29/09/2025
Some many moons ๐ ๐ back, 3 years ago for the sake of context. I read a piece from &PensionsService by Dr Nicola Davies (2021) on attachment theory and why its important to pay attention at some of the psychological aspects when measuring kids' financial capabilities in grasping the literacy.
๐ก๐ช๐ต๐ฎ๐ ๐ฑ๐ผ ๐๐๐๐ฎ๐ฐ๐ต๐บ๐ฒ๐ป๐ ๐ง๐ต๐ฒ๐ผ๐ฟ๐ถ๐ฒ๐ ๐ต๐ฎ๐๐ฒ ๐๐ผ ๐ฑ๐ผ ๐๐ถ๐๐ต ๐๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐๐ถ๐๐ฒ๐ฟ๐ฎ๐ฐ๐ ๐ถ๐ป ๐๐ถ๐ฑ๐?
A lot more than you think...
The way children develop attachment styles, how they see themselves and others; can deeply influence how they view money, risk, and decision-making later in life. When teaching financial literacy/capabilities, itโs not just about budgets and savings, and financial concepts: itโs about shaping confidence, independence & healthy relationships with money while considering their geographical areas, cultures and backgrounds.
& how that relationship often shows-up in our adult life is deeply rooted in these theories. Therefore, ๐น๐ฒ๐'๐ ๐๐๐ฎ๐ฟ๐ ๐๐ถ๐๐ต ๐๐ต๐ฒ๐บ(๐๐๐๐ฆ) ๐ก๐ข๐ช
๐ก ๐ฆ๐ฒ๐ฐ๐๐ฟ๐ฒ ๐ฆ๐๐๐น๐ฒ: Kids with secure attachment often develop a positive self-view. In hashtag , this means theyโre more likely to believe in their ability to save, invest, and make sound decisions. Teaching them to set goals and celebrate progress reinforces this strength.
๐ก ๐๐ถ๐๐บ๐ถ๐๐๐ถ๐๐ฒโ๐๐๐ผ๐ถ๐ฑ๐ฎ๐ป๐: Independence is their default mode. They may avoid collaboration or dismiss advice. hashtag lessons can encourage them to see the value of teamwork, guidance, and community-based support in wealth-building: showing that independence doesnโt have to mean isolation.
๐ก ๐๐ป๐
๐ถ๐ผ๐๐โ๐ฃ๐ฟ๐ฒ๐ผ๐ฐ๐ฐ๐๐ฝ๐ถ๐ฒ๐ฑ: With self-doubt creeping in, these kids may seek validation in spending or feel anxious about mistakes. hashtag should build confidence in decision-making, teaching that mistakes are learning opportunities, not proof of inadequacy.
๐ก ๐๐ฒ๐ฎ๐ฟ๐ณ๐๐นโ๐๐๐ผ๐ถ๐ฑ๐ฎ๐ป๐: Inconsistent experiences may make trust difficult. For these children, hashtag should focus on stability and predictability: through consistent saving habits, clear rules, and structured money activities that nurture a sense of security.
โจBy aligning financial literacy with emotional development, we donโt just raise kids who can โcount money and understand conceptsโ. ๐ช๐ฒ ๐ฟ๐ฎ๐ถ๐๐ฒ ๐ธ๐ถ๐ฑ๐ ๐๐ต๐ผ ๐๐ฟ๐๐๐ ๐๐ต๐ฒ๐บ๐๐ฒ๐น๐๐ฒ๐ ๐๐ถ๐๐ต ๐บ๐ผ๐ป๐ฒ๐.
And that's what at most, I try to achieve and with what I have seen Mjojo Finance Play do๐๐ฝ
๐ Imagine a generation that grows up with both financial confidence and emotional security. Thatโs the real foundation for reshaping financial capabilities. That's a flex as the gen Z would normal say ๐
โKancane nhe, out of curiosity, which one from the above theories revealed itself to you; say once or two or many times?๐ค
