Efficacy Credit Solutions

Efficacy Credit Solutions We are a Business support & Credit Management Consultancy Firm based in Lusaka Zambia

IS YOUR BUSINESS READY TO SUPPLY BIGGER CUSTOMERS?Winning a contract is only the beginning. If your business struggles w...
27/08/2026

IS YOUR BUSINESS READY TO SUPPLY BIGGER CUSTOMERS?

Winning a contract is only the beginning. If your business struggles with cash flow, credit, receivables, collections or working capital, growth can quickly become a financial burden.

Efficacy Credit Solutions presents:

SUPPLIER FINANCIAL READINESS TRAINING

A practical training designed to help businesses:

✓ Manage credit effectively
✓ Improve cash flow & working capital
✓ Strengthen receivables & collections
✓ Assess customer risk & set credit limits
✓ Build practical financial systems
✓ Make better financial decisions for sustainable growth

Perfect for: Business Owners | Directors | Finance Managers | Credit Controllers | Entrepreneurs | Suppliers | Contractors | Service Providers

💻 Online: K500 per participant
🏢 Physical: K1,000 per participant at your premises

Training is ON DEMAND — book when you need it.

📞 0975240284
📧 [email protected]

Don't just win contracts. Build the financial capability to deliver them successfully.

Efficacy Credit Solutions
Stronger Credit. Stronger Business. Sustainable Growth.

🎓🚀 LAUNCH YOUR CAREER IN CREDIT MANAGEMENT!Are you a recent graduate in Finance, Banking, Accounting, Economics or Busin...
06/07/2026

🎓🚀 LAUNCH YOUR CAREER IN CREDIT MANAGEMENT!

Are you a recent graduate in Finance, Banking, Accounting, Economics or Business Administration looking to gain practical experience and stand out in the job market?

Join the Efficacy Credit Management Graduate Mentorship Programme and learn directly from industry professionals with over 18 years of experience in credit management, banking and debt recovery.

✅ Duration: 6 Months
✅ Sessions: Once a week (1 hour 30 minutes)
✅ Mode: Online
✅ Certificate of Participation
✅ Practical Industry Exposure
✅ Opportunity to be considered for future contractual opportunities based on business requirements and performance.

What you will learn:
✔ Fundamentals of Credit Management
✔ Credit Risk Assessment
✔ Collections & Recovery Techniques
✔ Banking Laws, Compliance & Ethics
✔ Negotiation & Customer Engagement
✔ Reporting, KPIs & Case Studies

If you're ready to build practical skills, confidence and professional networks, this programme is for you.

📧 Send your CV, Cover Letter to: [email protected]

📅 Application Deadline: 10 July 2026

📍 Limited spaces available.

Efficacy Credit Solutions Limited
Developing the Next Generation of Credit Professionals.

IS YOUR BUSINESS LOSING MONEY THROUGH POOR CREDIT MANAGEMENT?❌ Rising bad debts❌ Slow customer payments❌ Cash flow chall...
21/06/2026

IS YOUR BUSINESS LOSING MONEY THROUGH POOR CREDIT MANAGEMENT?

❌ Rising bad debts
❌ Slow customer payments
❌ Cash flow challenges
❌ Weak credit approval processes
❌ Ineffective collections strategies

Join our practical Credit Management Training and learn how to:

✅ Reduce bad debts
✅ Improve cash flow
✅ Strengthen credit assessment and customer onboarding
✅ Implement effective collection strategies
✅ Build a high-performing credit function

Designed for Credit Managers, Finance Teams, Accountants, SME Owners and Debt Collection Professionals.

📞 Register Today
Efficacy Credit Solutions
"Turning Credit into Cash Flow"

CREDIT MANAGEMENT TRAININGImprove Collections • Reduce Unpaid InvoicesOnline & On-Demand | Onsite at Your PremisesStrugg...
16/06/2026

CREDIT MANAGEMENT TRAINING

Improve Collections • Reduce Unpaid Invoices

Online & On-Demand | Onsite at Your Premises

Struggling with unpaid invoices or customers delaying payments?

We offer Practical Credit Management Training designed to help businesses improve collections and protect cash flow.

Training covers:
✔ How to reduce overdue invoices
✔ Effective collections strategies
✔ Customer risk identification
✔ Building strong credit control systems
📍 Flexible Delivery:

Online sessions (on demand)
Onsite training at your premises

👨‍🏫 Trainer:
Mr. Patrick Chinambu
Managing Consultant – Efficacy Credit
Over 15 years’ experience in Credit Management
Experience across Zambia & South Africa
Member – Council for Debt Collectors (South Africa)

💰 Investment:
Online Training: K500 per participant
Physical Training: K1,000 per participant

👥 Ideal for:
Business owners
Accounts staff
Credit controllers
Credit Mnagement Staff

Organisations involved in selling goods and services on Credit
📲 WhatsApp to book or inquire: 968406637
Group discounts Available for more than 5 participants

CREDIT MANAGEMENT TRAINING ZambiaImprove Collections • Reduce Unpaid InvoicesOnline & On-Demand | Onsite at Your Premise...
20/05/2026

CREDIT MANAGEMENT TRAINING Zambia

Improve Collections • Reduce Unpaid Invoices
Online & On-Demand | Onsite at Your Premises

Struggling with unpaid invoices or customers delaying payments?

We offer Practical Credit Management Training designed to help businesses improve collections and protect cash flow.

Training covers:

✔ How to reduce overdue invoices
✔ Effective collections strategies
✔ Customer risk identification
✔ Building strong credit control systems

📍 Flexible Delivery:
Online sessions (on demand)
Onsite training at your premises

👨‍🏫 Trainer:

Mr. Patrick Chinambu
Managing Consultant – Efficacy Credit

Over 15 years’ experience in Credit Management
Experience across Zambia & South Africa
Member – Council for Debt Collectors (South Africa)

💰 Investment:
Online Training: K500 per participant
Physical Training: K1,000 per participant

👥 Ideal for:

Business owners
Accounts staff
Credit controllers
Credit Mnagement Staff
Organisations involved in selling goods and services on Credit


📲 WhatsApp to book or inquire: 968406637

Group discounts Available for more than 5 participants

Are your customers delaying payments?Is cash flow becoming unpredictable?We can help you fix it.At Efficacy Credit Solut...
20/04/2026

Are your customers delaying payments?
Is cash flow becoming unpredictable?

We can help you fix it.

At Efficacy Credit Solutions, we offer:
✔ Credit Health Checks (Diagnostics)
✔ Outsourced Credit Control & Collections
✔ Practical Credit Management Training

Stop chasing payments. Start managing credit like a pro.

📩 Send us a message today. +260968406637 or [email protected]

🌿 EASTER SPECIAL FOR BUSINESSES IN ZAMBIA 🌿Is your business struggling with:✔ Late payments?✔ Growing debtor balances?✔ ...
18/03/2026

🌿 EASTER SPECIAL FOR BUSINESSES IN ZAMBIA 🌿

Is your business struggling with:
✔ Late payments?
✔ Growing debtor balances?
✔ Poor cash flow visibility?

This Easter, we are helping businesses unlock cash tied up in receivables and strengthen their credit systems.

🟢 SME GROWTH PACKAGE (K5,000)

For businesses with receivables ≤ K5,000,000

You get:
✅ Credit Function Diagnostic (identify inefficiencies & leakage points)
✅ Credit Policy Health Check (reduce risk exposure)
✅ FREE Credit Management Training (practical, business-focused)
✅ Receivables Dashboard (aging, top debtors, performance insight)

🔵 MID-MARKET PERFORMANCE PACKAGE (K10,000)

For businesses with receivables > K5,000,000

You get:
✅ Full Credit Function Diagnostic (end-to-end review)
✅ Executive Credit Training (for management decision-making)
✅ Advanced Receivables Analytics (trends, segmentation, KPIs)
✅ Early Warning Risk Indicators (spot default risks early)

🔥 BONUS ADD-ON

📌 Collections Acceleration Plan (30 Days)
→ Helps you actually recover cash faster
→ Includes strategy, scripts & tracking tools

💡 This is not just a service — it’s a cash flow improvement intervention

⏳ Limited Easter Offer — Only 10 Slots Available

📩 Send us a message or WhatsApp now to secure your slot. 968406637 or email at [email protected]

ZAMBIA INDEPENDENCE SPECIAL FOR SMEs! 🎉Are you already selling your goods and services on credit — or planning to start?...
19/10/2025

ZAMBIA INDEPENDENCE SPECIAL FOR SMEs! 🎉

Are you already selling your goods and services on credit — or planning to start?

EFFICACY CREDIT SOLUTIONS is offering a complete Credit Operations Setup & Support Package for ONLY K5,000, plus 3 MONTHS FREE support!

💼 Here’s what your business gets — 9 professional services that build a strong, profitable credit operation:

1️⃣ Credit Function Diagnostic & Benchmarking – assess your current credit setup, identify leaks, and set a clear performance baseline.
2️⃣ Credit Policy Design – get a solid credit policy tailored to your business and customer base.
3️⃣ Customer Onboarding & Evaluation – set up scoring and vetting tools to approve only the right customers.
4️⃣ Receivables Monitoring – track invoices, spot overdue accounts early, and protect your cash flow.
5️⃣ Early Warning & Risk Triggers – detect problem accounts before they default.
6️⃣ Collections Optimization – streamline follow-ups, reminders, and recovery for faster payments.
7️⃣ Cash Flow Forecasting – predict inflows and manage liquidity confidently.
8️⃣ Executive Credit Reporting – get monthly dashboards to make data-driven decisions.
9️⃣ Training & Capacity Building – upskill your team to manage credit professionally.

🎯 Perfect for SMEs in:

Wholesale & Retail
Manufacturing
Construction
Transport & Logistics
Agro Processing
Healthcare
Education
Hospitality
ICT & Services
Real Estate
Finance & Cooperatives
Or any other industry or sector not mentioned

💥 Build a credit operation that protects your sales and grows your business.

📅 Offer valid Until 30th November 2025

📞 Call/WhatsApp: +260968406637
🌐 Email : [email protected]
✨ Independence means financial control — claim yours today!

🚀 GROW. STRUCTURE. GET PAID.Your business doesn’t need to struggle — it needs structure, strategy, and smart credit cont...
13/10/2025

🚀 GROW. STRUCTURE. GET PAID.

Your business doesn’t need to struggle — it needs structure, strategy, and smart credit control.

Most Businesses lose money not because they lack customers, but because they lack executive leadership and credit discipline.

👔 As a Fractional CEO/COO Consultant, I step into your business part-time to bring strategic direction, operational structure, and financial clarity — without the full-time cost.

✅ Build business strategy & systems
✅ Streamline operations & boost profitability
✅ Introduce accountability & leadership focus

💳 CREDIT MANAGEMENT SUPPORT FOR Businesses
If you sell goods or services on credit, we help you manage it professionally — from policy design, customer evaluation, receivables control, and collections, to executive reporting and credit analytics.

We help you reduce bad debts, improve cash flow, and sell safely on credit.

🎓 TRAINING PROGRAMS AVAILABLE:
SME Leadership & Operations Masterclass (for business owners & managers)
Credit Management & Collections Training (for finance & sales teams)

📞 Book a free 30-minute consultation today. +260772300544

Let’s help your business grow — stronger, structured, and financially secure.
👉 [Send Message or call +260968406637
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Address

Plot H90 Horizon Green Village Chongwe Lusaka
Lusaka
10101

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