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Exploring what it means to live out the abundant life that Jesus promised to all those who follow him in John 10:10.

I'm Trong Phan, an Ambrose University grad with a bachelor's in Ministry and currently pursuing my CFP designation at FPCanada.

10/23/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

The math on the traditional dream is officially broken. While owning a home, raising two kids, and retiring comfortably now costs north of $5.6M, the median Canadian will only gross around $3.2M across their entire career—before taxes. 📉

You can't budget or cut lattes to fix a $2,000,000 deficit. In this economy, you have to out-compound it.

Here is the exact 3-step account-stacking playbook to bridge that gap using Canadian registered accounts:

1️⃣ Employer Match (Group RRSP): Instant, guaranteed 50%–100% return. Never leave free salary on the table.
2️⃣ The FHSA Cheat Code: Max out the $8,000 annual limit for tax-deductible deposits, tax-free growth, and an automatic fallback transfer into your RRSP.
3️⃣ The TFSA Refund Snowball: Take the tax refund from your RRSP/FHSA and reinvest every dollar into your TFSA for lifetime tax-free compounding.

Stop gambling on stock picks and meme coins. Automate low-cost, globally diversified, market-weighted index ETFs inside these accounts to build real financial freedom. 🚀

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

10/07/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Have you ever stopped to consider how terrifying eternal life actually sounds? ⏳👀

In science fiction, writers like Isaac Asimov envisioned eternity as an endless curse where every pleasure eventually turns into a chore. But is heaven really an eternal loop of boredom—or have we completely misunderstood what an infinite, abundant life actually looks like?

From the truth behind the midlife U-shape happiness curve to C.S. Lewis’s dynamic view of eternity, here is why living forever isn’t a marathon of exhaustion, but the moment the weight is finally lifted. ✨🕊️

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

10/06/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Stop teaching your kids just how to save money. That only creates consumers. 🛑 Instead, teach them how to turn their dollars into employees that work for them! 💼📈

In this video, I share why my kids haven’t needed an allowance since turning 11—and how the "Bank of Dad" completely transformed the way they view money, investing, and delayed gratification. We break down the simple compounding rule that flipped the switch from asking for money to thinking like real investors, plus how you can automate this using modern tools like Wealthsimple Kids & Teens accounts. 💳✨

Give your children the financial head start they will never get in school! 💡🚀

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

10/04/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

You don’t have to sell everything or move across the globe to be a "real" Christian. 🛑

We often compare ourselves to historical giants like Mother Teresa or William Wilberforce and assume our quiet, everyday lives don't count. But the New Testament never reserved the word saint for a spiritual hall of fame—Paul addressed messy, ordinary believers as holy ones.

As C.S. Lewis pointed out, God isn't looking for impressive moral resumes; He’s steering broken machines. Discipleship isn’t about uniformity or heroic crusades—it’s about surrendering the driver's seat right where you are.

Whether you’re in a lab, at an easel, running a business, or raising a family, your ordinary life surrendered to Christ can become a source of abundant life for everyone around you. ✨

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

10/02/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

When couples break up, we assume it’s infidelity or falling out of love. But research shows the #1 silent killer of marriage is actually MONEY. 🚨

Keeping separate bank accounts won’t protect your wealth, and treating marriage like two roommates splitting rent destroys trust.

Here is the truth about joint accounts, the "Yours, Mine, and Ours" framework, and why financial unity is the most romantic thing you can build together. 💍📊

Scripture says the two become “one flesh”—and that starts with one shared financial vision.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

09/24/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

When you ask God for help, why does it often feel like a door slammed shut in your face? 🚪🤐

We usually pray for an escape hatch—a painkiller to numb the consequences of our mistakes. But God isn’t handing out cheap anesthetics. He’s a surgeon performing necessary heart surgery.

As C.S. Lewis famously reminded us: we ask God to patch up a modest cottage, but He is rebuilding a palace fit for a King. The hammering and chiseling hurt, but don't mistake the noise for destruction. 🔨✨

God’s help is dangerous to the person you used to be, but it’s the only path to real transformation. He never promised a bypass around the storm—He promised His presence inside it. 🌊🔥

Hold on. God isn’t safe, but He is good.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

09/22/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

We’ll spend 3 hours haggling over $20 on Facebook Marketplace… but leave $10,000 in a Big 6 chequing account making 0.01% interest ($1/year) 🤦‍♂️

In Canada, roughly 85% of personal deposits are locked inside traditional banks. Here is why switching to Wealthsimple is one of the biggest no-brainer financial bargains right now:

✅ 1.25% – 2.5% Chequing Interest (Over 100x traditional bank chequing)

✅ $0 Commission DIY Stock & ETF Trading (No $10 trade fees)

✅ 2% Flat Cash Back Visa (0% FX fees, airport lounge access & metal card perks)

✅ Household Account Linking (Pool balances to unlock VIP tiers faster)

✅ Milestone Rewards (Free Willful estate planning, Uber One, & DragonPass passes)

✅ CDIC Insured via partner trust accounts 🛡️

Stop letting financial inertia cost you thousands. Be intentional, steward your money well, and pursue the abundant life found in Christ.

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

09/22/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

You died years ago… and you didn't even notice. 🤯 If nearly every atom and cell in your body is replaced over time, what actually makes you you?

In this video, we break down the Ship of Theseus paradox, Derek Parfit’s terrifying Teleporter problem, and why secular neuroscience can’t explain your continuous soul or subjective consciousness. Discover why our true identity isn't anchored to brain chemistry or fading memories, but to the transcendent Author of reality: "For in Him we live, and move, and have our being." (Acts 17:28) ✝️✨

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

09/20/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

Is university still worth $50,000 in debt with Agentic AI disrupting white-collar careers? 📉❌

In Asian households, the expectation has always been clear: Kumon, extracurriculars, and becoming a Doctor, Lawyer, or Engineer. But the economic playbook has drastically changed.

Canada is investing over $6 BILLION into skilled trades through the Team Canada Strong initiative to certify 100,000+ Red Seal professionals. With:
💰 $10,000 employer hiring subsidies
📚 Up to $16,000 in classroom training top-ups ($400/week)
🎓 A $5,000 Red Seal completion cash bonus

While university graduates rack up debt, apprentices earn $50K–$70K right away, max out their TFSA, FHSA, and RRSP early, and let compound interest do the heavy lifting in their late teens.

By age 23, you could have zero debt, an interprovincial Red Seal ticket, and an investment portfolio that equals the exact amount your peers owe in student loans. 🚀

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

09/19/2026

Jesus promised us an abundant life in John 10:10. He also gives us wisdom on achieving that.

The youth happiness curve just collapsed for the first time in modern history 📉 We outsourced our idea of the “good life” to an algorithm—swapping character for status symbols, fake-natty physiques, and rented supercars 🏎️❌

Jesus warned us 2,000 years ago in Luke 12:15: “Life does not consist in an abundance of possessions.” Millennia later, the 85-year Harvard Study of Adult Development confirmed it: lasting joy doesn’t come from status, it comes from deep, meaningful relationships.

Time to audit your feed: Are your role models pointing you toward comparison and anxiety, or toward character and Christ? 🙏✨

DISCLAIMER:
The videos on this channel are for educational and/or entertainment purposes. They do not constitute health or financial advice. Trong Phan does not provide any sort of recommendations on ALMS Blogger, and those who are looking for health and/or financial advice should consult with a registered professional. Trong is not responsible for any health or investment actions taken by viewers.

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