16/09/2026
💳 Card surcharges are changing from 1 October 2026.
If your business currently adds a card fee when customers pay by eftpos, Visa, Mastercard or American Express, September is the time to check how that works.
Merchant fees, terminal costs, gateway fees and provider charges can still exist. They just need to be understood properly so they are not quietly eating into your margin.
Look at what you paid in merchant fees across July and August. Compare that to sales. Check whether your pricing still covers the cost of taking payments.
Save this post and check your card payment settings before 1 October.
Learn more here: https://www.accc.gov.au/consumers/pricing/card-surcharges