Faas Funding - DSCR Investment Loans

Faas Funding - DSCR Investment Loans DSCR loans for real estate investors. Nationwide, where permitted. Welcome to Faas Funding, your trusted partner for DSCR investment consulting.

Financing based on rental income and property cash flow for long-term and short-term rental properties, including LLC-owned investments. We specialize in helping real estate investors secure investment properties for rental and income-producing purposes. β€” No personal income verification required.

πŸ’Ό What We Do:
We provide DSCR (Debt Service Coverage Ratio) loans designed for:
βœ”οΈ New & seasoned in

vestors
βœ”οΈ Rental property acquisitions
βœ”οΈ Airbnb/short-term rentals
βœ”οΈ LLCs & self-employed borrowers
βœ”οΈ Portfolio expansion and refinance deals

πŸ“Š Why Choose Us?
βœ… No tax returns needed
βœ… Fast approvals β€” close in 10-14 days
βœ… Approvals based on property cash flow
βœ… Minimum 620-640 credit score
βœ… Nationwide lending

πŸ“ž How to Get Started:

Book a free funding consultation

Submit basic property & borrower details

Get pre-approved β€” fast and hassle-free

πŸ“Š How to Calculate Your DSCR β€” Step by StepKnowing your DSCR before applying for a loan can save you time and frustratio...
06/13/2026

πŸ“Š How to Calculate Your DSCR β€” Step by Step

Knowing your DSCR before applying for a loan can save you time and frustration.

Here's the formula:

πŸ”’ DSCR = Monthly Gross Rental Income Γ· Monthly Debt Payments

Example:
- Monthly Rent: $2,500
- Monthly Mortgage (PITI): $2,000
- DSCR = 2,500 Γ· 2,000 = 1.25

Most lenders want DSCR of 1.20 or higher.
Faas Funding offers loans starting at 1.0 DSCR!

Don't let the math intimidate you - we'll help you run the numbers!

Comment 'DSCR' below and we'll show you how to calculate yours!

06/13/2026

πŸ’° 5 Reasons DSCR Loans Are a Game-Changer for Real Estate Investors

Tired of W-2 requirements and tax return headaches? DSCR loans are the smarter way to grow your portfolio.

1️⃣ No personal income verification needed
2️⃣ Qualify based on the property's rental income
3️⃣ Perfect for self-employed investors
4️⃣ Close faster with streamlined underwriting
5️⃣ Scale without limits β€” no cap on properties

At Faas Funding, we specialize in DSCR loans that help investors like you grow faster and smarter.

DM us today to get pre-qualified! πŸš€

06/13/2026

🏠 What is DSCR and Why Does It Matter for Real Estate Investors?

DSCR (Debt Service Coverage Ratio) measures whether your rental property generates enough income to cover its mortgage payments.

DSCR = Gross Rental Income Γ· Total Debt Payments

βœ… DSCR above 1.25 = Strong qualifier
βœ… DSCR of 1.0 = Break-even
❌ DSCR below 1.0 = Risk zone

At Faas Funding, we help real estate investors qualify based on the property's income β€” NOT your personal income.

Ready to scale your portfolio? Let's talk DSCR loans today! πŸ‘‡

06/13/2026

πŸ’Ό DSCR Loan Down Payment: How Much Do You Really Need?

One of the most common questions we get at Faas Funding!

Here's the breakdown for DSCR loans:

Minimum down payment: 20-25%
No PMI requirements with 20% down
Lower down payments may be available for experienced investors
80% LTV available for most properties
Gift funds CAN be used in some cases

Compared to conventional loans, DSCR loans actually offer BETTER flexibility for real estate investors!

Example:
Buying a $300,000 rental property?
Down payment needed: $60,000-$75,000
Property generates $2,500/month rent
DSCR ratio: 1.25+ - you QUALIFY!

Ready to get started with your down payment strategy?

Contact Faas Funding today!

Short-term rental investors β€” DSCR loans were built for you.Airbnb income. VRBO income. Vacation rental income. It all c...
06/10/2026

Short-term rental investors β€” DSCR loans were built for you.

Airbnb income. VRBO income. Vacation rental income. It all counts toward your DSCR ratio.

βœ“ STR income eligible for qualification
βœ“ No W2 or personal income docs needed
βœ“ Seasonal properties welcome
βœ“ Close in as little as 21 days
βœ“ 50 states covered

Whether you're in Asheville, Scottsdale, Nashville, or the Jersey Shore β€” we have a program for your deal.

Submit your STR scenario at faasfunding.com

The BRRRR strategy works.But it stalls at the refinance step.Why investors get stuck:❌ 6-12 months seasoning required❌ P...
06/09/2026

The BRRRR strategy works.
But it stalls at the refinance step.

Why investors get stuck:
❌ 6-12 months seasoning required
❌ Personal income docs block approval
❌ Can't pull equity fast enough

The DSCR fix:
βœ… 1-month seasoning available
βœ… Qualify on rental income only
βœ… Up to 75% LTV cash-out

Repeat. Scale. Build the portfolio.

Run your numbers: faasfunding.com/brrrr-calculator


Buying a rental property through an LLC?Most conventional lenders won't touch it.DSCR loans are built for it.βœ… LLC and e...
06/08/2026

Buying a rental property through an LLC?

Most conventional lenders won't touch it.

DSCR loans are built for it.

βœ… LLC and entity vesting accepted
βœ… No personal income verification
βœ… Short-term rental income eligible
βœ… Close in as little as 21 days

50 states. Fast pre-qualification.

Link in bio β†’ faasfunding.com


Most investors don't realize this:You don't need W2s, tax returns, or personal income docs to finance a rental property....
06/08/2026

Most investors don't realize this:

You don't need W2s, tax returns, or personal
income docs to finance a rental property.

DSCR loans qualify you based on the
property's rental income β€” not yours.

If the rent covers the mortgage, you qualify.

That's it.

β†’ Check if your deal qualifies at faasfunding.com


Real estate investors β€” this one changes the game. 🏘️For qualified DSCR purchase and refinance loans, we may waive the t...
05/14/2026

Real estate investors β€” this one changes the game. 🏘️

For qualified DSCR purchase and refinance loans, we may waive the traditional 4-month PITI prepayment requirement β€” meaning LESS cash needed at closing.

βœ”οΈ 1.2x DSCR sweet spot
βœ”οΈ $200K+ loan amounts
βœ”οΈ 700+ credit score
βœ”οΈ Best pricing at 780+
βœ”οΈ Soft credit pull only
βœ”οΈ Fast closings
βœ”οΈ Investor-focused lending solutions

Whether you’re scaling a rental portfolio, executing a BRRRR strategy, or refinancing for better cash flow, structure matters.

At FAAS Funding, we focus on business-purpose financing designed around real investor scenarios β€” not cookie-cutter lending.

Ready to structure your next deal?

πŸ“ Pre-qualify in minutes: faasfunding.com/prequalify

Most people think you need a W2 to buy real estate…Investors know that’s 🧒With a DSCR loan: βœ… No tax returnsβœ… No income ...
04/16/2026

Most people think you need a W2 to buy real estate…
Investors know that’s 🧒
With a DSCR loan: βœ… No tax returns
βœ… No income verification
βœ… Based on rental cash flow
If the property pays… you qualify.
Smart money moves different.
πŸ‘‡ Tap in before your next deal passes you by
investormindset cashflow financialfreedom realestateinvestor faasfunding

Address

Brooklyn, NY

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 10am - 2pm

Telephone

+17187015020

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