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Being chased for a debt from years ago? πŸ“žMany consumer debts prescribe after three years if there has been no payment, n...
14/10/2026

Being chased for a debt from years ago? πŸ“ž

Many consumer debts prescribe after three years if there has been no payment, no acknowledgment of the debt and no summons served in that time. Once a debt covered by the National Credit Act has prescribed, it may not legally be collected or "revived".

Every case is different, so don't pay or sign anything until you know where you stand. Our advisors can review the debt and, where it has prescribed, help you dispute it.

πŸ“² WhatsApp us: 060 080 5466
πŸ“ž Call us: 021 054 1789
🌐 Visit our website: www.milawlegal.co.za

Your past payments don't have to define your future options. πŸ’ͺOne step this week: write down every account on your name,...
12/10/2026

Your past payments don't have to define your future options. πŸ’ͺ

One step this week: write down every account on your name, open and closed.

Today is World Mental Health Day πŸ’™Being turned down for a loan, a lease, or an account because of your credit record can...
10/10/2026

Today is World Mental Health Day πŸ’™

Being turned down for a loan, a lease, or an account because of your credit record can feel embarrassing and isolating. It isn't a judgment of who you are, and legal steps can help.

If you're feeling overwhelmed, please talk to someone. The South African Depression and Anxiety Group (SADAG) can help: 0800 567 567.

MYTH: "Debt review removal is instant and guaranteed."FACT: Exiting debt review is a legal process with set routes. For ...
09/10/2026

MYTH: "Debt review removal is instant and guaranteed."
FACT: Exiting debt review is a legal process with set routes. For example, you can settle the debts in your plan and receive a clearance certificate or, where no court order has been granted yet, show the court you're no longer over-indebted. If someone promises "instant" or "guaranteed" removal, walk away.

Want to know which route (if any) applies to you? Ask us for an honest assessment.

πŸ“² WhatsApp us: 060 080 5466
πŸ“ž Call us: 021 054 1789
🌐 Visit our website: www.milawlegal.co.za

Today is World Mental Health Day πŸ’™Money worries are one of the heaviest things people carry quietly: the sleepless night...
08/10/2026

Today is World Mental Health Day πŸ’™

Money worries are one of the heaviest things people carry quietly: the sleepless nights, the dread when the phone rings, the maths that never adds up. If that's you, please know: it's common, it's human, and you don't have to carry it alone.

Talk to someone you trust today. If you're feeling overwhelmed, the South African Depression and Anxiety Group (SADAG) is there to help: 0800 567 567.

Check in on your people. Sometimes "how are you really?" is all it takes. 🀝

Payday's here, and for a lot of people, it disappears before the weekend does. If your salary lands and instantly belong...
30/09/2026

Payday's here, and for a lot of people, it disappears before the weekend does. If your salary lands and instantly belongs to creditors, this is for you.

Our Affordable Distribution service turns your many debts into ONE payment we manage and distribute for you: less chaos, fewer missed instalments, and a real shot at putting something aside again.

πŸ‘‰ This week, ask us for a FREE, no-obligation debt assessment. We'll show you honestly what your money could look like on a plan, in your language, no judgment.

πŸ’¬ WhatsApp 060 080 5466
🌐 www.milawlegal.co.za

This one keeps good people frozen. The truth? A judgment or a negative listing is not automatically a life sentence. Pai...
28/09/2026

This one keeps good people frozen. The truth? A judgment or a negative listing is not automatically a life sentence. Paid-up judgments can be removed, and adverse listings can be challenged or cleared through the correct legal process β€” and your credit profile can recover over time.

We've walked this road with people who were certain their record was permanent. It wasn't. If someone told you there's no way back, let's talk about what's actually possible for you.

πŸ’¬ WhatsApp 060 080 5466
🌐 www.milawlegal.co.za

Nothing tells our story better than the people we've walked beside. πŸ’™ A heartfelt thank you to our clients who've taken ...
16/09/2026

Nothing tells our story better than the people we've walked beside. πŸ’™ A heartfelt thank you to our clients who've taken the time to share their experience, your trust means everything to our team.

If MiLaw has helped you or someone in your family breathe a little easier, we'd be so grateful if you'd share your experience on Hellopeter or Google. Your honest words help the next person who's sitting where you once sat, too afraid to reach out.

πŸ’¬ WhatsApp 060 080 5466
🌐 www.milawlegal.co.za

Getting called about a debt? You still have rights.Under South African law, a creditor or collector cannot harass you, c...
14/09/2026

Getting called about a debt? You still have rights.

Under South African law, a creditor or collector cannot harass you, call you at unreasonable hours, contact your employer to shame you, or threaten you with arrest. If it's happening to you, it's not just uncomfortable, it may be unlawful.

Knowing where the line is makes it easier to spot when someone's crossed it. If you're not sure whether what's happening to you is allowed, send us the details, we'll tell you straight.

πŸ’¬ WhatsApp 060 080 5466
🌐 www.milawlegal.co.za

Legal words can feel like their own language. This week's term: debt mediation.It simply means a neutral process where w...
10/09/2026

Legal words can feel like their own language. This week's term: debt mediation.

It simply means a neutral process where we negotiate directly with your creditors to agree on one affordable repayment plan, without going through formal debt review. No court order, no restrictions on new credit once you're done, just a plan that works for your pocket.

Plain language, no jargon, that's how we do things here.

πŸ’¬ WhatsApp 060 080 5466
🌐 www.milawlegal.co.za

Address

112 Edward Road
Cape Town
7530

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 17:00

Telephone

+27210541789

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