Platinum Financial Advisors

10/03/2017

Evening Members. The last few days we experienced a high volume of house break-ins
Please be Alert. Ensure that *WINDOWS* are closed and *DOORS* locked. Do not leave any *VALUABLES* next to windows. Activate your *ALARM* system. Remove all *VALUABLES* from your vehicle. Make sure outside *LIGHTS* are working. Never leave *CURTAINS* open where lights are left on. Do not leave the safety of your home when *HEARING* or *SEEING* suspicious sounds or movements *PLEASE* call for *HELP*. Have a safe weekend and always stay *ALERT*

09/03/2017

07/09/2015

Die beste polis wat ’n mens teen werksverlies kan uitneem, is om skuldloos te lewe !!!!!!!!!!!!

23/01/2015

We don't need to tell you that smash-and-grabs are a massive problem in our country. Be safe and alert when driving, and keep your valuables out of sight, preferably in the boot.

29/05/2014

Polis-eienaars wat dronk bestuur, lieg oor wie ’n motor se gereelde bestuurder is of met gladde bande rondry, is van die vernaamste redes waarom versekeringseise nie uitbetaal word nie.

So sê Dennis Jooste, ombudsman vir korttermynversekering.

Van die 9368 klagtes wat Jooste verlede jaar oor 55 versekeraars ontvang het, was 48,5% (4542) oor motorversekeringseise wat van die hand gewys is.

Altesame 20,6% (1934) van die klagtes was van huiseienaars wie se eise geweier is.

Volgens Jooste is huiseienaars wat nie behoorlike instandhouding doen nie van die grootste sondaars.

Daar was verlede jaar ’n toename in dié eise weens swaar reënbuie en haelstorms in veral Gauteng.

“Mense glo verkeerdelik as hulle verseker is, hoef hulle hulle nie oor instandhouding te bekommer nie.”

17/04/2014

Insurance fraud was born shortly after the concept of insurance was discovered, and it costs honest consumers billions of Rands every year because insurance providers have to increase the cost of premiums in order to take into account the substantial rate of fraud that is bound to occur thanks to those bad apples who think they're smarter than everyone else. It is estimated by the venerable drudges at Standard Bank that the rate of short-term insurance fraud in South Africa today is a massive 15% of premium costs, or to put it in blunt numbers, R3 billion every year is siphoned off by these criminals. Long-term insurance fraud is also alive and well, so to speak, and last year egregiously fraudulent claims totted up to over R100 million, and those were only the claims that were discovered.
The frightening point is that we have no idea how much money is really lost to insurance fraud because the crime is designed to escape detection, so when we say that R100 million worth of fake life insurance claims were filed that does not take into account all those insurance scams that were successfully perpetrated and therefore not discovered

12/03/2014

When applying for life insurance you can’t avoid loadings or exclusions by hiding facts about yourself. Never falsify information on your application form – this could lead to a disappointment when you need to claim.

19/02/2014

Business interruption to your neighbour can impact the operation of your business. If you know what the nature of your neighbour's business is, you can better anticipate accidents that might affect your own business. !

13/01/2014

Een van die grootste foute wat werknemers kan maak, is om hul aftreespaargeld in kontant te neem as hul van werk verander en daarmee hul lewenstyl te finansier.

Mense skiet hulself in die voet, want elke keer moet hulle van voor af begin spaar en verloor hulle die voordeel van saamgestelde groei.

Daar is verskeie faktore wat ’n persoon se pensioengeld by aftrede raak – onder meer die bydraes wat deur die jare gedoen is, die koste verbonde aan die fonds, die beleggingsbesluite en opbrengs, en die aftree-ouderdom.

10/01/2014

Within a few days after the hailstorm that hit Gauteng at the end of November, Santam had received more than 2 000 claims with an estimated value of R60m, although these numbers were subject to change.

Mutual & Federal received in excess of 1 000 claims while Discovery Insure received over 250 hailstorm-related claims.

It is estimated that the impact would be very similar to that experienced during 2012.

Asked whether it is expected to be a continuing trend of claims increases as a result of hail damage, Dias said: “Yes, over the last two years we have seen an increase in the number and magnitude of weather-related claims, both in South Africa and across the world.”

There has been an increased severity of hailstorms, but this period (November to February) is also normal for hailstorms occurring in Gauteng.

“It should be noted that the increasing volume of cars on the roads also contributes to the volume of claims received..
During 2012 and 2013, Gauteng experienced severe hailstorms that were of a catastrophic nature, and which by definition, are not expected to occur every year.

“It is not expected that these events would occur with such a level of frequency in future

(SANTAM)