My Mortgage Specialist

My Mortgage Specialist We specialise in finding the right mortgage for your unique circumstances, no matter how complex!

Here at My Mortgage Specialist we understand that no two peoples circumstances are the same, and that it's therefore vitally important that you get connected to the right individual broker geared to help you. We work with a network of extremely knowledgeable and experienced brokers who have access to the whole of the market, and who have been in the industry long enough that there is nothing they

haven't seen or worked with before. No matter what your circumstances, if there's a solution out there for you, our brokers can find it. Whether you have complex income, bad credit history, unusual properties, the list goes on!

When your mortgage situation feels straightforward, confusing or more complex than expected, speaking to the right peopl...
24/06/2026

When your mortgage situation feels straightforward, confusing or more complex than expected, speaking to the right people can make a real difference.

Meet the team behind My Mortgage Specialist.

The team includes mortgage and protection advisers, case management support and people who understand that every mortgage application is different.

Whether you are buying, moving, remortgaging or worried about credit issues, the aim is to help you understand what may be possible based on your circumstances.

No pressure. No judgement. Just clear, practical mortgage advice and support from people who deal with a wide range of cases.

If you are unsure where to start, message My Mortgage Specialist and the team can talk you through the next step.

Your home may be repossessed if you do not keep up with repayments on your mortgage.

Trying to buy in Manchester after a CCJ?It can feel disheartening if a high street lender has already said no, but that ...
22/06/2026

Trying to buy in Manchester after a CCJ?

It can feel disheartening if a high street lender has already said no, but that does not always mean every lender will take the same view.

A CCJ can affect your mortgage options, but the details matter. Lenders may look at when it was registered, whether it has been satisfied, the amount involved, your deposit, your income, and your wider affordability.

This is why getting advice before applying again can be important. Applying to the wrong lender could lead to another decline, even if there may be a more suitable route elsewhere.
My Mortgage Specialist helps people with adverse credit understand what may be realistic before they make another application.

If you have a CCJ and want to understand your mortgage options, message the team to talk through your circumstances.

Your home may be repossessed if you do not keep up with repayments on your mortgage.

A lovely review from Fez Khan.Buying a home or arranging a mortgage can feel like a big process, especially when you wan...
19/06/2026

A lovely review from Fez Khan.

Buying a home or arranging a mortgage can feel like a big process, especially when you want clear answers along the way.

That is why communication matters.

Fez highlighted the team being “excellent from start to finish”, always on hand for questions, and helping the process run smoothly.

A big well done to Chris and Miranda for the support along the way.

If you are unsure about your mortgage options and want clear, practical advice, speak to My Mortgage Specialist.

Your home may be repossessed if you do not keep up with repayments on your mortgage.

If you have a default on your credit file, the next step is not to panic or apply everywhere and hope for the best.The b...
17/06/2026

If you have a default on your credit file, the next step is not to panic or apply everywhere and hope for the best.

The better step is to understand how lenders may look at it.

A default can affect your mortgage options, but it does not always mean every lender will say no. What matters is the detail.

Before applying again, it is worth checking:
• when the default was registered
• whether it has been satisfied
• how much it was for
• what type of account it related to
• how much deposit you have
• whether the mortgage looks affordable now
• what your credit conduct has been like since

This is where specialist mortgage advice can help. The aim is not to promise approval, but to help you understand what may be realistic before another application is made.

If you have a default and you are unsure what it means for your mortgage options, message My Mortgage Specialist to talk through your circumstances.

Your home may be repossessed if you do not keep up with repayments on your mortgage.

Had recent credit problems and worried it could stop you getting a mortgage? ⚠️You are not alone, and a declined applica...
12/06/2026

Had recent credit problems and worried it could stop you getting a mortgage? ⚠️

You are not alone, and a declined application does not always mean every lender will say no.

If your credit issue is recent, lenders may look more carefully at the full picture. That can include your deposit, income, affordability, when the issue happened, whether it has been settled, and how your credit has been managed since.

In some cases, a stronger deposit may improve the options available. But it does not guarantee approval, and every case depends on the individual circumstances.

The key point is this: do not judge your chances from your credit score alone.

Before applying again, it is worth speaking to someone who understands adverse-credit mortgage cases and can help you check what may be realistic.

Message My Mortgage Specialist to talk through your circumstances. 💬

Your home may be repossessed if you do not keep up with repayments on your mortgage.

It's that time again... is back! Don't complain, you know you love them 😆😎This week's word is (technically a phrase I k...
08/06/2026

It's that time again... is back!

Don't complain, you know you love them 😆😎

This week's word is (technically a phrase I know!) LTV or Loan to Value.

📣INPUT ALERT📣 - This one does require a BIT of Maths - I know, swearing on a Monday morning...🫣 but it really is only a bit!

Loan to Value literally means how much of the property YOU would be paying for vs the amount you put down as deposit.

👩‍🔬THE MATHS👨‍🔬

The property you've decided to buy is on the market at £200,000.

💶YOU have a 10% deposit burning a hole in your bank account - £20,000
🏦YOUR LENDER agrees to cover the other 90% with your mortgage - £180,000

That means the Loan to Value (or LTV) is 90%
A 90% Mortgage VS your 10% deposit

Still with me? 🤓😁

Lender availability can vary depending on the property, lender, product, your credit score...the list goes on. BUT you don't need to worry about that - let us step in for you 😎 Give us a call on 0115 9555 544 or drop us a message, and we'll deal with the numbers.

It's what we do 🔢

It was .kenny.mortgageadvisor and his other half's anniversary yesterday and she suggested going somewhere expensive as ...
02/06/2026

It was .kenny.mortgageadvisor and his other half's anniversary yesterday and she suggested going somewhere expensive as a treat.

She wasn't impressed ...

New Month, New 🙌‼This week, we're discussing the true definition of a Broker's ✅FRENEMY❎The UNDERWRITER😳They decide ...
01/06/2026

New Month, New 🙌‼

This week, we're discussing the true definition of a Broker's ✅FRENEMY❎

The UNDERWRITER😳

They decide your mortgage fate...necessary to the process, but not always easy.

If you're looking to start your journey as a or even if you're a home owner who is for the umpteenth time, let us deal with the faff of the back and forth...
..and give yourself more time to enjoy the sunshine 🌞😎

She says, as it's no doubt pouring with rain where you are - Sorry! 😆 Great British Summertime here we come! ☔🌦

🎉Follow along for more Word of the Weeks to come! 🎉

When the staff are let out into the community unsupervised 🤦‍♂️
27/05/2026

When the staff are let out into the community unsupervised 🤦‍♂️

📣HAPPY BANK HOLIDAY!📣The office may be closed, but the is still here to entertain!This week's property word is - ⛓ CHA...
25/05/2026

📣HAPPY BANK HOLIDAY!📣

The office may be closed, but the is still here to entertain!

This week's property word is - ⛓ CHAIN ⛓

A group of people all trying to move house at the same time, while surviving on stress, emails and copious amounts of coffee ☕🥴

Ok so the last bit might just be us! But you've no doubt heard in every home moving conversation you've ever had - and now you know what it means.

🎉You're Welcome!🎉

Address

11 Park Lane Business Centre, Park Lane
Nottingham
NG60DW

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm
Saturday 9am - 5pm

Telephone

+441159755544

Website

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