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Alidata Academy, great north Road, Lusaka (2026)

18/01/2025

🌟 Join the "Common Sense: Personal Finance" Masterclass 🌟

💡 Unlock the Secrets to Financial Freedom! 💡

Do you want to take control of your finances and secure your future? This masterclass by Alidata Academy is the perfect opportunity to learn essential personal finance skills.

📝 What You'll Learn:

• How to draw up a budget that works for you

• The three kinds of savings you need to know

• Effective ways to track your expenses

• Understanding the 4 people borrowing principle

• Maintaining integrity in your financial dealings

📅 Date: 20 January
⏰ Time: 20:00 hrs
📍 Where: WhatsApp Group

🎟️ Fee: K35

Don't miss this chance to transform your financial life. Sign up now and take the first step towards financial independence!

To enroll, send K35 to 0979883216 Elias Mumba then send proof of payment on WhatsApp to the same number

17/01/2025

THE LOW BUDGET SAVING PLAN

This plan is suitable for anyone who makes a really small income but is willing to better their circumstances by starting a business in the next year. We all need to start from somewhere no matter how small the start is. What matters is that you think big while starting small. If you're a student, housewife with a low budget, someone who makes less than k30 a week.

This plan can help you to save up and start a small business like selling tomatoes, thrift business, charcoal business, etc in a year.

The weekly saving plan:
Monday: K1
Tuesday: K2
Wednesday: K3
Thursday: K4
Friday: K5
Saturday: K6
Sunday: K7

Repeat every week and after 52 weeks (1 year) you will have saved k1,456.

Saving k1,456 in a year is a laughable matter to some people but for some people that is a great milestone that might lead them to their next adventure in life. This plan is simple and straightforward if you have a low income adopt this plan and use it to increase your income next year.

If you want more plans then whatsapp 0979883216 to get an ebook filled with saving plans at only K25.

16/01/2025

𝐈𝐍𝐒𝐓𝐄𝐀𝐃 𝐎𝐅 𝐂𝐎𝐌𝐏𝐋𝐀𝐈𝐍𝐈𝐍𝐆 𝐌𝐀𝐊𝐄 𝐀 𝐏𝐋𝐀𝐍 𝐓𝐇𝐀𝐓 𝐈𝐌𝐏𝐑𝐎𝐕𝐄𝐒 𝐘𝐎𝐔𝐑 𝐋𝐈𝐅𝐄

You cannot add anything positive to your life by worrying.

But if you can sit down and assess yourself you can make something of your life.

You maybe a graduate from university that has failed to find a job.

Instead of complaining, sit down with a pen and paper and start asking yourself questions like,

How can I use the knowledge I acquired from my school to become valuable to people around me?

What skills do I have that I can use to make a living?

I did nursing, while am waiting for a job I will be approaching at least three private schools with a proposal to get them to hire me as their in house nurse to attend to the pupils when sick

I know a lot of people from all walks of life, how about if I start a business where I link A to B and they both pay me xyz?

That woman over there has a lot of knowledge concerning maintaining a happy marriage. I write well, let me approach her and offer to ghost write a book for her and we will share the profit.

My grandmother taught me to bake this amazing pie with a secret recipe, I will bake a piece for everyone in church and after service I will distribute to everyone and I will package them in a way that my brand and contact details are clearly shown.

A person is measured by the level of their thinking not their complaining ability.

If you can find a quiet place and sit to think, you will find a way out of poverty.

Sit down and plan for the life you want to have

I love you

Alidata Academy - all about practical ideas

16/01/2025

If you do not change you can become extinct

One thing that is guaranteed in everyone's life is change. Whether you like it or not change will come all you can do is prepare for it or adapt to it sooner.

The earlier you deal with change the better your chances of survival.

For example, the prices of goods will keep going up while your salary/income will not be increased by your boss.

And if you don't change how you do things you not survive the economy as your income will not be enough to take care of you and your family.

My advice to you is that you should not let change to change you instead you should plan the change you want to see.

Knowing that the prices will keep going up, you need to start planning on how to increase your income so that you are prepared for the high prices that are coming.

From the current income that you have, take a portion of it such as 15% and put it towards investment. Each month take this percentage and increase your income little by little.

At first you might need to save up month then start investing in another venture that will be giving you an extra income.

For you to manage to be taking a certain percentage from your current income means that you need to cut down on your expenses you need to sacrifice some expenses in order for you to secure a hire income.

If you do not do anything about your situation, you will remain in the same place by this time next year while your bills would have been increased by over 50%.

It's better you start planning for the change now than to wait for it to overtake you.

You're the master of your fate now decide where that fate is and start planning how to get there.

Alidata Academy - all about practical ideas

15/01/2025

𝐌𝐨𝐧𝐞𝐲 𝐦𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭

If you know that this month you only have K2000. You will find ways to manage it until another pay day.

You discover where to buy affordable things to sustain you.

But when your income increases to K5000 and someone advices you to invest a K500 every month you reply with "the income i have is not even enough to sustain me and the family"

How come when you had K2000 you managed but now you are having issues managing a K5000?

Its because when your income increased you also increased your lifestyle. You shifted into a house that you can't really afford, you buy the latest fashion, you go out every weekend, you have subscribed to Netflix, dstv and the others.

Things that you had nothing to do with when you were surviving on K2000 now have become a need in your life.

This is why people stay in the same position even though they have a good job or business.

When your income increases do not rush to increasing your lifestyle rather increase your investments in assets and your education.

Do not rush to showing people that you are making big money. It is better for them to wonder what you do with your money while in the background you're building your wealth by buying assets that will be earning for you.

Have a wealth plan that you will be committed to every month. If you make a K5000, dedicate a K500 towards your wealth plan and live off the remaining K4,500.

Plan for your own wealth as the CEO of your life. Do not put your faith in a job your boss might fire you anytime he deems you not valuable to him. Be prepared for that.

You maybe getting lower than K5000 but you also need to make a wealth based on your income otherwise no one is coming to help.

You are your own help. You can other complain or you can strategize the energy needed is the same.

"Expect the best but be prepared for the worst"

~ The bona-fide CEO

Alidata Academy - all about practical ideas

14/01/2025

MAKING K100,000 A YEAR WITH FOUR LIKE MINDED FRIENDS/PARTNERS

How do you eat an elephant? By cutting it into pieces

To make K100,000 in a year you need to make K274 everyday for 365 days.

For some people this is pocket change but for others K274 does not come easily and those are the people this idea is for.

Find 4 friends who you can partner with. That will make you 5 in the group.

Your goal will be to raise a K100,000 in a year then put it in an investment the group will agree on.

For example you can decide to buy land in the outskirts of lusaka, I have someone in the Alidata Academy WhatsApp group who has contact details of a headman who sells big land for cheap amounts. For K5000 you can get a good piece of land. Join the WhatsApp group to get access to this man.

With K100,000 you and your friends can do a lot of investments.

Instead of saving K274 on your own every day, divide it by 5 and that is what each one of you will be contributing towards this project.

K274 ÷ 5 = K54.8 ( round it off to K55)

If you agree to be contributing on monthly basis then take each month to have 31 days;

K55 * 31 = K1,705 per month

Each of you will be contributing K1,705 each month so make sure the people you choose to be in your group have no problem putting away K1,705 each month.

Make sure there is no scamming of each other. Create a joint bank account where you're all signatories.

If you get this done and raise a K100,000 imagine the possibilities of what you and your friends can do.

The first year you can buy land the next year raise another K100,000 and start making the land valuable.

Let me end here and let you imagine the possibilities..
Tag the friends you would like to do this with..

Alidata Academy - all about practical ideas

13/01/2025

Here is a thought

Take a K500 from your coffers (investment account) senior class will understand

Invite your creative business minded friends to a cool restaurant for a life changing meeting over a meal and if you are inviting me make sure you order the biggest fish.

The agenda of the meeting should be this question:

1. What must we sell at K50 to 500 people every month?
- Every member in the meeting should come up with at least 20 answers to this question

2. What must we do to sell a K50 product to 500 people every month?
- Each member to give at least 20 answers

The first question will focus on a service or product that you can sell at K50 to 500 people per month.

The second question will focus on strategies that you will implement to make 500 people to buy your products and services.

The marketing strategies will depend on the kind of products or services you decide to provide or produce.

K50 × 500 = K25,000
K50 × 200 = K10,000
K50 × 300 = K15,000

Do you have friends that you can discuss this with and implement it together and make money?

If you answered no then start looking for valuable friends that can add to you.

2025 is a year of supernatural harvest but for that harvest to manifest you will need to be deliberate about your moves.

If you have such friends, create a whatsapp investment group, add them then tell them about this plan and set a day to discuss ideas in person over a meal in a cool restaurant or place.

Abolish meaningless friendships, friendships that only tag you in gossip posts and never in productive posts, friends that only think of you when they want a partner to be drunk with but never remember you when opportunities show up.

To those who have ears, listen.

Alidata Academy - all about practical ideas

13/01/2025

K10,000 is deposited in your account. How would you turn it into a profitable business?

And how would your investor benefit from that business?

Respond in the comments with informed researched ideas not just wishes that you have no idea about use numbers in your explanations.

If you are an investor and your like someone's ideas and knowledge inbox them and get something going.

Let's go

13/01/2025

You need to study this video

12/01/2025

Hi admin, I want to start saving but I usually have nothing left when I pay for my expenses how can I start saving?

Reply

You don't save what you left over after spending. You first save then spend the rest.

Ever heard of the saying, "pay yourself first "?

Before you can spend on anything determine a percentage that you will be saving from all your income, it can be 15% or whatever works for you.

When you receive your income, before you pay for rentals, food and everything else you get your 15% and direct it where you keep your savings.

With time this savings will grow and when it does you have to invest it.

We save generally for two things;

An emergency or to invest in an asset

Dont just save for the sake of saving you need a strong purpose for savings and that will help you to pay yourself first.

No matter how little your income, start saving something every month even if it's just a K50 every month.

That K50 saved in 8 months is K400. You can then invest that K400 into something that gives you an extra income.

You can start selling thrift clothes and many more and you can use the internet to reach your customers.

The key is in starting saving even if its little.

Alidata Academy - all about practical ideas

12/01/2025

We look at money like this;

40hrs a week for k50 an hour = K2000 per week

Now look at money like this;

40 sales * k50 a day = K2000 a day

There is a limit to how many hours you can work but there is no limit to how many sales you can make with your business.

If you have a job it will be an advantage to you if you can also find a side hustle that can be making money for you.

Depending on one income is dangerous.

11/01/2025

Stop it

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