Lazare Accounting t/a Intelligroup Business Consultancy

29/09/2026

SARS is getting better at connecting the dots; It has implemented enhancements to its international financial information reporting systems. The updated framework strengthens information around:
Tax residency
Tax Identification Numbers
Financial accounts
Controlling persons
Certain digital/e-money products

This isn't just about traditional offshore bank accounts.
If you have foreign income, investments or financial interests, don't assume they're outside SARS' view. Foreign income doesn't automatically mean you owe more tax — but it may create a reporting obligation.

When in doubt: declare first, ask questions second. 😉

📍 South Africa: 📱 WhatsApp: +27 79 471 0148 ☎️ +27 10 023 1245

📍 France: ☎️ +33 7 66 45 41 94 📧 [email protected]

24/09/2026

For borrowers 💳🏠🚗
If you have a home loan, vehicle finance, personal loan or other debt linked to prime, your interest rate may increase.

That means:
Your monthly repayments could increase.
You could pay more interest over the remaining term of your loan.
New borrowing becomes more expensive.
Your monthly budget may come under additional pressure.

For salary earners 💰
If you're already carrying debt, the higher repayments can mean less disposable income each month.

It may be a good time to review your budget, debt repayments and emergency savings.

For pensioners & policyholders 👵🏽💼
There can also be a positive side to higher interest rates.

Pension funds, retirement annuities and certain investment policies may invest part of their money in interest-bearing assets. When interest rates rise, those investments can potentially generate more income, which means more money can flow into the investment pool and, depending on the product, may ultimately benefit the policyholder or pensioner.

⚠️ But: this doesn't mean every pension, annuity or policy dividend automatically increases. The actual impact depends on the fund's investment strategy, the assets it holds, fees, market performance and the specific terms of the policy.

The simple version:
Borrowers: 💸 Higher interest costs
Savers: 💰 Potentially better interest returns
Pension/investment policyholders: 📈 Potential benefit where funds have exposure to interest-bearing investments

A 0.25% move might sound small — but when it affects your home loan, savings and investments, it can have a meaningful impact on your overall financial picture.

06/09/2026

31/07/2026

🚨 South African Tax Season Has Officially Begun! 🚨

If you have received an Auto Assessment from SARS, do not assume it is automatically correct.

An Auto Assessment is created using information SARS receives from your employer, banks, retirement funds, medical schemes, insurers and other third-party providers. While this makes tax season easier for many taxpayers, it is only as accurate as the information SARS has received.

Remember, you remain responsible for the accuracy of your tax return, even if SARS issued the Auto Assessment. Accepting an incorrect assessment could result in paying too much tax, receiving an incorrect refund, or facing additional tax and penalties later if errors are discovered.

Before you click "Accept", let us review your assessment and ensure everything is correct.
Jeffrey Sibanda and our team assist individuals, expatriates and business owners with accurate tax compliance, helping you claim what you are entitled to while ensuring you remain fully compliant with SARS.

📩 Contact us today before accepting your Auto Assessment.
📍 South Africa: 69 5th Street, Fontainebleau, Randburg, 2032
📱 WhatsApp: +27 79 471 0148
☎️ +27 10 023 1245

📍 France: 6 Rue Gérard Philipe, 64000 Pau, France
☎️ +33 7 66 45 41 94
📧 [email protected]
📧 [email protected]

29/07/2026

We help our clients stay one step ahead by offering year-round support, advice and compliance services.

By partnering with us, you gain:
✅ Expert guidance
✅ Proactive tax planning
✅ Prompt support when SARS comes calling
✅ Confidence that your affairs are always in order

Because good tax planning starts long before filing season arrives.
Let's plan ahead together.

📍 South Africa: 69 5th Street, Fontainebleau, Randburg, 2032
📱 WhatsApp: +27 79 471 0148
☎️ +27 10 023 1245

📍 France: 6 Rue Gérard Philipe, 64000 Pau, France
☎️ +33 7 66 45 41 94
📧 [email protected]
📧 [email protected]

27/07/2026

We help our clients stay one step ahead by offering year-round support. We believe our role goes far beyond tax season.

Whether you need assistance with:
• Personal Income Tax
• Business Tax
• SARS Compliance
• Expat Tax
• Payroll
• VAT

Our team is here to support you every step of the way.

Because peace of mind comes from knowing experienced professionals are looking after your tax affairs.

Let's build that partnership together.

📍 South Africa: 69 5th Street, Fontainebleau, Randburg, 2032
📱 WhatsApp: +27 79 471 0148
☎️ +27 10 023 1245

📍 France: 6 Rue Gérard Philipe, 64000 Pau, France
☎️ +33 7 66 45 41 94
📧 [email protected]
📧 [email protected]

25/07/2026

Receipts in one drawer. Invoices in another. Bank statements everywhere...

If this sounds like your bookkeeping system, it may be time for a better solution.
Partner with our bookkeeping specialists to keep your financial records accurate, organised and up to date.

When your bookkeeping is under control:
✔ Tax season becomes easier.
✔ Cash flow is clearer.
✔ Business decisions become more informed.
✔ You have greater confidence in your finances.

Professional bookkeeping is not just about compliance—it is about giving your business a stronger financial foundation.

Ready to simplify your accounting?

Let's chat.

📍 South Africa: 69 5th Street, Fontainebleau, Randburg, 2032
📱 WhatsApp: +27 79 471 0148
☎️ +27 10 023 1245

📍 France: 6 Rue Gérard Philipe, 64000 Pau, France
☎️ +33 7 66 45 41 94
📧 [email protected]
📧 [email protected]

23/07/2026

The South African Reserve Bank has announced that the repo rate will remain unchanged at 7.50%, bringing welcome stability for households and businesses.

So, what does this mean?

🏡 Homeowners: Home loan repayments linked to the prime lending rate will remain unchanged for now.

💼 Businesses: Stable borrowing costs make it easier to plan cash flow, investments and future growth.

📈 Investors & Savers: Interest earned on savings and fixed deposits remains attractive while markets await future rate changes.

💰 Taxpayers: Although the repo rate does not directly affect your tax bill, it does influence your overall financial position. Now is an ideal time to review your finances and ensure your tax planning is working for you.

Economic certainty creates opportunities. Whether you are managing personal finances, growing a business or navigating your tax obligations, planning ahead is always the smartest investment.

📍 South Africa: 📱 WhatsApp: +27 79 471 0148 ☎️ +27 10 023 1245

📍 France: ☎️ +33 7 66 45 41 94 📧 [email protected]

How does the unchanged repo rate affect your financial plans for the rest of the year? Let us know in the comments.