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We’re an integrated team of solution-based advisers that work in harmony to make your overall business and personal wealth goals a reality.

We’re driven by one overarching focus: to liberate your lifestyle. Our 'why': Liberating people's lifestyles

03/11/2026

The RBA has announced another increase in the official cash rate, bringing it to 4.85%.

In September, the RBA lifted the official cash rate to 4.60%. After today’s board meeting, the Monetary Policy Board has decided to further increase this by 4.85%. This aims to address broader economic pressures nationwide and reduce inflation to the target range of 2-3%.

A rate rise is a good prompt to review your current financial position. Business owners can check their cash flow and repayments. If you’re a borrower, review your current loan features and interest rate to see if they still align with your goals. Lastly, if you’re an investor, revisit your asset allocations to see how the rate change affects them.

Our lending, business advisory and wealth teams can help you assess where you stand and whether your structure still suits your goals.

If you wish to discuss your current financial situation, we are here to help.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

02/11/2026

Estate planning comes with a lot of questions, and most people never get a straight answer to them.

Does your will actually cover your super? Do you need a lawyer, an adviser, or both? Is a testamentary trust worth the cost? We’ve answered the questions we hear most often, in plain terms.

Knowing the answers now means fewer surprises for your family later.

Have a question of your own? Book a free Discovery Session with our team today.

This is general information only and doesn’t take your
personal situation into account.
📞 03 8888 4000
🌐 www.thepractice.com.au

30/10/2026

If you’re using your credit card to make payments to the ATO, you now have until 30 June 2027 to keep doing so and to arrange another way to pay.

The ATO originally planned to stop accepting credit card payments after 30 November 2026. Following feedback from businesses, the Government has announced the ATO will continue to accept them until 30 June 2027. After this date, credit cards won’t be accepted and any payment plans linked to a card will need to be updated.

Many individuals and businesses use credit cards to pay ATO debts, BAS and tax bills, helping them manage cash flow, make the most of interest-free days and earn reward points.

Now is a good opportunity to plan ahead and explore your payment options, rather than waiting for the deadline.

What you could do now:
- Check your payment plans to see if any credit cards are linked.
- Look into alternative payment options, such as BPAY, Direct Deposit or Deposit, Government EasyPay and Electronic Funds Transfer.
- Consider whether refinancing your ATO debt could suit your business. ATO interest charges are no longer tax-deductible, while interest on business finance may be. Speak to us before you decide.

If you want to see which options suit you, our team can discuss them with you.

Book a free Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

28/10/2026

Ever wondered what happens behind our photoshoots with the team?

Take a look at the behind-the-scenes of a recent shoot we had with the team at The Practice.

Get a glimpse into the culture and people who make what we do possible.

Learn more about what we do and book a free Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

23/10/2026

We take pride in supporting our clients, whatever their lending needs may be.

Whether you’re exploring an equity release or simply need professional lending advice, our team is here to help. We guide you through the journey from start to finish, so you have the right support at every step.

Book a free Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

20/10/2026

A lot of everyday expenses go unclaimed simply because people don’t realise they qualify, so we’ve put together a checklist of some of the most commonly missed deductions to review before you lodge.

If you’re lodging yourself, the deadline is 31 October. If you’d rather have us take care of it, getting on our books before then means you have until May next year, and we can make sure nothing is left on the table.

This is general information only and doesn’t take your personal situation into account.

📞 03 8888 4000
🌐 www.thepractice.com.au

15/10/2026

Doing your tax and planning for your tax are not the same thing.

One looks in the rear view mirror after the year is done.
The other looks ahead, using your year to date position to legally reduce your tax exposure before it’s too late to act.

Most of our clients plan ahead so they know their likely tax outcome well before the end of the financial year, instead of finding out after it’s already locked in.

Want to know where you stand before tax time hits?
Book a free Discovery Session with our team today.
📞 03 8888 4000
🌐 www.thepractice.com.au

11/10/2026

The first quarter of the new financial year is done, which makes now a good time to check how your business is tracking against the plan you set in July.

We’ve put together a checklist covering what’s worth reviewing before you lock in the rest of the year.

Want to talk it through with our team? Book a free Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

09/10/2026

Walking into an auction with confidence comes down to one thing: knowing exactly where you stand before the hammer falls.

That means having your finance in order, completing a building inspection, understanding comparable sales in the area and ideally attending a few auctions before the one you intend to buy at. The more prepared you are, the more clearly you can assess what a property is worth and how far you are willing to go.

It is not always the most comfortable process. But the buyers who do the work upfront are the ones who walk away with the right result.

If you are considering purchasing at auction, our Lending Advisory team can work to have your finance in place well before auction day.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

07/10/2026

Having an estate plan in place is something many Australians put off until a major life event forces the conversation.

Whether you are a business owner, an investor or someone who has spent years building wealth, having the right structures in place protects your family, your assets and your wishes both during your lifetime and beyond.

Swipe through for our estate planning checklist. Save this as a reference or share it with someone who needs to get theirs in order.

Read the full breakdown on our blog: https://www.thepractice.com.au/estate-planning-strategy/

General advice only. It has been prepared without taking account of your objectives, financial situation or needs. You should consider whether it is appropriate for you before acting on it. The Practice Wealth Management Pty Ltd, AFSL 315598.

At The Practice, our Wealth Advisory team can help you build an estate plan that works for your full financial picture.

Book a FREE Discovery Session today.
📞 03 8888 4000
🌐 www.thepractice.com.au

Address

Level 10, 369 Royal Parade
Parkville, VIC
3052

Website

http://thepractice.com.au/contact/

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