True North Retirement Advisors

09/16/2026

There are good and bad times to buy gold! There are also some people that are better suited for it.

💰Here's when you SHOULD buy gold 💰

✔You're a more conservative investor --
gold can be a nice edge against uncertainty!

✔ It's much easier to add to your portfolio than it used
to be.

✔If you buy at the right time, you can make a good
chunk of money owning it!

Would you benefit from more helpful tips to get you to and through retirement? Search Retirement Quick Tips with Ashley wherever you listen to podcasts! 🎙

09/15/2026

Going for the Gold -- Smart Hedge or Bad Investment?

When the market faces uncertainty, we often see gold increase in value.

Gold can be a great investment for some, and a bad investment for others.

Tune in below to avoid buying gold, why gold might be a good fit for you and your portfolio, as well as my general take on buying it!

🎧https://retirementtip.libsyn.com/going-for-the-gold-a-smart-hedge-or-bad-investment

09/10/2026

I've talked about concentration and diversification at times -- particularly how they can impact your risk level.

It's also crucial to look at your allocation of:

✔️Stocks
✔️Bonds
✔️Cash
✔️Other Assets.

A general rule of thumb is the closer you are to retirement, the lower the percentage of your assets should be in the stock market.

Now, this can vary based on your situation.

🎧Click the link for more helpful tips to get you to and through retirement! https://linktr.ee/retirementquicktipswithashley

09/08/2026

There's various risky behavior I see from investors all the time. They range in severity but one I see often is the assumption that timing of buying and selling certain stocks is the way to more money.

I disagree with this! I view time spent in the stock market as far more valuable. It can be difficult to stick with the ebbs and flows of a market.

Trying to outsmart it will almost always lead to loss, big or small. 🧠

Click the link for more helpful retirement tips 🎙️https://linktr.ee/retirementquicktipswithashley

Planning for retirement can be confusing. Ashley makes it simpler! Every day, yo

09/05/2026

Here’s exactly how I invest my 401(k) as a financial advisor 💼📊

I’m sharing the details of my current investment allocation.

📈 95% of my 401(k) is in stocks
💵 Less than 1% in cash
🌎 About 18% in international
🏦 Almost no bonds (and I don’t even remember why I own what I do 😅)

🎧 Listen in now → https://retirementtip.libsyn.com/how-i-invest-my-401k-as-a-financial-advisor
💬 Let me know: Are you in a target date fund or building your own mix?

09/02/2026

I’ve been maxing out my 401(k) for over a decade. But it didn’t start that way…

On this episode of the Retirement Quick Tips Podcast, I’m talking about how much I contribute to my 401(k) — and why.

Whether you're just getting started or you're already saving a decent amount, today’s episode will help you:

➕Understand what “maxing out” really means

❌Avoid common mistakes with contribution limits

⬆️Learn how even a 1% increase can make a big difference

🎧 Check out the episode here: https://retirementtip.libsyn.com/why-i-max-out-my-roth-401k-as-a-financial-advisor

09/01/2026

How often do I check my 401(k)?

Honestly… not often enough to remember the balance 🤷‍♀️

I’m sharing a behind-the-scenes look at how I manage my own 401(k) — including:

🔐 Why I sometimes don’t even remember my account balance
📉 Why logging in too often can do more harm than good
📅 How often I do recommend checking your 401(k)
🔁 Why rebalancing matters (and how I automate it)
📝 The critical housekeeping items to look for when you do log in

As a financial advisor, it might surprise you to hear how little I check my own accounts. But there's a method to the (seeming) madness — and I explain it all in this episode.

🎧 Listen now: https://retirementtip.libsyn.com/how-often-i-look-at-my-401k-rebalance-as-a-financial-advisor

You don’t have to obsess over your 401(k). But you do need a system.

08/31/2026

How does a financial advisor manage their own 401(k)?

I’m pulling back the curtain and sharing how I manage my own 401(k) — yes, the same strategies I recommend to clients, I use myself.

Helpful Topics I'll Cover:

✔️How often I actually check my 401(k)

✔️Roth vs. Traditional contributions – and what I choose personally

✔️What I’m currently invested in & why

✔️Why I avoid target date funds (even though I recommend them for others)

✔️When to rebalance, and how I handle it

✔️Common 401(k) mistakes (and how to avoid them)

I'm also sharing why checking your beneficiaries and avoiding 401(k) loans is non-negotiable.

Whether you're years away from retirement or just getting serious about saving, this episode will give you practical tips from someone who's not just talking the talk.

🔗 Listen now: https://retirementtip.libsyn.com/im-a-financial-advisorheres-exactly-how-i-manage-my-401k

Let’s make your retirement less stressful, and way more confident.

08/26/2026

The cost of cars, both new and used have nearly broken records in the last few years 🚗.

Not only are new cars expensive, but used cars continue to hold a high cost as well.

There are situations when buying a new car may actually be the smarter decision, however, in a more typical car market, I would actually consider it a waste of your money!

New cars decrease in value significantly the moment you drive them off the lot 🚘. They may have perks that are appealing initially, but you should consider why you are going for new vs. used and make sure it's the best decision for you financially.

🎧Search Retirement Quick Tips with Ashley wherever you listen to podcasts to hear more helpful tips to get you to and through retirement!

08/25/2026

Over the years. I've noticed common things people waste their hard-earned money on.

I've never been a handbag person myself 👜, but this is one of the most common things I consider to be a dumb way people waste their money.

If you are someone who truly enjoys the bags and has the means to purchase them comfortably, it makes sense to make these types of purchases! 💵

BUT, it falls under this category when people start purchasing these items simply for appearance to others, as a status symbol. They want to appear as though they have a lot of money, whether it's true or not.

Consider limiting yourself to fewer purchases like this, or even none. Take the time to look inward and ask yourself why you are buying it.

Tune in for more helpful retirement tips: https://linktr.ee/retirementquicktipswithashley