Pearl Planning

Pearl Planning You work hard for your money. We help you make the most out of it.

After her husband's sudden death in 2023, Samina Bari discovered that having a will, a trust, and a team of professional...
09/08/2026

After her husband's sudden death in 2023, Samina Bari discovered that having a will, a trust, and a team of professionals in place still was not enough to navigate the chaos that followed.

On this episode of Women's Money Wisdom, host Melissa Joy, CFP®, founder and president of Pearl Planning, sits down with Samina Bari, founder and CEO of Farewell and two-time Amazon bestselling author, to talk about what she calls life administration: the tangle of legal, financial, and emotional tasks that pile up after loss, divorce, or a parent's declining health. Samina shares how Farewell uses an empathetic AI to break overwhelming to-do lists into manageable steps, and why the planning that happens before a crisis matters just as much as the response after one.

This conversation is a reminder that having a plan on paper is not the same as being prepared to live through it, and that real support means walking alongside someone, not just handing them a checklist.

🎙️ Listen to the full episode: https://podcasts.apple.com/us/podcast/womens-money-wisdom/id1583888433

09/07/2026

“Real estate always goes up.” “It's passive income.” “It's how the wealthy got rich.” According to historian Joseph Moore, PhD, none of that holds up.

Moore, author of the national bestseller How to Get Rich in American History, found that of the top 100 fortunes in America, precisely zero were built on real estate. He points to investors in the 1700s who bought up what is now West Virginia and died without ever seeing a dollar of profit.

On this episode of Women's Money Wisdom, Melissa Joy, CFP®, and Joseph Moore break down the biggest myths people believe about building wealth through real estate, and what 300 years of history actually shows.

09/04/2026

Real estate has five or six jobs baked into it: the realtor who finds the deal, the lender, the handyman, the landlord. Historian Joseph Moore, PhD, says most people who lose money in real estate never realize this.

Moore explains that to actually profit from owning real estate, you have to take over at least one or two of those jobs yourself, whether that's finding deals, managing tenants, doing the repairs, or becoming the lender. Skip that step, and you're just paying someone else to do it for you.

Melissa Joy, CFP®, and Joseph Moore break down why this is the piece most real estate “how-to” guides leave out, and what it actually takes to make property investing pay off.

🎧 Listen to the full conversation: https://podcasts.apple.com/us/podcast/womens-money-wisdom/id1583888433

Happy 6th work anniversary to Alexa, CFP®! From day one, Alexa has brought heart, expertise, and a calm presence to eve...
09/03/2026

Happy 6th work anniversary to Alexa, CFP®! From day one, Alexa has brought heart, expertise, and a calm presence to every client she works with. She helps families navigate some of life's biggest transitions with clarity and confidence.

Happy work anniversary, Alexa. We're so grateful you're on this team. 💜

Of the top 100 fortunes in America, exactly zero were built on real estate. Historian Joseph S. Moore, PhD, has the rece...
09/01/2026

Of the top 100 fortunes in America, exactly zero were built on real estate.

Historian Joseph S. Moore, PhD, has the receipts, and they reframe a lot of what we assume about how wealth actually gets built.

This week on the Women's Money Wisdom podcast, Melissa Joy, CFP®, sits down with Moore, author of How to Get Rich in American History, to dig into 300 years of financial advice that worked (and didn't).

They cover why Americans used to say “go ahead” instead of “get ahead,” the long, overlooked history of women investing and managing money, and the myths around real estate as a shortcut to wealth.

A fast-moving, fact-packed conversation about what history actually shows works, and what's just a good story.

🎧 Listen to the full episode: https://lnkd.in/dTCr7bh7

08/31/2026

Not every hard conversation in a relationship is about money.

Writer Lindsay Goldwert, co-author of the upcoming book The Midlife Plot Twist, talks with Melissa Joy, CFP® about the harder ones too: still wanting a monogamous relationship, feeling disconnected from a partner, wanting to be honest about what you want without knowing if the answer will be what you hoped for.

Lindsay's advice is to get clear with yourself first, before bringing it to the people you love.

We're a team of CFP® fiduciaries in Dexter, MI who help busy families get their financial life organized without adding ...
08/28/2026

We're a team of CFP® fiduciaries in Dexter, MI who help busy families get their financial life organized without adding more to their plate. No hidden agendas, no jargon, no pressure. Just planning that actually fits your life.

Want to see if we're the right fit? pearlplanning.com/contact

08/27/2026

Perimenopause is not the whole story of midlife.

Writer Lindsay Goldwert, co-author of the upcoming book The Midlife Plot Twist, believes transformation is the real headline: new careers, new degrees, new businesses, women rewriting their own story in real time.

She and Melissa Joy, CFP® talk about why letting midlife get boiled down to symptoms sells an entire generation short.

Growth doesn't have to mean becoming someone you're not.Melissa Joy, CFP® will be joining two fellow advisors, Danika B ...
08/26/2026

Growth doesn't have to mean becoming someone you're not.

Melissa Joy, CFP® will be joining two fellow advisors, Danika B Waddell and Laura Corbiani, for a panel discussion on September 3rd at 3:00 PM ET, moderated by Katie Burke, CFP® from Equita Financial Network. They'll be sharing their business development strategies that have actually worked for them and how you can adapt them to fit your own voice, values, and brand.

Growth That Feels Like You: Business Development Strategies That Drive Results and Stay True to Your Brand

This webinar is free to attend, we hope you'll join! Register today: zoom.us/webinar/register/WN_bnj0Eod3R9CYGyiJKTzBZw #/registration

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Dexter, MI
48130

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Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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