Thrive Lending Group

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Thrive Lending Group

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You’ve got a plan, let’s make it happen 🙌🏼 Residential Mortgages, Commercial & Asset Lending 🏡

03/11/2026

The RBA has increased the cash rate by 0.25% to 4.85%.

That makes today the fifth rate increase of 2026, with the RBA again pointing to inflation remaining too high.

For homeowners, the next step is to see how individual lenders respond and what that means for actual repayments.

For buyers, it’s another reminder that borrowing capacity and comfortable repayments need to be reviewed using today’s numbers, not an old pre-approval.

At Thrive, the focus is always on helping clients understand their position clearly and making sure the loan still leaves enough room to live comfortably.

If you want to know what today’s decision means for your home loan or buying plans, speak to the Thrive Lending Group team.

02/11/2026

Property hunting should start with a realistic shortlist, not a guessing game.

From 17 November 2026, online residential sale listings under agency agreements entered into on or after that date will need to show a selling price or price range.

For buyers, that means clearer information when deciding which properties deserve a closer look. But an advertised guide still isn’t a guaranteed sale price, or a measure of what you can comfortably afford.

Getting your finance organised early can help you approach the search with a budget that works for your everyday life, as well as your next home.

Planning your next purchase? Speak to Thrive about your home loan options.

General information only. Lending criteria apply.

28/10/2026

Everyone has a tip for Cup Day.

With the RBA’s decision arriving half an hour before the Melbourne Cup, there’ll be plenty of predictions flying around on Tuesday.

When it comes to your home loan, having a plan matters more than getting the prediction right.

What would another rise mean for your repayments? How much breathing room does your budget have? Does your current loan still suit what you’re working towards?

These are the questions we can help you work through before the decision arrives.

Whether rates hold or rise, understanding your position gives you a clearer idea of your next step.

Send us a DM to review your home loan, we’ll leave the horse tips to someone else.

26/10/2026

𝗙𝗜𝗡𝗔𝗡𝗖𝗘𝗗 𝗕𝗬 𝗧𝗛𝗥𝗜𝗩𝗘 🚘

That smile says it all.

A huge congratulations to our client on picking up his dream car. Thank you for trusting us to arrange the finance. We hope you enjoy every kilometre!

You’ll usually see us celebrating a property purchase here, but our team also helps clients with commercial property and asset finance.

Whether you’re buying a home, securing premises for your business or finding your next set of wheels, we can help you understand your options and work through the finance.

𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗗𝗠 and tell us what you’re working towards.

23/10/2026

𝗚𝗢𝗢𝗗 𝗦𝗨𝗣𝗣𝗢𝗥𝗧 𝗗𝗢𝗘𝗦𝗡’𝗧 𝗘𝗡𝗗 𝗔𝗧 𝗦𝗘𝗧𝗧𝗟𝗘𝗠𝗘𝗡𝗧.

Your plans keep moving after the paperwork is signed. It helps to have someone in your corner who knows your situation and makes time for you.

That’s the relationship Sam works to build with every client, from the first conversation through to whatever comes next.

When clients feel comfortable sending their family and friends our way, that means a lot. Thank you to everyone who takes the time to leave a review and recommend our team.

Thinking about your next move, or just have a question about your loan?

𝗦𝗲𝗻𝗱 𝘂𝘀 𝗮 𝗗𝗠. We’d love to hear what you have in mind.

21/10/2026

𝗞𝗡𝗢𝗪 𝗬𝗢𝗨𝗥 𝗢𝗣𝗧𝗜𝗢𝗡𝗦 𝗕𝗘𝗙𝗢𝗥𝗘 𝗬𝗢𝗨 𝗡𝗘𝗘𝗗 𝗧𝗛𝗘𝗠.

The mortgage. The car loan. A credit card. The furniture repayments.

Each might feel manageable on its own, but how comfortably does everything fit together if your repayments increase, your income changes or an unexpected expense comes along?

You don’t need to be struggling to have that conversation.

We can help you look at your lending commitments together, understand how different scenarios could affect your repayments and explore whether your current loan arrangements still suit your circumstances.

And if things are already feeling tight, don’t assume you’re out of options. Let’s understand your position and work through what may be available.

You can’t predict every change, but you can prepare for more than just the best case.

Send us a DM to review your position and understand your options before the pressure builds.

19/10/2026

𝗙𝗜𝗡𝗔𝗡𝗖𝗘𝗗 𝗕𝗬 𝗧𝗛𝗥𝗜𝗩𝗘 🏡

A new home in Currans Hill, made possible with finance that recognised their healthcare career.

For this couple, a healthcare professional LMI waiver meant purchasing their home without the added cost of lenders mortgage insurance.

A huge congratulations on your new home, and thank you for trusting Sam and the team to help you get there.

They shared these lovely words about their experience:

“Sam was always quick to answer our questions and went above and beyond to help my partner and me secure our new home. We are so grateful for his support and for making this milestone possible.”

We hope your new home brings you plenty of happy memories.

Working in healthcare and thinking about buying? Send us a message to explore whether a healthcare professional LMI waiver could be an option for you.

16/10/2026

𝗬𝗼𝘂𝗿 𝗳𝗶𝗿𝘀𝘁 𝗵𝗼𝗺𝗲 𝗱𝗼𝗲𝘀𝗻’𝘁 𝗵𝗮𝘃𝗲 𝘁𝗼 𝗯𝗲 𝘆𝗼𝘂𝗿 𝗳𝗼𝗿𝗲𝘃𝗲𝗿 𝗵𝗼𝗺𝗲. 🏡

It could be an apartment close to work, a townhouse in a neighbourhood you love, or somewhere smaller that finally feels like yours.

For some buyers, considering a different property type can bring that first purchase within reach, with a smaller loan and repayments that better suit everyday life.

The purchase price is only part of the picture, though. Strata levies, building condition and ongoing costs deserve just as much attention.

We can help you understand your borrowing options, explore deposit pathways and work through what the repayments could mean for your budget.

You deserve to enjoy your first home, with room for life beyond the mortgage.

Thinking about taking that first step? Send us a message and let’s talk about what’s possible for you.

14/10/2026

Lucky for everyone, Jordan and Sam are a lot better at finance than they are at trivia. 😂

The boys made the trip down to Melbourne, so naturally we had to settle the important question…

Sydney vs Melbourne: True or False.

Let’s just say the scoreboard wasn’t exactly kind to them.

We’ll leave the trivia championships to someone else and stick to what they actually know — home loans, property and helping clients make smarter finance decisions.

Good thing you don’t need to pass a trivia test to get a home loan sorted. 😅

Address

Sydney, NSW

Website

https://www.thrivelending.net.au/

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