08/05/2026
The biggest housing market is still the least financed.
Lightstone’s latest bond data shows a clear divide between the mortgage-led Middle-Upper market and the Affordable market, where access to formal finance remains limited.
Affordable first-time buyer transactions fell from 32 000 in 2021 to 22 000 in 2025 - pointing to a deeper access challenge in South Africa’s housing market.
Read more: https://corporate.lightstone.co.za/result/Articles/23451?DateFormat=MMM%20yyyy