Sachs Financial

05/27/2026

This Friday is 529 Day! Get it? May 29th? 5-29? It’s a fun reminder to consider this education-focused investment tool and whether it might be helpful to you or your family.

Check out our breakdown of the 529’s advantages in this week’s blog!

May 29th is quickly approaching, so let’s celebrate 529 Day with a look at this unique financial tool and how it could help benefit you or your family. A 529 plan is a tax-advantaged investment account designed to help

05/27/2026

Unexpected expenses shouldn't haunt your retirement dreams.

For many Americans aged 59–77, a lack of emergency savings is a major source of stress. But it doesn’t have to be. By balancing liquidity with income and investments, you can handle the "what-ifs" without derailing your long-term goals.

Face the future with confidence, not fear. Let’s get your balance right.

05/20/2026

Have you ever considered what would happen to your lifestyle or retirement goals if you suddenly lost your paycheck? Disability insurance is a way to help protect your plans against unexpected illness or injury.

Read more here:

Disability Insurance: Widening Your Family’s Safety Net In modern America, the “traditional” household has undergone a significant transformation. Gone are the days when a single breadwinner was the norm; today, the dual-income household is the engine of the American economy. Families now rely

05/20/2026

Don’t let inflation shrink your hard-earned savings. At Sachs Financial, we move your money beyond "sitting still" and position it for real growth.

Stop reacting to the economy and start outsmarting it.

05/14/2026

Friday, May 15th, is National Senior Fraud Awareness Day, and in honor of that, we’ve created a quick look at some of the more prevalent scams out there today, how to recognize them, and what to do if you think you’ve been targeted.

Check it out here:

This Friday, May 15th, is National Senior Fraud Awareness Day. This day is dedicated to shedding light on pervasive crimes that have cost older adults billions of dollars in recent years. In 2024, scams reported to

05/08/2026

The Administration for Community Living (ACL) celebrates Older Americans Month each May, and for 2026, the theme is “Champion Your Health.” Check out our blog to learn some ways to incorporate healthcare planning into your overall retirement strategy and why it’s important!

Every May, the Administration for Community Living (ACL) celebrates Older Americans Month (OAM) to recognize older Americans’ contributions, examine aging trends, and demonstrate the commitment to serving older adults. In step with that cause, we’re taking this time to honor older Americans by

04/27/2026

If you’re someone who loves history or is just interested in how your own story fits into the larger human narrative, researching your ancestry offers a meaningful way to connect with the generations that came before you and leave a legacy beyond finances for those coming after. Check out our blog for some ideas on how to get started.

Genealogy can be a truly fascinating hobby, and uncovering your family’s history can bring the past to life in a fresh and personal way. If you’re someone who loves history or is just interested in how your own story fits into the larger

04/20/2026

In the world of finance, the difference between risk capacity and risk tolerance is summed up by what you can do versus what you want to do. Explore how these concepts complement each other and how you can use them to help guide how you manage financial risk in your life in this week’s blog.

Do you have a lead foot when you drive? Or are you a bit more cautious behind the wheel? Think of the sportiest cars you’ve seen on the road: The car is capable of comfortably reaching speeds exceeding 150 MPH, but as the driver, how comfortable

04/14/2026

Is tax season causing you anxiety? Michelle on the Money is joined by Jeff Sachs from Sachs Financial to discuss the latest updates for filing your 2025 taxes, including significant changes from recent legislation.

In this video, we discuss:

- 𝗙𝗶𝗹𝗶𝗻𝗴 𝗘𝘅𝘁𝗲𝗻𝘀𝗶𝗼𝗻𝘀: Why nearly 20% of taxpayers file for an extension and why it is not a reason to panic.

- 𝟮𝟬𝟮𝟱 𝗦𝘁𝗮𝗻𝗱𝗮𝗿𝗱 𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻: Details on the new rates, which have increased by nearly 8% to $15,750 for single filers and $31,500 for married couples filing jointly.

- 𝗘𝗻𝗵𝗮𝗻𝗰𝗲𝗱 𝗗𝗲𝗱𝘂𝗰𝘁𝗶𝗼𝗻𝘀 𝗳𝗼𝗿 𝗦𝗲𝗻𝗶𝗼𝗿𝘀: How those over age 65 can access additional standard deductions, potentially totaling nearly $47,000 for some couples.

- 𝗢𝘃𝗲𝗿𝘁𝗶𝗺𝗲 𝗮𝗻𝗱 𝗧𝗶𝗽 𝗜𝗻𝗰𝗲𝗻𝘁𝗶𝘃𝗲𝘀: New above-the-line deductions for reportable tips and overtime pay, with deductions reaching up to $25,000 depending on filing status.

- 𝗧𝗵𝗲 𝗦𝘁𝗮𝘁𝗲 𝗮𝗻𝗱 𝗟𝗼𝗰𝗮𝗹 𝗧𝗮𝘅 (𝗦𝗔𝗟𝗧) 𝗖𝗮𝗽: Information on the temporary increase of the SALT deduction cap to $40,000 through 2029.

- 𝗖𝗮𝗿 𝗟𝗼𝗮𝗻 𝗜𝗻𝘁𝗲𝗿𝗲𝘀𝘁: How to check if your 2025 vehicle purchase qualifies for a deduction of up to $10,000 in interest based on American assembly.

- 𝗦𝗶𝗱𝗲 𝗛𝘂𝘀𝘁𝗹𝗲 𝗥𝗲𝗽𝗼𝗿𝘁𝗶𝗻𝗴: New 1099 thresholds for individuals selling items on platforms like eBay, Venmo, or PayPal.

- 𝗥𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁 𝗖𝗼𝗻𝘁𝗿𝗶𝗯𝘂𝘁𝗶𝗼𝗻𝘀: Why you can still contribute to your IRA for the 2025 tax year even in early 2026, as long as you haven't filed yet.

Learn how to optimize your filing so you aren't giving the government a "free loan".

04/13/2026

If you only think about taxes once a year, you may expose more of your hard-earned dollars to taxes than is necessary. Let’s take a look at how a true long-term tax strategy goes beyond the annual filing ritual and how the components of a comprehensive strategy fit together in this week’s blog:

Many people may view taxes as a seasonal hurdle or a frantic scramble every spring to satisfy the IRS. But if you only think about taxes once a year, you may expose more of your hard-earned dollars to taxes than is necessary. A true long-term