๐–๐žโ€™๐ซ๐ž ๐ง๐จ๐ฐ ๐จ๐Ÿ๐Ÿ๐ข๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฉ๐š๐ซ๐ญ ๐จ๐Ÿ ๐’๐ฎ๐ง๐‹๐ˆ๐“! โ˜€๏ธโœจAlam niyo, I just posted my very first content noong June 21, 2024.I still remem...
10/08/2026

๐–๐žโ€™๐ซ๐ž ๐ง๐จ๐ฐ ๐จ๐Ÿ๐Ÿ๐ข๐œ๐ข๐š๐ฅ๐ฅ๐ฒ ๐ฉ๐š๐ซ๐ญ ๐จ๐Ÿ ๐’๐ฎ๐ง๐‹๐ˆ๐“! โ˜€๏ธโœจ

Alam niyo, I just posted my very first content noong June 21, 2024.

I still remember that post. 2 likes and 1 share. ๐Ÿฅน

If you look at the numbers, parang ang liit lang. Pero for me, that post will always be one of the most meaningful posts Iโ€™ve ever made. Kasi doon nagsimula yung moment na finally, pinindot ko yung โ€œPostโ€ kahit maraming doubts, hiya, at overthinking.

โ€œMay manonood kaya?โ€
โ€œMay makikinig kaya?โ€
โ€œMay matututunan kaya sila?โ€

Honestly, I didnโ€™t know where it would take me.

I just knew na gusto kong mag-share ng mga natututunan ko about money and personal finance in a way na mas simple, relatable, and madaling maintindihan.

And now, looking back at that first post, ang layo na pala. ๐Ÿฅน

From 2 likes and 1 share, to meeting people through content, being invited to speak, creating more consistently, and now officially becoming part of SunLIT. ๐Ÿซถ๐Ÿป

Nakaka-amaze lang isipin na yung maliit na decision na โ€œsige, i-post ko naโ€ eventually led me here.

Kaya if youโ€™re also thinking of starting something, whether itโ€™s creating content, starting a business, learning a new skill, or simply putting yourself out there, maybe this is your sign.

Start before you feel ready.

Hindi mo kailangan maging perfect sa unang post. Hindi mo kailangan maraming followers. Hindi mo kailangan alam na agad kung saan ka pupunta.

Sometimes, you just have to be brave enough to click Post for the first time. ๐Ÿ’›๐Ÿ™๐Ÿป

07/08/2026

Time is your best friend pagdating sa investing. ๐Ÿ“ˆ

05/08/2026
03/08/2026

Here are 5 things you should never regret spending money on (Finance Edition):

โœ… Emergency Fund
โœ… Life & Health Insurance
โœ… Global ETFs / UITFs
โœ… Investing in Yourself
โœ… Tools That Make Your Work Faster

The goal is to spend on things that give you a bigger return in the future.

See you all later! ๐Ÿ˜Š
31/07/2026

See you all later! ๐Ÿ˜Š

Budget peeps! Sa patuloy na pagtaas ng presyo ng mga bilihin, kuryente, at iba pang pangunahing gastusin, mas nagiging hamon para sa maraming pamilya ang magtabi ng pera para sa kinabukasan.

Kaya naman, mahalagang magkaroon ng emergency fundโ€”isang financial safety net na maaari nating sandalan kapag may biglaang gastusin o hindi inaasahang pangyayari.

Pero paano nga ba magsimulang bumuo nito? Magkano ang dapat nating itabi? At, paano makapag-iipon kahit maliit ang budget?

โ€˜Yan ang pag-uusapan natin kasama ang Financial Advisor na si Engr. Fritzel Oyao na magbabahagi ng kung paano makapagsisimula at makabubuo ng emergency fund para sa sarili at pamilya. ๐Ÿ’ก๐Ÿ’ฐ

Huwag palampasin ang mamaya, 5:00โ€“6:00 PM, live sa pages ng Department of Budget and Management, Usapang Budget Natin, at ni Usec. Goddes Hope Libiran.

Mapakikinggan din ang programa sa:
๐Ÿ“ป Radyo Pilipinas 738 kHz
๐Ÿ“บ TV Plus Channel 3 | Affordabox Channels 45โ€“49

25/07/2026

Your greatest asset isnโ€™t your car or houseโ€” itโ€™s your ability to earn.

Protect it with life insurance. ๐Ÿ“‚

Address

Davao City
Obrero

Telephone

+639667585917

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