02/11/2026
The Budget has landed. Now's the time to find out what it actually means for you.
Last Wednesday's Budget has had a few days to settle, and the detail is now much clearer.
The Autumn Budget kept the ÂŁ20,000 ISA allowance for all savers by reversing the planned cash ISA cut. However, income tax thresholds stay frozen until 2031, tax on savings and property income rises by two percentage points from April 2027 (so in actual fact it is a 4% rise), and unused pensions will still fall into estates for inheritance tax from April 2027.
Some of what was announced will make no difference to you at all. Some of it might mean a small tweak to your plans. And for a few people, it could be worth acting before a change comes into effect.
The only way to know which group you're in is to look at your own numbers.
This week is also Talk Money Week, the Money and Pensions Service campaign encouraging us all to talk more openly about money. So consider this your nudge.
If you would like to arrange a free initial consultations throughout November to go through what the Budget means for your pensions, savings, investments and estate, please get in touch.
👉🏼 https://www.resolvefs.co.uk/get-in-touch/
*This post is for general information only and does not constitute personal financial advice. Pension cannot be access until age 55 (57 from 2028). Investments carry risk. Tax rules can change and their effect depends on your individual circumstances.