Financial Juice

25/08/2024

Independent Financial Advisor looking for Admin Assistant / Para Planner.

Need a minimum of 3 years experience in the industry, dealing in the long term ( across the spectrum, individual and group benefits) as well as short term ( personal, business and corporate)

Must be :
# Fully computer literate, MS Office, Financial Planning Software (TBA)
# Have a good command of social media ( messaging, posting, replies etc - not marketing), be tech savvy ( as my practice is very tech heavy)
# Need English Speaking Individual ( if bilingual, no problem)
# Must be customer centric
# Need methodical and well organised individual, that works well unsupervised
# Looking for an individual that needs a career, not a job
# Must have worked on a CRM software before ( not anyone specific)

Market Related Salary – According To Experience!!!

Area : Fourways - Gauteng

If you feel you have what it takes!!!

Then email CV to [email protected]

Please!!! Please!! If you don't have the relevant qualities, then don't email CV.

Prospective candidates will be contacted within in 7 days.
If no reply, please accept that application has not been accepted

29/01/2024

Looking to buy a new property?

Getting a second bond on an existing property?

Consolidating short term debt into your home loan?

We can assist you with all your property finance needs.

WB Financial - Property Finance.

Let’s chat:
0674243064
[email protected]
www.wbfinancial.solutions

17/01/2024

Are you drowning in debt and unsure how to break free? It's a new year and time to take control of your financial future with a strategic plan to eliminate debt.

Avoid the temptation to ignore the issue; instead, confront your debt problem head-on. Follow these steps:

Step 1, Take stock of your situation by listing debts and calculating your remaining income after repayments. Obtain your credit report for a complete evaluation.

Step 2 Examine your spending habits, distinguishing between requirements and wants, and think about lifestyle changes.

Step 3. Focus on finding extra money for repayments. Communicate your plans to friends and family, seeking support in reducing household expenses.

Step 4. Pay more than the minimum each month and strategise between tackling the highest-cost or smallest debt first.

Step 5, Stay out of debt by building savings for emergencies and adhering to a budget.

If considering debt again, ensure it's aimed at "good debt" that supports future growth. With a well-crafted plan, your goal of becoming debt-free is within reach.

Make 2024 the year where you work toward financial stability.

WB FINANCIAL - GIVING YOU FINANCIAL DIRECTION.

www.wbfinancial.solutions

Credits: Smart Money

17/01/2024

Valuable tips for instilling good money habits in children:

16/01/2024

Navigating financial success

As the end of another year is almost a distant memory, it's a good time to reflect on your financial journey and plan for a more secure future. In pursuit of specific financial goals, investors often overlook red flags and financial concerns. However, for overall financial well-being it is important to identify potential conflict between goals and priorities.

In the current economic climate, substantial credit card debt poses a risk to short and long-term investment goals. Seeking guidance from a financial adviser can help you formulate a plan for optimal outcomes.

An effective strategy is to structure a debt servicing plan:

- List all debt.
- Organise debt from highest interest to lowest interest rate.
- Determine a monthly budget for extra payments towards debt.
- Channel extra funds towards interest debt attracting the highest interest rate.
- Gradually pay off each debt, moving from there to debt attracting the second-highest interest rate, and so on.

Once your debt is settled, focus on building an emergency fund equivalent to three months' net salary. This will prevent you from relying on credit cards during emergencies. After establishing your emergency fund, allocate extra funds towards investments, savings, and retirement. Regularly review and adjust your financial plan, especially in the face of significant life events, ensuring it aligns with all your financial goals.

Always remember, ‘failing to plan is planning to fail.’ Consult with an accredited financial adviser annually to keep your financial portfolios in line with your evolving goals and economic changes.

www.wbfinancial.solutions

12/01/2024

Interest rate forecast for South Africa 2024.

The South African Reserve Bank’s (SARB’s) Monetary Policy Committee (MPC) will sit for its first meeting of 2024 at the end of January, with economists expecting the central bank to hold the repo rate at 8.25%.

11/01/2024

Rand Dollar can be volatile!!
Finding opportunities in a volatile market is key.

WB Financial - Giving You Financial Direction

Although 2024 has many risks, there are still many good investment opportunities for South Africans, including offshore assets that will benefit from the rand’s weakness.

09/01/2024

Your child's educational journey is an important long-term financial commitment, and the choices you make today can shape their future. This informative article explores avenues and strategies to ensure you're well-prepared.

Starting early is the best strategy, enabling your money to grow through compound interest and thereby broadening your child's educational options. Whether it's an endowment policy, unit trusts, tax-free savings accounts, or ETFs, each avenue is dissected to empower you with knowledge to make informed decisions.

Education policies, typically life insurance policies with specific terms, are explored, detailing the commitments, limitations, and potential benefits. Unit trusts are another option, that offers simplicity, flexibility, and accessibility in emergencies - without penalties.

Also pay attention to tax-free savings accounts, a powerful tool to encourage long-term savings. Learn how to maximise the advantages and navigate the contribution limits to optimise tax benefits.

Another compelling offer comes in the form of Exchange-traded funds (ETFs), a cost-effective and diversified investment option. Learning how to make the most of the benefits and staying within the payment limits will help you get the most out of your tax breaks.

Equip yourself with knowledge and make sound financial decisions, ensuring a secure and prosperous future for your loved ones.

www.wbfinancial.solutions
0674243064

08/01/2024

Plan Your Future Today!!

WB Financial - Holistic Financial Planning

HEALTH - WEALTH - LIFE - INSURE - INVEST - ESTATE PLANNING

www.wbfinancial.solutions
[email protected]
0674243064