JBM Consult

Home
JBM Consult

We strive to provide our clients with the best service at all times.

JBM Financial Services renders professional financial advisory services provided by JBM BlueStar, as well as trusted short-term insurance broker services through JBM Brokers.

02/03/2026

This year’s budget brings some meaningful changes that could impact your tax, retirement planning, and overall financial strategy. Here are the key highlights:

✅ Income tax brackets adjusted for inflation
After two years of bracket creep, taxpayers finally get some relief.

✅ Tax-free savings limit increased
The annual TFSA limit increases to R46,000 — more room for tax-free growth.

✅ Higher retirement contribution deduction
The deductible limit increases to R430,000 — creating powerful tax-saving opportunities for higher earners and business owners.

✅ Medical tax credits adjusted
Helping offset the rising cost of medical aid.

💡 The takeaway? This is a year to review your tax efficiency, retirement contributions, and protection planning.

A small adjustment now could mean significant long-term benefit.

View our Newsletter here: https://mailchi.mp/jbmconsult/the-budget-speech-2026-just-changed-your-financial-strategy

📌 If you’d like a 15-minute Budget Impact Review, send us a message.

22/01/2026

It’s the last stretch of the 2025/26 tax year. If you’re topping up an RA or TFSA, timing and setup matter so your contribution counts.

In our quick guide:
• What qualifies (and what doesn’t)
• Stratus one-off vs recurring (and the two-plan fix)
• Exact cut-off dates (incl. 20 Feb debit order & 28 Feb reflection)
• Simple steps we’ll handle for you

Read the article → https://mailchi.mp/jbmconsult/ra-tfsa-year-end-what-qualifies-by-28-feb-2026

Want help? Book a 15-min check-in: https://www.sanlamadvice.co.za/bluestar/jbm/contact-us

02/01/2026

Welcome to a new year — and new possibilities.

As we step into the year ahead, we’re reminded that meaningful progress is built through intention, clarity, and the right guidance. Whether you’re planning for retirement, growing your wealth, or protecting what you’ve worked hard for, the choices you make today shape the future you’ll live tomorrow.

At JBM Consult, we’re excited to continue partnering with you, offering trusted advice, tailored strategies, and steady support every step of the way.

Here’s to a year of smart decisions, confident planning, and financial peace of mind.

💙 From our team to yours - Happy New Year.

25/12/2025

🎄 Merry Christmas from all of us at JBM Consult!

As we pause to celebrate this special day, we want to thank every client, partner, and friend who has trusted us with their financial journey this year. It has been a privilege to walk alongside you, planning, protecting, and building for the future together.

May your Christmas be filled with peace, joy, and meaningful moments with the people who matter most.

Here’s to a season of rest, reflection, and renewed hope as we look ahead to an exciting year of helping more families plan with confidence.

💙 From our team to yours, Merry Christmas and happy holidays.

19/12/2025

Grateful hearts as we wrap an incredible year. 💙

Our Principal, Niel Malan, shares a short thank-you to the people who make JBM what it is, our clients and our team. Being named BlueStar of the Year is an honour; being a blessing to those we serve is the real prize.

Tap the link to read the note and book a quick 2026 review.
🔗 Read the note: https://mailchi.mp/jbmconsult/make-2026-yours
🗓️ Book a 15-min check-in: https://www.sanlamadvice.co.za/bluestar/jbm/contact-us

12/12/2025

🎁 Before you switch off for the holidays… give your future a quick gift.

We’ve put together an 8-point, high-impact checklist you can tick off in just a few minutes, so you step into 2026 confident, organised, and financially protected.

Here’s what to review before the year ends:

✅ Will up to date & safely stored
Life changes? Your will should reflect them.

✅ Beneficiaries still correct
Make sure policy + retirement fund nominations match your intentions.

✅ Holiday travel cover
A quick insurance check now saves stress later.

✅ Estate liquidity
Ensure your estate can cover immediate costs for loved ones.

✅ Life, funeral & accident cover right-sized
Responsibilities change — your protection should too.

✅ Short-term insurance & personal possessions
Festive-season burglaries spike. Update values, especially if you bought new items.

✅ Organise key documents
Keep everything in one safe, accessible place.

✅ Medical aid for 2026
Needs change — make sure your plan still fits.

🎯 A few small checks today can create a smoother, stronger tomorrow.

👉 Read the full breakdown + take action with one click:
https://mailchi.mp/jbmconsult/make-2026-your-year

27/11/2025

The festive season is around the corner — and overspending is the trap.

🎯 3 Smart Money Tips Before Festive Season:

• Set a realistic budget (yes, use Excel or an app)
• Prioritise debt repayment over new credit
• Automate savings early

Save this post for when those deals try luring you in.

25/11/2025

Your retirement plan isn’t one size fits all — and it shouldn’t be.

Whether retirement means slowing down or starting something new, your Retirement Annuity (RA) can help make it happen.

✅ Two smart reasons to act now:
• Reduce your taxable income before year-end, enjoy immediate tax relief.
• Grow your long-term wealth, contributions compound over time.

It’s a simple move that brings peace of mind today and financial freedom tomorrow.

📆 Make your RA top-up before 27 February 2026 and let your money work harder for you.

🔗 Read more in our latest newsletter → https://mailchi.mp/jbmconsult/a-smart-move-before-tax-year-end

19/11/2025

What an incredible way to wrap up the year!

The JBM Team came together for our annual year-end celebration, a day filled with laughter, good memories, and well-deserved moments of appreciation.

It’s an honour to work alongside such an amazing group of dedicated, passionate, and talented people. Each one plays a vital role in helping our clients plan, protect, and prosper, we couldn’t be prouder of what we’ve achieved together this year.

2026, we’re ready for you!

Here’s to continuing to serve with excellence, building meaningful relationships, and helping even more clients reach their goals in the new year ahead.

From all of us at JBM Consult and JBM Brokers, thank you for being part of our journey.

17/11/2025

What makes us different from traditional institution advisors?

❌ One-size-fits-all products
✅ Tailored financial strategies
❌ Quick sales conversations
✅ Long-term guidance and support

At JBM Consult, you’re never just another account number — you’re part of the family we advise and protect.

Follow us for weekly strategies you can trust.

10/11/2025

Retirement doesn’t happen by chance — it happens by choice.

The biggest mistake we see? Waiting too long to start planning. The earlier you begin, the easier it is to build a secure, independent future.

🌱 Even small steps today can make a huge difference tomorrow.

Find out how you can set your future self up for success here: https://www.sanlamadvice.co.za/bluestar/jbm/retirement/saving-for-retirement

Save this post — your future self will thank you.

03/11/2025

Welcome to JBM Consult online! For over 15 years, we’ve been helping South Africans protect and grow their wealth. As a Sanlam-accredited BlueStar business, we combine trusted experience with personalised strategies.

📌 Follow us for weekly insights on retirement, investing, estate planning, and more.

Save this page — your financial journey starts here.

Address

215 Veronica Road

0182

Opening Hours

Monday	08:00 - 16:30
Tuesday	08:00 - 16:30
Wednesday	08:00 - 16:30
Thursday	08:00 - 16:30
Friday	08:00 - 15:30

Website

https://www.sanlam.co.za/bluestar/jbm/Pages/default.aspx

Alerts

Be the first to know and let us send you an email when JBM Consult posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Want your business to be the top-listed Business?

Country:

City: