Tamsyn Hartley - Holborn - Associate

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Tamsyn Hartley - Holborn - Associate Helping British expats in Africa secure and grow their wealth offshore. With You. With Trust. For Generations - My commitment to your journey.

Assisting clients structure correctly to secure more for themselves and future generations!

22/10/2026

How long does your money need to last? Retiring at 60 doesn’t mean planning for ten or fifteen years. Your retirement income may need to support you for 25, 30 or even 35 years.

For expats, there’s another layer. Your cost of living, investment currency and retirement income may not all be in the same country. The question isn’t simply, “How much have I saved?” It’s “How do I make what I’ve saved work for the life I’m now living?” That’s an expat planning question.

For an obligation-free appointment with me to chat about the answers to these questions, click here: https://bit.ly/HolbornFinancialReview

The biggest expat mistake? Assuming nothing has changed. You moved country. Your spending changed. Your tax position may...
21/10/2026

The biggest expat mistake? Assuming nothing has changed. You moved country. Your spending changed. Your tax position may have changed. Your exposure to currencies changed. Your retirement plans may have changed.

Yet your investments and pensions may still be arranged exactly as they were before you left. Moving countries is a good reason to review your financial plan.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Retired doesn’t mean your money can stop growing. One of the natural instincts when you retire is to become very cautiou...
19/10/2026

Retired doesn’t mean your money can stop growing. One of the natural instincts when you retire is to become very cautious with your investments. But retirement can last decades.

Inflation doesn’t retire when you do. Neither do rising healthcare costs, travel costs or everyday living expenses.

For many retirees, some investment growth remains an important part of making their money last.

The challenge is finding the right balance between growth, income and risk. For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

You have investments. But do you have a plan? A retirement annuity. A share portfolio. A property. Some offshore investm...
15/10/2026

You have investments. But do you have a plan? A retirement annuity. A share portfolio. A property. Some offshore investments. Cash in the bank. Perhaps a business. Individually, they may all be good assets.

But the bigger question is whether they’re working together. A collection of investments isn’t automatically a financial plan. Good planning connects what you own today with what you want your money to do tomorrow.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

14/10/2026

The expat financial MOT. When did you last review your finances specifically because you live abroad?

Not an investment review. An expat review. Your pensions. Offshore investments. Currency exposure. Retirement income. Tax position. Future plans. A lot may have changed since you first moved to South Africa. Your financial plan should reflect that.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Politics. The rand. Interest rates. Elections. Markets. Load shedding. Global uncertainty.There will always be a reason ...
13/10/2026

Politics. The rand. Interest rates. Elections. Markets. Load shedding. Global uncertainty.
There will always be a reason to worry about your investments.

But long-term investment decisions shouldn’t change every time the news does. A properly diversified financial plan should already allow for uncertainty. Your investment strategy should be based on your goals, not tonight’s headline.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Offshore doesn’t automatically mean well structured. Having money offshore is one thing. Having offshore wealth structur...
12/10/2026

Offshore doesn’t automatically mean well structured. Having money offshore is one thing.
Having offshore wealth structured around your life in South Africa is another.

Where your assets sit, the currencies you hold, how you invest and how you plan to draw an income all need to work together. Offshore investing is not the plan. It’s part of the plan.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Why Somerset West? Because world-class financial advice doesn’t have to come from London. From Somerset West, I work wit...
08/10/2026

Why Somerset West? Because world-class financial advice doesn’t have to come from London. From Somerset West, I work with people whose financial lives stretch far beyond South Africa. UK pensions. International investments. Offshore wealth. Retirement planning.

International financial needs with the benefit of a personal, local relationship. Boutique advice. International outlook. Right here in Somerset West.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

07/10/2026

Needs first. Wants second. One useful way to think about retirement income is to separate your spending into two groups. Needs: housing, healthcare, food and everyday living. Wants: travel, leisure, entertainment and the extras that make retirement enjoyable.

Then look at which income sources fund each.

For expats, this becomes even more useful when those income sources come from different countries and currencies. For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Retiring doesn’t mean you stop investing. When retirement approaches, many people feel they should move everything into ...
06/10/2026

Retiring doesn’t mean you stop investing. When retirement approaches, many people feel they should move everything into “safe” investments.
But if you retire at 60, your money could still need to support you for another 25 or 30 years. That means inflation matters.

Growth matters. And how much you withdraw each year matters. The goal isn’t to remove all investment risk. It’s to find the right balance between income today and growth for tomorrow.

For an obligation-free appointment with me, click here: https://bit.ly/HolbornFinancialReview

Address

1 Marindahle Lane
Cape Town
7700

Opening Hours

Monday 07:30 - 18:00
Tuesday 07:30 - 18:00
Wednesday 07:30 - 18:00
Thursday 07:30 - 18:00
Friday 07:30 - 18:00
Saturday 07:30 - 18:00
Sunday 07:30 - 18:00

Telephone

+27812153925

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