Andrew Davidson Just Mortgages

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Andrew Davidson Just Mortgages Approved by The Openwork Partnership on 02/08/2026
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Happy Halloween from all of us at Just Mortgages! 🎃👻Wishing you a spooktacular evening filled with treats! 🍬
31/10/2026

Happy Halloween from all of us at Just Mortgages! 🎃👻

Wishing you a spooktacular evening filled with treats! 🍬

29/10/2026

A headline mortgage rate may catch your attention, but there is more to consider before choosing a deal.

Arrangement fees, cashback and fee-free options can affect the overall cost, while deal length and early repayment charges may influence how well it fits your plans. 🧾📅

Taking a closer look at these details could help you choose a mortgage that better matches your circumstances.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

The Budget often comes with lots of headlines, opinions and speculation.We've pulled together some of the key announceme...
29/10/2026

The Budget often comes with lots of headlines, opinions and speculation.

We've pulled together some of the key announcements from today's Autumn Budget to help you stay informed.

If you're unsure how any of these changes could affect your plans, we're here to help.



Approved by The Openwork Partnership on 28.10.2026
Just Mortgages is a trading name of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Could the Budget bring breathing space for families and fresh hope for first-time buyers? John Phillips shares his react...
28/10/2026

Could the Budget bring breathing space for families and fresh hope for first-time buyers?

John Phillips shares his reaction to the announcements and explains why mortgage advice matters when planning your next step.

Read John’s blog: https://tinyurl.com/yktt33wz

The lowest mortgage rate does not always mean the lowest overall cost.Fees, incentives, deal length and early repayment ...
27/10/2026

The lowest mortgage rate does not always mean the lowest overall cost.

Fees, incentives, deal length and early repayment charges can all affect how mortgage options compare. 🔍🧾

Looking at the mortgage as a whole could help you make a more informed decision and find an option that suits your needs.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

What could the upcoming Budget mean for your finances?John Phillips, CEO of Just Mortgages, shares what he hopes, and ex...
26/10/2026

What could the upcoming Budget mean for your finances?

John Phillips, CEO of Just Mortgages, shares what he hopes, and expects to see, from support for household budgets to greater financial confidence for mortgage borrowers.

Read John’s pre-Budget blog: https://tinyurl.com/5x59h9tm

23/10/2026

When your current mortgage deal ends, you could move onto your lender’s follow-on rate.

This may change the amount you pay each month, so it helps to understand what happens next before your deal expires. 🏡📋

Reviewing your mortgage early gives you time to compare what your existing lender offers with other available deals and explore what could suit your circumstances.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

You may be able to review your mortgage options several months before your current deal ends.Starting early gives you mo...
21/10/2026

You may be able to review your mortgage options several months before your current deal ends.

Starting early gives you more time to compare deals, prepare your documents and check whether any early repayment charges apply. 🏡📅

Understanding your options in advance could help you plan your next steps around your circumstances and future plans.

Read our new blog to find out more: https://tinyurl.com/2n6m7df9



YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 20/10/2026

Consolidating unsecured debts into a mortgage may appear to simplify monthly outgoings, but it can carry additional risk...
16/10/2026

Consolidating unsecured debts into a mortgage may appear to simplify monthly outgoings, but it can carry additional risks and costs. Speak to me to understand the potential implications before making a decision.

15/10/2026

🚶‍♀️ A lovely day out of the office! 💜

We enjoyed a fantastic walk with our BDMs, exploring the beautiful Brampton Valley in Northamptonshire 🌿 A wonderful opportunity to get out into the fresh air, enjoy the stunning countryside and catch up away from the usual day-to-day routine.

We then headed to for a well-deserved stop, some amazing coffee and cake and plenty of great conversation! 🍻

A huge thank you to Kelly Parish, Sarah Cave, Georgina England, Judith Brandrick and Mark Wheatley for making it such a lovely morning!

It’s always great to strengthen relationships with our lender and provider partners, share knowledge and enjoy some time together outside the office. 💜

Thank you to our brilliant BDMs and partners:
| | | |

15/10/2026

Your credit score is only one part of your mortgage application.

Lenders may also consider your income, deposit, existing debts, regular spending and overall affordability when assessing your circumstances. 🏡📊

Looking beyond the headline number could help you understand your position. A mortgage adviser can explain how these factors may affect your options.

Read our blog to find out more about credit checks and preparing for a mortgage: https://tinyurl.com/mr33bzc6



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

Changes in your property value or mortgage balance could affect your loan-to-value position. 🏠 This is one of the factor...
14/10/2026

Changes in your property value or mortgage balance could affect your loan-to-value position. 🏠 This is one of the factors lenders may use when assessing remortgage options. Get in touch for a review.

A lower credit score does not automatically mean a mortgage is out of reach.If you have missed payments in the past, len...
13/10/2026

A lower credit score does not automatically mean a mortgage is out of reach.

If you have missed payments in the past, lenders may consider what happened, how long ago it occurred, the amount involved and your wider circumstances. 📋🏡

Each lender has its own criteria. Speaking openly with a mortgage adviser could help you understand which options may be suitable for your situation.

Read our blog to explore how credit history can affect a mortgage application: https://tinyurl.com/mr33bzc6



Just Mortgages is a trading name of Just Mortgages Direct Ltd which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.
Approved by The Openwork Partnership on 06/10/2026

A new kitchen, extension or home office can be exciting, but it is important to understand how funding the work could af...
12/10/2026

A new kitchen, extension or home office can be exciting, but it is important to understand how funding the work could affect your mortgage. 🔨 Contact me to explore the options and potential long-term costs.

11/10/2026

🏡 Moving home? You might be able to take your mortgage with you! 🔑

Did you know you could potentially port your existing mortgage when moving house?

Porting means transferring your current mortgage deal to a new property, which could help you keep your existing interest rate and avoid some early repayment charges.

But there are a few things to consider:
✨ Your lender will need to approve the new mortgage.
✨ Affordability checks will usually apply.
✨ If you’re borrowing more, the additional amount may be on a different interest rate.
✨ Porting isn’t always the cheapest or most suitable option.

💡 Before you move, make sure you explore all your options!

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

10/10/2026

⚽ An injury can happen in a split second. Would you be financially prepared?

Breaking a leg playing football might mean more than just time on the sidelines. It could mean time off work, unexpected expenses and added financial pressure.

💜 That’s where MetLife protection comes in.

MetLife offers protection options designed to help you financially when the unexpected happens, including accident and injury benefits, depending on the policy you have.

🛡️ How could MetLife help?
✅ Financial benefits following eligible accidents and injuries.
✅ Support to help ease financial pressures while you recover.
✅ Cover options to suit different needs and circumstances.

Having the right protection in place could make a real difference when life doesn’t go to plan.

bones

When a fixed or introductory deal ends, your mortgage may move onto the lender’s standard variable rate. ⏰ Contact me ah...
09/10/2026

When a fixed or introductory deal ends, your mortgage may move onto the lender’s standard variable rate. ⏰ Contact me ahead of your end date to review what other options may be available.

08/10/2026

🏡 Could a 2.5% deposit help more first-time buyers get on the property ladder?

A new government-backed scheme is being proposed that could allow eligible first-time buyers purchasing a new-build home to put down just 2.5%.

The proposal could also include a 20% government-backed equity loan, with an initial interest-free period.

📅 The finer details are expected to be confirmed at the Budget, including eligibility, income and property price caps, costs and when the scheme could be introduced.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Just Mortgages is a trading name of Just Mortgages Direct Limited which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

New-build purchases can have different timescales from buying an existing property. 🏗️ Getting mortgage advice early can...
07/10/2026

New-build purchases can have different timescales from buying an existing property. 🏗️ Getting mortgage advice early can help you understand the process from reservation through to completion.

Lovely day for a spot of golf with my brother in law yesterday. A nice little rest from work and a beautiful day for it....
06/10/2026

Lovely day for a spot of golf with my brother in law yesterday. A nice little rest from work and a beautiful day for it. Who knew Thetford had sandy soil 🤣😭🤷

Address

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Wellingborough
NN85FJ

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+447504263986

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