SJO Accountants Ltd

SJO Accountants Ltd Accountancy Practice specialising in Owner Managed Small Businesses

Helping owners understand their finances better so they can grow their business:

🔍 Get our free e-book: https://understandyourfinances.co.uk/5steps

🔍 Book a free discovery call: https://api.leadconnectorhq.com/widget/bookings/saraotleydiscoverysession

17/06/2026

You don't have to know everything about running a business, you just need the right people in your corner. That's exactly what SJO is here to be.

Your accounting software is basically a dashcam.It records everything perfectly. Crystal clear footage of every transact...
16/06/2026

Your accounting software is basically a dashcam.

It records everything perfectly. Crystal clear footage of every transaction, every invoice, and every penny in and out.

But just like a dashcam, it only tells you what already happened.

It won't brake for you. It won't see the hazard ahead. And it won't stop the crash that's coming if your cash flow is heading in the wrong direction.

That's what we do. Get in touch.

15/06/2026

Bigger isn't always better (unless the numbers stack up first). Here are three questions to ask yourself before you expand.

12/06/2026

The average business owner spends £4,500 and 44 hours a year just on tax compliance. That's a full working week. What would you do with that time back?

10/06/2026

Watch this before your next shopping spree.

We're halfway through 2026 - here's a quick sense check.Your score isn't a verdict, it's a starting point. Get in touch ...
09/06/2026

We're halfway through 2026 - here's a quick sense check.

Your score isn't a verdict, it's a starting point. Get in touch and we'll help you build on it.

The government has confirmed a 60-day maximum payment term for large businesses paying smaller suppliers, with mandatory...
26/05/2026

The government has confirmed a 60-day maximum payment term for large businesses paying smaller suppliers, with mandatory interest at 8% above base rate if they miss it, and financial penalties for persistent offenders.

Late payments cost the UK economy £11 billion a year. This is long overdue.

Legislation takes time. If late payments are hurting your cash flow right now, get in touch. There's plenty we can do today.

25/05/2026

Delighted to announce that we have been shortlisted in the Business Growth Award (< 10 employees) category.

A pilot wouldn't fly blind, but most business owners make six-figure decisions with last year's numbers.Last year's numb...
21/05/2026

A pilot wouldn't fly blind, but most business owners make six-figure decisions with last year's numbers.

Last year's numbers tell you where you've been, not where you are, or where you're heading.

Hiring, pricing, investing, and expanding aren't small calls, and yet most business owners make them with outdated information, a gut feeling, or "vibes".

Your decisions deserve better data than that.

You already know this one. But let's make it real...𝗩𝗮𝗻𝗶𝘁𝘆 (Revenue)Posting your best ever turnover month while your mar...
19/05/2026

You already know this one. But let's make it real...

𝗩𝗮𝗻𝗶𝘁𝘆 (Revenue)
Posting your best ever turnover month while your margins are shrinking.

𝗦𝗮𝗻𝗶𝘁𝘆 (Profit)
Knowing what you actually kept after costs.

𝗥𝗲𝗮𝗹𝗶𝘁𝘆 (Cash Flow)
Whether you can pay your team, your suppliers, and yourself on time.

Most businesses celebrate revenue, but the ones that last? They obsess over the other two.

Which one do you have the clearest picture of right now?

Address

37 Movilla Street
Newtownards
BT237JQ

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

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