True Divorce Consultancy

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True Divorce Consultancy I help women navigate divorce with financial clarity, not guesswork. Going through a Divorce or Separation? Do you feel uncertain about your financial future?

Through the True Divorce Blueprint, you avoid costly mistakes and make confident decisions about their future. Do you lack financial confidence and are fearful about your future? Here at True, we can help you achieve financial certainty pre, during and post-divorce by creating a visual and clear plan for both now and the future. Our award-winning team of Financial Experts and Resolution Accredited Divorce Specialists will give you the confidence to make an informed decision about your future and take away those worries about life during and after Divorce. If you'd like to find out more about how we work and how we can help you, contact us via Facebook or drop us a line to [email protected]

Small steps can make a big difference. ✨🎆With it being Bonfire Night, there's plenty of talk about sparks, fireworks and...
05/11/2026

Small steps can make a big difference. ✨🎆

With it being Bonfire Night, there's plenty of talk about sparks, fireworks and big displays.

But when it comes to planning and protecting your financial future, it's often the smaller actions that make the biggest difference.

You don't need to have everything figured out overnight, but sometimes progress starts with…

📄 One financial document.
💬 One important question.
💷 One budgeting exercise.
🤝 One conversation with a professional.

So, here's a little challenge for you this Bonfire Night…
Take 10 minutes to think about your financial future.

Ask yourself:

🏡 Where do I want to be living in five years?
💷 What would financial security actually look like for me?
📈 What's one thing I could do now to help protect that future?

Write down your answers and choose one small action you can take this week. Because you don't need a grand plan to start moving forward, sometimes one small step is all it takes to get things moving.
Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

"The cheapest way to get divorced is to do it yourself." Right?Not always.Doing everything yourself might save you money...
04/11/2026

"The cheapest way to get divorced is to do it yourself." Right?

Not always.

Doing everything yourself might save you money on professional fees initially, but what happens if you overlook something that could affect your finances for years to come?

Things like…

🏡 The family home - You might be able to keep it, but can you genuinely afford it long term?
💷 Pensions - Have you considered their true value and what you might be giving up in retirement?
📄 Financial disclosure - Have all assets, debts, income and investments been properly considered?
📈 Future affordability - Will your settlement support your lifestyle in five, ten or even twenty years?
⚖️ Financial protection - Have your financial arrangements been properly formalised so you're not left with unexpected financial ties?

Of course, not everyone needs the same level of professional support, and there are ways to keep costs manageable, but sometimes, trying to save money today can lead to much bigger financial consequences tomorrow.

The cheapest option upfront isn't always the most cost-effective option in the long run.
Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

Some financial decisions might seem straightforward at the time, but their impact can last for years, even decades.Here ...
03/11/2026

Some financial decisions might seem straightforward at the time, but their impact can last for years, even decades.
Here are six worth thinking carefully about:

🏡 1. Choosing the house over pensions
Keeping the family home might feel like the safest option, but could you be sacrificing valuable retirement income to do so?

💷 2. Agreeing to maintenance arrangements
How long will payments last? What happens when they stop, or if circumstances change? It's important to understand what you can realistically rely on.

💰 3. Taking cash now instead of assets for later
Having money available today can feel reassuring, but consider what you might be giving up in long-term financial security.

📄 4. Overlooking tax implications
Selling or transferring property, investments or business assets can sometimes trigger tax consequences. Have these been factored into your settlement?

🛒 5. Underestimating future living costs
Your budget needs to account for more than today's bills. Inflation, home repairs, children's changing needs and unexpected expenses all matter.

👵 6. Putting off retirement planning
Retirement might feel a long way off, but the decisions you make during divorce could significantly influence the income you have later in life.

You don't need to have every answer straight away, but you do need to understand the potential consequences of the decisions you're making.

This is why we use our Visualise Your Future process, featured in The Blueprint, to explore different financial scenarios and help women understand what their settlement options could mean in real life.

👉 Want to understand how your settlement decisions could affect your future? Explore The True Divorce Blueprint: https://education.truedivorceconsultancy.co.uk
Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it

We went to a pumpkin patch recently, which sounds very wholesome and autumnal.In reality, it was mostly me trying to sto...
31/10/2026

We went to a pumpkin patch recently, which sounds very wholesome and autumnal.

In reality, it was mostly me trying to stop small children picking up pumpkins, dropping pumpkins, and choosing the biggest one despite absolutely not being willing to carry it.

But there is something lovely about wandering around trying to find the "perfect" pumpkin.

Although, let's be honest, they're all a bit wonky, lumpy and odd-looking… which is probably why I relate to them so much by October.

It made me think how often we expect life to look perfect.
The perfect plan.
The perfect family day out.
The perfect next chapter.

But sometimes the wonky, unexpected, slightly chaotic version is still beautiful in its own way…and often, it makes a much better story.

Divorce can feel like that too. The next chapter may not look exactly how it was imagined, but that doesn't mean there isn't still something good, steady or hopeful to rebuild.

This month, we've been talking about financial fears in divorce, and when I asked you to share yours, there were certain...
30/10/2026

This month, we've been talking about financial fears in divorce, and when I asked you to share yours, there were certain worries that came up again and again.

So rather than leaving those fears sitting there, I wanted to address some of them, because often, when you face the thing that feels scary, it starts to lose some of its power.

Not because everything is magically solved overnight, but because knowledge helps, understanding helps and having a plan helps.

When you know what to ask, what to check, or what step to take next, the fear can start to feel a little more manageable.

Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

Divorce support can often feel scattered.A solicitor over here.Financial paperwork over there.Advice from friends.Google...
29/10/2026

Divorce support can often feel scattered.

A solicitor over here.
Financial paperwork over there.
Advice from friends.
Google searches at midnight.

A head full of worries you don't know how to untangle.

The True Divorce Blueprint was created to bring things together in one calm, structured place. It doesn't just tell you what divorce terms mean, it helps you understand how they apply to your life, your money and your future.

Inside, we walk you through the financial side of things, step by step, alongside the practical, emotional and legal awareness you need to feel more prepared.

So you're not left guessing, you're not trying to piece it all together alone, and you're not expected to feel confident before you even know where to start.

Because what makes The Blueprint different isn't just the information.

It's the structure, guidance and reassurance that helps you move from overwhelmed and unsure to clearer, calmer and more in control.
Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

Financial fears can feel huge when they're floating around in your head. So, this week, try turning one fear into one fa...
28/10/2026

Financial fears can feel huge when they're floating around in your head.

So, this week, try turning one fear into one fact.

For example:

"I'm scared I won't afford the house" becomes "I need to understand the monthly costs."
What's one fear you could turn into a practical question this week?
Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

A divorce settlement can look fair on paper and still feel uncertain in real life.Because the figure you agree to is onl...
27/10/2026

A divorce settlement can look fair on paper and still feel uncertain in real life.

Because the figure you agree to is only part of the picture.

What matters is how that settlement actually works when it meets your monthly bills, your home, your children, your future plans and the unexpected costs life can throw at you.

That's where stress-testing comes in.

1. Check monthly affordability
Can you afford the mortgage or rent, bills, food, insurance, travel, children's costs and everyday life?

2. Look at what could change
What if interest rates rise, maintenance changes, your income shifts, or an unexpected cost comes up?

3. Think beyond today
Does the settlement support future you too, including savings, retirement and long-term security?

4. Model different options
This is where our Visualise Your Future process inside The True Divorce Blueprint can be so powerful. By modelling different scenarios, we help you see what each option might actually mean, not just now, but in the years ahead.

Because it's one thing to agree a settlement, it's another to understand whether it can support the life you're trying to rebuild.

Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

I was looking back at some of the first posts I ever published on social media recently.My immediate instinct? To absolu...
25/10/2026

I was looking back at some of the first posts I ever published on social media recently.

My immediate instinct? To absolutely rip them apart! 😅

But then I stopped and thought, why do we do that to ourselves?

Why is it so easy to instantly pick holes, judge ourselves, or be unkind about the version of us who was simply trying?
Because yes, some of those early posts weren't perfect. but they were a starting point.

Back then, I was just beginning to find my voice online and work out how to show up in a way that felt helpful and honest.

So, the fact I started at all is probably something worth giving myself credit for.

Maybe looking back isn't always about judging the version of you who started. maybe it's about recognising how far you've come.

Because growth rarely looks polished at the beginning, sometimes it looks like trying, learning, tweaking, cringing slightly… and carrying on anyway.

"I'm scared I'll be left with his debt after my divorce." 💷This is a really common fear in divorce, especially if you we...
23/10/2026

"I'm scared I'll be left with his debt after my divorce." 💷

This is a really common fear in divorce, especially if you weren't the one managing the money.

You might suddenly be looking at loans, credit cards, overdrafts or accounts you didn't fully understand before and wondering what you could still be connected to.
A practical first step is to list every debt you know about and split it into three columns:

👤 In my name
👥 In their name
🔗 Joint

Then ask:

🤔 Who is responsible for paying this?
📄 Is it included in the financial disclosure?
🔗 Could I still be financially linked to this after divorce?
✅ Does anything need closing, separating or formally dealt with?

It sounds simple, but it can help you see what needs questioning before you agree to anything.

This is also something we talk you through inside The True Divorce Blueprint, so you can understand what financial ties may still exist and what can be put in place to help protect you moving forward.

Because clarity isn't just about knowing what you own.
It's also about knowing what you could still be connected to.
Please note: Our two companies are designed to support you through every stage of divorce. True Divorce Consultancy Ltd offers tailored financial guidance and scenario planning throughout the divorce process. If you need regulated financial advice post-settlement, True Financial Design Ltd is here to help you secure your financial future. By keeping these services separate, we ensure specialized support when and where you need it.

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