Stevena Clay, Central Ohio Real Estate

Stevena Clay, Central Ohio Real Estate Stevena Clay is your Central Ohio real estate resource You are guaranteed that Stevena’s skills and experience are put to work for you!

Helping Buyers and Sellers achieve the American Dream -- one home at a time is Stevena’s full-time mission! Stevena serves as an advocate for her clients and earns their business for life with a "client first" philosophy. Providing the very best service by continually improving her skills and ways of doing business, keeping herself available, being a good listener as well as a good communicator, a

nd responding quickly to their needs are her primary goals. Serving all of Central Ohio with a specialization in North-East Columbus, Stevena looks forward to helping many more clients Buy, Sell, or Invest in real estate. To Sell or Buy Today, Contact Stevena Clay!

05/01/2026

New Construction: What Smart Buyers Should Know🏡💯

1. Model homes are marketing tools — they often showcase upgrades and design features that aren’t standard.

2. You are not required to use the builder’s preferred lender. Shop around and compare rates, fees, and APR. Incentives can look appealing, but always evaluate the full picture.

3. The on-site agent represents the builder—not you. Their role is to protect the builder’s interests.

4. Ask questions—lots of them. Clarity upfront prevents issues later.

5. No home is perfect—even new construction. Keep a running list and follow up to ensure all punch list and warranty items are completed.

6. Inspections are essential. Consider inspections at key stages (pre-drywall, final, etc.), not just at the end.
7. Everything is negotiable. Price, upgrades, closing costs—don’t assume anything is off the table.

8. Bringing your own REALTOR doesn’t cost you more. Builder commissions are already built into the price. Without representation, the builder simply keeps more.

9. Not all builders are equal. Quality, craftsmanship, and processes vary significantly. Do your research.

10. Timelines are fluid. Delays happen—be prepared for your closing date to shift.

11. If you don’t ask, you don’t get. Advocate for what you want.

12. Get everything in writing. Verbal agreements don’t hold weight—documentation matters.

13. Community amenities may take time. Pools, clubhouses, and other features are often completed after homes are sold.

14. Not all upgrades add value. Be strategic with where you invest.



📲 Thinking about new construction?

Let’s connect and make sure you’re fully protected every step of the way.

That’s how you win💯🏡♥️

Stevena Clay, MBA | Your Trusted Ohio Realtor
📞 614-362-7297
🔗 linktr.ee/realestatebystevena

04/20/2026

If you can afford rent…
you might already be closer to owning than you think.

Most people don’t realize this.

They keep paying rent month after month…
building zero equity…
waiting for the “right time” that never feels right.

Meanwhile, that same payment
could be building ownership…
stability…
and long-term wealth.

The difference?

Clarity.

Because what feels out of reach
might already be possible with the right strategy.

If you’ve been renting, it’s worth taking a real look at your options.

04/10/2026

📊 MARCH 2026 | CENTRAL OHIO MEDIAN HOME PRICES

Here’s a quick look at where home values landed last month 👇

📍 Upper Arlington: $610K
📍 Dublin: $640K
📍 New Albany: $540K
📍 Bexley: $582K
📍 Powell: $520K
📍 Worthington: $488K
📍 Westerville: $445K
📍 Pickerington: $440K
📍 Hilliard: $395K
📍 Gahanna: $384K
📍 Grove City: $340K
📍 Galloway: $338K
📍 Westgate: $290K
📍 North Linden / South Linden: $192K

🔎 Market Insight
Spring momentum is building. We’re seeing steady upward pressure across most areas as buyer activity increases and inventory remains limited.

While higher-end markets like Dublin and Upper Arlington continue to lead on price, the real movement is happening in the mid-range. Areas like Hilliard, Gahanna, and Westerville are gaining traction as buyers look for more value and shift outward.

The price gap between entry-level and premium neighborhoods is continuing to expand—something to keep a close eye on as the season progresses.

📩 Curious where your home stands or what this means for your next move?
Send me your neighborhood—I’m happy to help.

📞 Contact me today to begin your home search or to sell your property
Stevena Clay, MBA | Your Trusted Ohio Realtor
📱 614-362-7297
🔗 Schedule a consultation: linktr.ee/realestatebystevena

03/30/2026

Did you know this about buying a home? 👀

If you go under contract in March and close in April, your first mortgage payment usually isn’t due until June.

A lot of people don’t realize your first mortgage payment isn’t due right away—it typically starts the month after your first full month in the home.

Little details like this can make planning your move so much smoother, especially if you’re currently in a lease 🏡✨

Thinking about buying this year and want someone to guide you through the process?

Comment HOME and I’ll send you my buyer roadmap! 💌

Stevena Clay, MBA
Licensed OHIO Realtor®
Coldwell Banker Realty
📱 614-362-7297

Getting a new car payment can increase your debt-to-income ratio and reduce how much you qualify for when buying a home....
03/22/2026

Getting a new car payment can increase your debt-to-income ratio and reduce how much you qualify for when buying a home.

Comment HOUSE FIRST if you’re planning to purchase this year. 🏡



Schedule your consultation today 👇🏽🏡
https://linktr.ee/realestatebystevena

Stevena Clay, MBA
Your Trusted Ohio Realtor 🏡✨

03/01/2026

Most buyers default to the 15-year mortgage because it looks mathematically superior.

Lower rate. Less total interest. Faster payoff.

On a spreadsheet, that’s accurate.

In real life, liquidity matters more than optics.

Here’s the structural difference 👇

A 30-year mortgage is not about stretching debt.
It’s about preserving cash-flow control.

That control is leverage.

When you choose a 30-year term and prepay principal intentionally:

• One extra payment per year can remove years from the loan and eliminate a substantial amount of interest.
• Two extra payments annually compounds the acceleration — without committing to a higher required payment.
• Three extra payments begins to approximate a 15-year amortization schedule — but only when cash flow allows.

The distinction is contractual obligation.

With a 15-year mortgage, the higher payment is mandatory.
With a 30-year mortgage, acceleration is elective.

Life introduces volatility:
Income shifts.
Unexpected repairs.
Medical expenses.
Family expansion.

Liquidity absorbs shock. Rigidity magnifies it.

Sophisticated buyers optimize for margin first, speed second.

They secure flexibility.
Then deploy surplus capital strategically against principal.

The objective isn’t the shortest term.

The objective is controlled acceleration without compromising financial stability.



Stevena
Coldwell Banker Realty
📲 614-362-7297
📧 [email protected]

New Listing ✨ Open House ✨🗓️ Sunday 1–3 PM🏡 194 N Kellner Rd, Columbus, OH 43209💲 $239,9003 Beds | 1 Bath | 1,092 Sq FtW...
02/19/2026

New Listing ✨ Open House ✨

🗓️ Sunday 1–3 PM
🏡 194 N Kellner Rd, Columbus, OH 43209
💲 $239,900
3 Beds | 1 Bath | 1,092 Sq Ft

Welcome to this beautifully updated ranch-style home that is completely move-in ready and ideally located just minutes from Bexley, offering convenient access to shopping, dining, parks, and major roadways.

Highlights:
✔️ Brand-new roof & new privacy fence
✔️ Newer carpet & professionally refinished hardwood floors
✔️ Updated kitchen with granite countertops, stainless steel appliances & ceramic tile backsplash
✔️ Refreshed bath with modern finishes
✔️ Insulated garage door
✔️ Updated lighting & plumbing fixtures
✔️ Newer air conditioning system

With extensive updates already completed and a prime location near Bexley, this home delivers comfort, convenience, and value at an attractive price point.

📅 Join us Sunday from 1–3 PM and tour this move-in ready home in person!

02/19/2026

✨ Open House ✨

🗓️ Sunday, February 22nd | 11 AM – 1 PM
🏡 547 Berkeley Road, Columbus, OH 43205

Absolutely gorgeous brand-new contemporary home! Thoughtfully designed with modern finishes and quality craftsmanship throughout.

Highlights:
✔️ Each bedroom with its own private bathroom
✔️ Spacious loft — ideal for office, media room, or flex space
✔️ Large laundry room with utility sink
✔️ Detached garage
✔️ Brand-new construction

💰 Qualified buyers may receive up to $50,000 in down payment assistance through available programs! Eligibility requirements apply.

This is an incredible opportunity to own a stunning new build with potential financial support available.

📞 Call today for details and stop by Sunday from 11–1 PM!

01/18/2026

After 11 years and numerous of homes sold here are the mistakes I wouldn't make if I were selling my own home of if I was selling my mom or dad's home.

Because sometimes experience isn't about what to do, but what not to do. It's about what not to do.

➡️View to learn what I've seen cost homeowners the most money...

Comment or DM me the word "SELL" for my free home seller guide full of helpful info.

Stevena Clay, MBA | Licensed Realtor
Coldwell Banker Realty

01/17/2026

🏡 Why Consider New Construction?

New construction offers modern layouts, energy efficiency, fewer repairs, builder warranties, and the chance to personalize your home, all with added peace of mind.

Many buyers don’t realize builders often offer incentives and flexible options, too.

💬 Comment “NEW” to learn about new construction homes available within your price range, budget, location, and search criteria.

Follow for more real estate tips and education.

Address

2288 E Main Street
Columbus, OH
43209

Website

http://www.realcolumbusliving.com/

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