06/13/2026
π How to Calculate Your DSCR β Step by Step
Knowing your DSCR before applying for a loan can save you time and frustration.
Here's the formula:
π’ DSCR = Monthly Gross Rental Income Γ· Monthly Debt Payments
Example:
- Monthly Rent: $2,500
- Monthly Mortgage (PITI): $2,000
- DSCR = 2,500 Γ· 2,000 = 1.25
Most lenders want DSCR of 1.20 or higher.
Faas Funding offers loans starting at 1.0 DSCR!
Don't let the math intimidate you - we'll help you run the numbers!
Comment 'DSCR' below and we'll show you how to calculate yours!