11/08/2026
Holiday spending is starting, and a little planning can help you stay in control 🎁💳 Set a written spending cap, keep holiday purchases on one card, and pay it down before the statement closing date. Avoid maxing out any single card. Why? Reported balances are usually measured at statement close, and keeping them low can support a stronger credit profile. Small, intentional steps can make a difference in how you manage your credit this season! 📈 Learn more: www.nextlevelcreditscore.com Results vary, and no score increase is guaranteed.